Hello and that

[bigyeti]

Hi all,

I wandered onto this site a couple of days ago and have spent the last few days reading Yorkshire Bank and Halifax threads, some of which are truly gripping!!

 

I've had trouble managing bank accounts, and through sheer determination have got everything under control. Then I came across this site, and I shall be demanding my cash back. I have an account with Yorkshire and one with Halifax, there was another Yorkshire account, but that was closed. I've not requested anything, but I had kept all but a few bank statements.

 

I knocked up a spreadsheet, and started entering the data. Talk about an eye-opener! The closed Yorkshire account clocked up just shy of £170.

 

So, I entered the other Yorkshire account. £2600!!!

 

Much swearing and shock. However, my wife now knows there's a very good chance we'll get it back.

 

Finally, there's the Halifax. They have [edit] us of £5430! :o

 

Now, I beleive I can't claim for "Interest Debited", as it is interest charged for using the authorised overdraft. But that still leaves £4865 in charges.

 

Has anybody else successfully recovered such an amount from Halifax? Or any other institution for that matter.

 

Tomorrow, I shall send off my tenner for the statements and charges.

 

Incidentally, has anyone been charged VAT on the Data Protection Act submission? About 14 years ago, I submitted a Data Protection Act form for my hospital records - just for curiosity - and they added VAT to the tenner.

 

Also gonna look at my credit card statements...

 

Mod note : Please refrain from putting potentially libellous comments in posts please

[younganfree]

Hi, bigyeti, welcome.

To my knowledge, no-one has had to pay more that £10 for DPa.

Can't give you specifics about Halifax or Yorkshire as I'm with A&L,

but I know for a fact people have had success at claiming back more that 5 grand from any one institution!

So, no problem. Go for it.

Start yourself a NEW THREAD on the forum of the bank you go for first, so that you can keep other claimants informed of your progress, and where you can ask for assistance if needed.

Good Luck. 8-)

ps. Maybe you could start with your closed account, just to try the water?

[nathal]

send £10 (no vat)

 

alot of bigger claims

[bigyeti]

Hi, bigyeti, welcome.

To my knowledge, no-one has had to pay more that £10 for DPa.

Can't give you specifics about Halifax or Yorkshire as I'm with A&L,

but I know for a fact people have had success at claiming back more that 5 grand from any one institution!

So, no problem. Go for it.

Start yourself a NEW THREAD on the forum of the bank you go for first, so that you can keep other claimants informed of your progress, and where you can ask for assistance if needed.

Good Luck. 8-)

ps. Maybe you could start with your closed account, just to try the water?

That's not a bad idea. Am I right in assuming my tenner would get me the details for both accounts, or just the one?

[bigyeti]

Hi all,

I wandered onto this site a couple of days ago and have spent the last few days reading Yorkshire Bank and Halifax threads, some of which are truly gripping!!

 

I've had trouble managing bank accounts, and through sheer determination have got everything under control. Then I came across this site, and I shall be demanding my cash back. I have an account with Yorkshire and one with Halifax, there was another Yorkshire account, but that was closed. I've not requested anything, but I had kept all but a few bank statements.

 

I knocked up a spreadsheet, and started entering the data. Talk about an eye-opener! The closed Yorkshire account clocked up just shy of £170.

 

So, I entered the other Yorkshire account. £2600!!!

 

Much swearing and shock. However, my wife now knows there's a very good chance we'll get it back.

 

Finally, there's the Halifax. They have [edit] us of £5430! :o

 

Now, I beleive I can't claim for "Interest Debited", as it is interest charged for using the authorised overdraft. But that still leaves £4865 in charges.

 

Has anybody else successfully recovered such an amount from Halifax? Or any other institution for that matter.

 

Tomorrow, I shall send off my tenner for the statements and charges.

 

Incidentally, has anyone been charged VAT on the Data Protection Act submission? About 14 years ago, I submitted a Data Protection Act form for my hospital records - just for curiosity - and they added VAT to the tenner.

 

Also gonna look at my credit card statements...

 

Mod note : Please refrain from putting potentially libellous comments in posts please

Sorry mods, didn't even realise I'd put it. Will be more vigilant in my proof-reading.

[bigyeti]

send £10 (no vat)

 

alot of bigger claims

Ooh ooh, thinking about it, if I can claim back my late fees on my credit card, I could probably pay the bugger off.

 

Our Halifax account still has a £1000 overdraft on it, which we're permanently dipped into. Hopefully, a pay out from YB would clear the overdraft and thus, leave Halifax with less leverage over us.

 

I'm going to get the transaction info back from Kays catalogue, a few years back, they were biling me £15 for a letter. I'd love to know how much THAT's cost me in the past..