NATWEST BANK - CCJ - Bryan Carter & Co.

[thunderpuss2k]

Here you go, this should stop them in their tracks. Change the bits in bold (and unbold them obviously!)

 

Make sure you go online and acknowledge service of the paperwork, this will give you 28 days instead of the usual 14 days. Full instructions should be with the claim.

 

DO NOT send them any money, or bother talking to Nat West. Just send them this letter, and wait patiently.

 

Your Address etc

 

Bryan Carter & Co Solicitors

Persimmon House, Dehavilland Drive

Brooklands Business Park

Weybridge KT13 0NT

 

Date

Dear Sir

 

In the XXXX County Court

National Westminster Bank plc -v- (YOUR NAME)

Claim Number: (CLAIM NUMBER)

REQUEST FOR FURTHER INFORMATION

 

I have today filed the Acknowledgement of Service (copy attached) in order that I may file my Defence to these proceedings in due course. By my calculations this must be filed and served no later than 4.00pm on (28 days from the date you received the court claim). However, before doing so, I take the view that your pleadings are not entirely clear and as such, do not appear to disclose any reasonable cause of action against myself. Although this matter may be suitable for the Small Claims Track the purpose of this letter is to make a request for some additional information in order to fully understand your claim and how it is calculated.

 

I note in your pleadings that you are claiming (alleging) that an amount of £AMOUNT is ‘part of a debt due under an agreement number (AGREEMENT NUMBER)’, and also that I ‘agreed to pay the Claimant £(TOTAL)’ – however you do not provide details of how you have reached these amounts, nor any information, or a copy of this ‘agreement number (AGREEMENT NUMBER)’ you refer to.

 

In light of this, can you please provide me with the following:

• A true copy of the alleged agreement you refer to.
  
• How you calculate the sum of £(AMOUNT)
  
• How you calculate the sum of £(TOTAL)

We would be grateful if you would respond within 21 days of the above date.

 

In the event that I do not hear from you at the end of this period, I may apply for your Claim to be struck out on the grounds that it does not disclose any reasonable cause of action against me, together with an Order for Costs in the Defendant’s favour. I trust that you will note this particular point.

 

In any event, kindly acknowledge safe receipt of this letter.

 

Yours faithfully,

YOUR NAME

[thunderpuss2k]

Thanks thunderpuss,

 

Speedy response, consider it DONE

 

Also was about to send the CCA to BC&Co within the hour, shall I send YOUR letter instead,

 

many thanks

 

sherlock

 

Send my letter, forget the CCA request for now. And remember to acknowledge the court claim!

[thunderpuss2k]

Eh, I'm lost now. You filed a defence too? But that letter said you couldn't file a defence until you received details? I guess the court decided to file it as a defence, which saves worrying about that.

 

Anyway, that aside.. sit back and wait. You've thrown a spanner in the works of their master plan, which they weren't expecting.

 

Keep us updated.. looks like BC are about to try it again with me so they must be a bit broke this month or something..

[thunderpuss2k]

Leave 'em be, if there's any information you need from Nat West it'll come out in the wash if it gets to a full hearing.