Darling 2 takes on the TSB**won**

[darling1]

Prelim (alocation) court date is on Friday 13th - 7 days to go, and no money or word from LTSB!

[darling1]

Today is Monday, no word from LTSB yet, s'pose I can just look forward to a wonderfully apt Friday the 13th . A lovely stressfull day in court!

I am completely loosing my sense of humour now, I am totally P***ed off now. Why can't they just pay up, surely they know CAGers won't back down?

Is there anything I can do to remind sc&m that this case is due in court in 4 days?? Should I ring them? I am just as concerned that they won't turn up, as I am that they will turn up!

A big claim like this MAY be worth defending?

I dunno - I am really feeling cross

[darling1]

Gosh! that was a quick reply form the three of you! reassuring and helpful as always - will try and not loose the plot before friday!! Thank you for the support!

[darling1]

THank you all. We are feeling very worried, even though nothing can be won or lost tomorrow, we have tried to prepare, But are not sure that we are up to Judges and their clever ways - if you know what I mean, But will let you all know asap when we get back, GULP:o.

Hi Pen - missed you:p

 

Darling1

[darling1]

Thanks for that Pen!........I'm sure the OH will apreciate that!! Also happy to keep you happy Lorraine!!! Keep up with it all and hopefully we will also be laughing by this time tomorrow, or if not we will at least know what the future holds and then we can plan what to do next, all this time waiting around is really boring and stressfull, I manage to keep a smile on my face by thinking about all the interest they are racking up!! So my claim should be considerably bigger by the time it is sorted!

[darling1]

I'VE WON...........I'VE WON............I'VE WON.................I'VE WON..........

 

I'VE WON ..........I'VE WON............I'VE WON.............I'VE WON...etc..etc

 

well actually, I have done all the work and the OH has won :o , Oh well whats mine is his (the bills) and whats his is mine!!!!..... He just looked at his online bank statement this evening about 10 mins ago and there it was! He just said "would you believe it" I on the other hand shouted whooooooo!! and have done 20 laps of the house!

 

They ahve sent £335 more than I originally claimed on the N1 and that just about covers the extra interest that they owed after that date and the £100. aq fee....But if its a few quid short - we are not going to argue anymore over it.

 

No correspondance from them yet, but will let you know what happens - don't actually care anyway now!

I assume that I should write to the court and deliver it first thing to the court office, problem is that the court office opens at 10 and the case was to be heard at 10. we shall have to go down, and hand in the letter, hope the Judge doesn't still need to see us!

 

ITS OVER HORRAHHHHHHHHHHHHHH!

 

THANK YOU TO YOU ALL ESPECIALLY.. GARYH, GUIDO, AND MY OLD MATE PEN FOR ALL THE SUPPORT AND GUIDANCE, COULDN'T HAVE DONE IT WITHOUT YOU ALL.XXXXXXXXXXXXXXXXXXXXXXXXXX DARLING1

Will try and make a donation to the BAG right now!!

[darling1]

Thankyou all for your lovely comments,I could not have done it without all the support and advice, but we are thrilled with the outcome,

Off to court now, as we had a prellim at 10.am, so had better turn up and deliver the letter telling them of our success! - Better keep the courts happy, don't want to upset them at this stage! still have two other cases to settle yet! and have yet to look at all my cc charges!!! - Think we will still be needing the court and this formum for a while yet!!

 

 

Are off to town to pay off our debts, you have no idea how good that will feel, then we may be able to squeeze a little holiday out of the remainder!!! :p YES!!!!

 

Sue (Darling1)xxxxxxxxxxxxxxxxxx

[darling1]

Went to court today at 5 to 10 to hand in the letter saying we had settled and the Barrister for LTSB was there!!:o

 

Told her that we had settled and had the money in our account already! she didn't know that. She also told us that the amount that we had settled on was below what we were claiming by about 2 grand She said we were claiming over 13000 - no we wern't! And that when we did our calculations we had added some totals twice and some items they had no record of, I pointed out that we had never claimed that amount and that the amount paid in to the account was actually £335 more than we had requested - but with the AQ fee and a bit extra for interest we were happy! (I then thought Damn what did we miss!!!:o )

(OH and the barrister had to go and see the judge and say it was settled - gave the judge the letter....)

 

She also told me that she had come down from Leicester to defend LTSB (what a waste of money IMHO) and that she has done 7 bank charge cases in 4 weeks -

 

When I said why do the banks bother when they have no intention of letting it go to court, she pointed out that she has just been to court and successfully defended a bank against a BAG-ER, because the bank defended the interest, The CI !! She told me that had I gone for it they would have definately defended in court,

I am glad I didn't go for that (MTM!!) - the extra costs in the fast track would have been a nightmare!! - I was also told that a lot of people are making mistakes in their calculations aswell, and adding things twice! They are defending those aswell.

 

I have one more funny postscript to this that I would LOVE to tell you - but I cant let you know on the forum! So PM me if you would like to know!!! Darling1

 

 

if I have been of any help to you - please be kind enough to click on my scales! Thanks

[darling1]

Hi Martinego,

The LTSB barrister told me that they will defend the contractual interest part of a claim, - that is if you have opted to claim CI as well as your charges - and not the 8% statuary interest that everyone is entitled to at court.

Hope that helps! Darling1

if I have helped in any way please be kind enough to click on my scales!

[darling1]

Yes I think that that is definately very important - its looks like if they can catch you out they will have a go!