Did a chargeback on a ryanair flight that wasn't cancelled...can they get back at me?

[dx100uk]

retitled and moved to the airlines forum.

 

interesting one...

they could object to the chargeback

and the bank could agree to repay them.

 

they could also not, but discover down the line, that things don't don't marry up and ask you for payment directly.

but TBH i think you might have covid recommendations on your side but i'd save NOW any relevant information you might need to prove your point of 'don't fly' just in case.

 

they have 6yrs to do so 

 

we can't guess eitherway.

[dx100uk]

unfortunately, under the statute of limitations Act, that has has been around for probably +100yrs, yes.

[dx100uk]

there might well be a time limit for them to object to the chargeback..but that becomes somewhat immaterial once it passes.

 

you attained a refund, by whatever method, ryanair are now out of pocket.

should they deem that there was no reason for said refund, be it that the flight wasn't cancelled or that the covid no travel advice does not apply, then they have 6 yrs to possibly action getting their moneyback.

which is why i said ensure you research things NOW and keep the evidence of the no travel advice etc etc where you know where it is.

 

eitherway we don't have a crystal ball to guess what they will do

[dx100uk]

they are two sep things.

 

you say they can dispute the chargeback upto 30days from you doing it,

i've not checked that

..but its immaterial once that time has passed should they not dispute it.

 

under the statute of limitations (same as if someone owes YOU money or you have a debt like a credit card one)

the person/company that claims a debt is owed has 6yrs from the debtors last payment or action to try and collect it. or raise a court claim.

 

[dx100uk]

 

thats the time limit regarding a chargeback dispute.

[dx100uk]

sch i was trying not to panic them..

[dx100uk]

under the statute of limitations anyone you might owe money too has 6yrs to get it back.

 

the statute of limitations is nothing to do with any chargeback or whatever method you got the moneyback by.

 

please don't be abusive just because you don't understand the law.

 

 and thats and American site UK chargeback law is different

[dx100uk]

no-one here has ever said the bank do not only have 30days to dispute the chargeback process.

 

what we are pointing out out is that has created a debt with ryanair.

 

ryanair, as anyone has ....including you, that thinks someone owes you money,... has 6yrs to do 'something' about it before the debt become statute barred under the statute of limitations that prevents court enforcement happening.

 

you seem unable to understand this..

 

just because a chargeback was the reason you got that moneyback and under the rules concerning chargeback, that limits them to 30 days to try and dispute/reverse it under the chargeback scheme....that does not mean they cannot get their money back outside of the scheme or once the 30days have elapsed.

 

as has been said numerous times now. how you got the refund is immaterial. they still have 6yrs.

 

 

 

 

[dx100uk]

i believe this subject has been locked

however, that doesn't mean you cannot seek advice should ryanair, or someone they instruct, starts hassling you or worse over the fraud you committed. 

 

please simply send a private msg to any of the siteteam to unlock this thread and we will gladly help you.

 

dx