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Refund concern


Surfer01
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I am on pension credit and DLA.

 

 

A vehicle was bought approximately a year ago on HP.

Due to numerous faults with the vehicle, it was rejected and the rejection accepted.

 

 

The company are now issuing a refund which will probably exceed the limit of, I think, £10k in savings and we will need to pay the £1 for every £250 over the limit.

 

The deposit on the newer vehicle consisted of an older vehicle which accounted for over 40% of the deposit with us paying the rest on HP

previous to this our savings were nowhere near £10K

a full refund probably takes us over the savings limit.

 

However we still need a vehicle

will be buying another one using the refunded money probably within a few days of getting the refund and the savings will be depleted again.

 

 

Could we have issues with deprivation rules or should we not mention it?

I don't want any hassles.

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As long as you don't go overboard buying a top of the range Porsche and instead get a similar spec (or cheaper model) to the one you returned, I don't expect you'd get too many questions. A car for many is an essential, and you don't get much (new) for £10K.

 

Cover your back and put it in writing to the DWP that you have had a refund and that the money has been spent on a replacement vehicle. If you also claim CTX/HB benefits, also notify the local authority.

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