Mr Penguin Vs HSBC Bank Plc ***WON***

[lateralus]

as we've been saying on other threads - a newish trend is developing. now that you have your acknowledgment, look for the name of the person from dg on the second page. send a breakdown of charges to that person tomorrow - recorded del. or fax it to them. yes, we know you have sent it to the bank and with your claim, etc. , do it again, now, this can and has in several cases bumped your claim to the top of their pile and cut about 2 weeks in waiting time off the process. just a simple one liner with it like: please find enclosed my breakdown of charges relating to claim XXXXXX.

with your name and contact details. try it, you may still get a pleasant surprise in time for xmas. keep in touch.

[lateralus]

certainly see you point and can understand you are considering all the angles. my take would be this - even though it was sent without prejudice - meaning it couldn't be used against them in court. - do you really think they would have offered anything if they weren't aware of the fact that they haven't a leg to stand on. any offer - especially one of that amount must by it's very existence mean they know they are in the wrong on this. so, you can accept it as partial payment but leave them in no doubt you are in it for the long haul. as you may be aware - once you filed your mcol you are now dealing with dg - so that offer was in response to your lba - better late than never??

i think anyone who has been there will tell you - stick it out, you will get all of it back. sleep on it. maybe some more will add their thoughts.

[lateralus]

think i would send a letter (there is a template for refusing an offer) address it to whomever sent you the offer and send a copy to whomever is on your acknowledgment at dg (this will serve to bump you up to the top of the pile - if only for filing purposes) - the offer came from the bank so you would refuse it to them, noting you have already claimd and now requrie claim+interest+court charges. that offer will disappear but you will have kept up your end by responding (and that copy to dg may shake something a bit).

[lateralus]

in abouat 99% of the cases - dg files their defense at the 11th hour ( really at the 11th hr 59th minute). the button won't let you push ahead of time and then when you could press it - they mostly have already filed and then it won't let you press either. they seem to be letting a lot of the claims go to the defense (you get the aq, the court change and their defense about 2-3 days later) and then you get an offer just after that.

don't worry if they defend - that's standard and just moves everybody's deadline by another 2-3 weeks. in the last week - we've seen lots of cases being offer 100% just after the defense is filed. hang in there - and follow crusher's advice above.

[lateralus]

i'm beginning to think- send another one in when they have filed a defence and then call a couple of days after "to check it has been received" this is even if you sent one when the acknowledgment arrived. one or two getting through this stage with nothing - i think it's the volume of claims they are seeing and anything you can do (see above) will bump you to the top of the pile. both those actions in the first line will bump you up. try it.

[lateralus]

so this new little bit of info may now apply to you as well:

forgive the cut and paste.

 

20/12/06

babs, new info - i asked the question on crusher's thread and lively lad (good man that he is) gave the reply. pass it on to other's as i have to dash..............

 

hey crusher, how's about a quickie....

question that is:

there are several people now who have had offers, accepted but it doesn't look like the money will come through until after the aq deadline.

am i right telling them they need to go ahead and file it before the deadline passes, even though they have signed the acceptance. bit of a grey area for me, unchartered seas........ yeah or nay, a lot of people will struggle to find that extra dosh at this particular time. what say you?

thankx for the input.

 

from lively lad:

I would firstly ask tell the bank you will need:

 

a) The cash deposited into account or a cheque before the AQ date

b) Failing that written confirmation of the offer.

c) I would also inform the court that you have reached a settlement and you are awaiting payment ask them to delay the submission date by 1 week.

__________________

 

so if the deadline looms and the money still isn't in your hand - you can give that a go.

do not halt the claim until the money arrives.

 

forgot to say:CONGRATULATIONS!, WELL DONE.

[lateralus]

yes, that's the aq.

here's some info:Allocation Questionnaires - A guide to completion

yes, be prepared to file but don't do it until you absolutely need to because if your claim is over 1500, it costs 100 to file and that's another 100 you will need to get from dg. so, as above in post 28 - if still no money - go for the week delay a couple of days before it's due, personally, i think you will have your money by then - no prob.

don't halt the claim until it is in your hand. have a good xmas - knowing you've won! they've settled - that's the main thing, you'll soon have the dosh.

[lateralus]

hey, mr. p, congratulations - glad to see them finally coming across with the dosh,

this may help: When You Get Your Refund