reclaiming charges court claim - The "Claim Too vague" defence and guide to amending a claim

[sharman24]

hi if you go to the lloyds forum you will be able to find templates for filling in and information as to what should be included in your claim

i agree the space is limited but as long as you have the right particulairs in the form than you would be demed to of served your claim correctly.

when sending this to the court include a copy of your schedule for the amounts you are claiming and the dates

 

i assume you entered on your MCOL that states unfair contract terms act 1997 s 4 and consumers contracts reg 1999 para 8 and sch 2 1 e.

and also your claim of 8% under section 69 county court act 1984

 

please read the templates section, i know there can be a lot flying around but take your time and just make sure you get the info into these forms as needed.the banks will pounce if you make any sort of mistake.

as for lloyds saying it was an embarrassment, i assume you followed the correct path of action so they would of had all the info in their hands, your letter before action would clearly outline your next plan of action, which was to serve a claim in the county court.

i also assume you have had letters from their solicitors sechiari.clark and mitchell. they sent me one wanted to confirm all the details again, so i sent it all off again.

hope this has been of some help.

if really in the deep stuff, pm a mod, we are all here to help.

regards

 

Please Note

Advice & opinions of sharman24 are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

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[sharman24]

i was just wondering why you have had letters returned??, it is important to keep to the procedure, as the banks will come down hard on you if you fill in forms incorrectly.

in ref to keeping statements, it is most important that you keep everthing, all correspondence between yourself and the defendant, and the court.

if or when the time comes, the judge will either set a hearing date or case date, and will give directions on what he/she requires both parties to do.

this will normally be in the form of a court bundle.

3 copies of everything, one for the defendant, one for the court and yours which should be the originals.

its not that bad to compile, but my advice would be to be prepared, get it done sooner than later

 

Please Note

Advice & opinions of sharman24 are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

[sharman24]

hi, i'm a little confused?, you have sent a claim, via internet, i assume with money claim online,(mcol), have you done this because you have exhausted the proceedures, and the bank have refused to pay up?

 

have you done the following ?

1. Subject access request,

2. prelim letter, with bank charges spreadsheet

3. letter before action, with bank charges spreadsheet

4. issue claim through mcol

[sharman24]

look at the sticky guide in the lloyds main page.

follow the procedures step by step.

i have just had a settlement from lloyds, yet to receive the money, but they will push you upto even the last day of appearing in the court.

there is plenty of help here on the site, if you have any worries PM a mod,you'll find it most helpful.

you will get your money back, its a question of brinkmanship with them

Please Note

Advice & opinions of sharman24 are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

[sharman24]

i,m not sure how you stand with this, i think you really need to pm a mod, i know you dont just send of statements to nothampton court.

did you use the spreadsheet to enter all your charges, as this will automatically sort out the standard 8% when the time comes to issues a MCOL.

for filling in MCOL you do have to be clear in the regulations your are claiming on, and these need to be entered correctly.

there is a guide to filling out MCOL on the forum lin lloyds.

you can of course submit a new claim, i i believe the cost is £35 but i would as i said PM a MOD and seek advice.