Jump to content


Landlord faced with possible repossession


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3617 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I have been living in rented accommodation for almost 4 years. The landlord is someone I have known since childhood and have a good relationship with (I think).

 

However it has recently come to light that he is facing repossession of the house I rent from him and it is obvious that the lender, Santander, is unaware that he is renting the property out. I am worried that if the worst happens and the boys in black with white van and clipboards come along they will think I am the landlord in question and attempt to evict me and my family. It could of course happen while we are away from the house. What do I need to do to protect myself?

Link to post
Share on other sites

Hello there,

 

You have protection in the form of the Mortgage Repossessions (Protection of Tenants etc) Act 2010

 

•This law gives you the right to request that possession is delayed by up to two months. This is so you can somewhere else to live.

•You must be given notice that a lender has, or intends to, obtain a warrant for possession. This is called a 'Notice of Execution of Possession Order' The Act requires the lender to issue this to all properties where it plans to enforce a possession order via a warrant.

•This notice has details that will help you ask for a delay such as dates for the warrant of possession, contact details for the court and contact details for the lender.

•A possession order can only be executed by warrant after the end of 14 days, beginning with the day on which the notice is given.•Alerted by this notice, you can ask the lender for time to find alternative accommodation. If the lender agrees, you should ask for confirmation in writing.•If the lender refuses the request or does not respond, you can then apply to the court for postponement of the possession for up to two months. Lenders are not expected to refuse the request, although they can refuse.

•If the lender or the court agrees a postponement, Law of Property Act Receivers can still be appointed to collect rent on behalf of the lender.

•If the court agrees a postponement, the court can order you to continue to pay the rent. This does not create a tenancy agreement.•If you have already received a postponement of possession they cannot request another delay.•If you do not ask for a postponement, the lender may go ahead and obtain possession of the property on the date fixed.

 

I really hope this helps,

 

Best wishes,

 

David @ NDL.

For Free, Confidential and Independent advice: 0808 808 4000

Monday - Friday 9am to 9pm // Saturday 9.30am to 1pm // 24-hour voicemail. Please leave a message to request an information pack. http://www.nationaldebtline.org // http://www.mymoneysteps.org

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...