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    • Changes in the US are enticing more people to file bankruptcy to clear their student loans.View the full article
    • Servicing Stop Limited Registered Office Address: 57 London Rd, Enfield, Middlesex, England, EN2 6DU Company Type: Private Limited Company Company Status: Active Company Number: 06558606 Directors: Oliver Joseph Richmond Appointed 8th April 2008, Toby Robert Richmond Appointed 8th September 2009 Companies House Link: SERVICING STOP LIMITED overview - Find and update company information - GOV.UK FIND-AND-UPDATE.COMPANY-INFORMATION.SERVICE.GOV.UK SERVICING STOP LIMITED - Free company information from Companies House including registered office address, filing history, accounts, annual...   Endole Link: Servicing Stop Limited - Company Profile - Endole SUITE.ENDOLE.CO.UK Servicing Stop Limited is an active company located in Enfield, Greater London. View Servicing Stop Limited profile, shareholders, contacts...  
    • Hi I assume the Loft Conversion with the eaves and crawl space was there when you initially purchased the property. Even in done after purchasing the property and the correct permissions were in place i.e. Local Authority, Land Registry, Freeholder which is Southern Land which would be required as a Leasehold property. The difficulty is if the Loft Conversion was there when you purchased the property and there is no evidence in your documents of the eaves and crawl space due to where the Red Lines stop in the plans or even after purchase it was added this is the reason you are having issues with selling due to those missing Red Lines in the Plans and any other Buyers competent Solicitor would flag this up. I can understand the reasons the Buyer wishes a Deed of Variation probably there Solicitor requesting this to ensure those missing red lines are covered before the Sale as they Flagged this as an issue as Red Lines missing on Plans and want buyer protected. As for the £8000 costs Together and cohort Southern Land are trying to charge have you thought of contacting a few Property Solicitors yourself to get a few quotes. (only mention this because when I research this possible costs can range from £500 - £2000 depending on the Deed of Variation work required and nothing to stop you doing this then approaching Together and cohorts with it) Also ask Together/Southern Land for a breakdown of the £8000 costs for the Deed of Variation. Yup do send both Together and Southern Land a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that data in whether it be emails, written, recorded calls etc. They then have 30 Calendar Days to respond and that time limit only starts once they acknowledge receipt of your SAR Request. When you purchased the property some 17yrs ago are the Solicitors that you went through at that time still operating? (I know probably a silly question but if they are nothing to stop you contacting them and asking them about this especially if the Loft Conversion was in place when you purchased the property) Another link that will be useful to you as Leasehold is The Leasehold Advisory Service: Home - The Leasehold Advisory Service WWW.LEASE-ADVICE.ORG Government funded, independent advice for residential leaseholders and park home residents  
    • Why struggling parents aren't choosing cheaper brands when it comes to infant formula milk.View the full article
    • Musk's profane attack on advertisers baffled experts - without adverts, how would X survive?View the full article
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.


      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
    • Post in Some advice on buying a used car
    • People are still buying used cars unseen, paying by cash or by bank transfer, relying on brand-new MOT's by the dealer's favourite MOT station….
      It always leads to tears!
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ESA Permitted Work

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Sorry to piggyback onto this thread but I can never work out how to start a new one.


I have not received any news from the DWP since filing my ESA50 in September. I don't therefore know whether I have been placed in the WRAG or Support Group. I suspect the former.


I assume the lack of response from them (well not lack, they still pay my benefits, thank god) re my group is because of the ATOS issue.


My health has both improved and worsened: musculo-skeletal pain improved, mental health worsened since losing my dad, epilepsy much worse.


However, the improved bit does mean that I can now sit at a computer or do something else for a few hours per week. I am not so miserable and depressed because of constant pain.


I therefore want to apply to do permitted work, so that I have a safety net while I try to set myself up as, eg a freelance writer and/or tutor. These, I have worked out, are less stressful and can be done on a flexible basis - however, neither brings an assured income, which, since my husband's redundancy is essential to our survival. Getting some extra income is too - he does a few hours at his union and I am determined to do a few hours at home.


However, I have been scouring the web for advice and also did a recce at the jobcentre and from both I get the distinct impression that whilst applying to do permitted work should not count against you, should in fact be encouraged, the reality is that it will draw attention to your ability to work and you will be called in for a re-assessment or lose your benefits at once.


The other thing I thought of is to get the help offered to over fifties but I can get no advice on this anywhere, except DWP - whom I am loathe to ask anything because they will pounce and take my benefits before I have even tested the work waters.

It's not an encouraging picture so far - am I being stupid? At 56 and with a history of ill-health am I mad to want to work?

But we do need more money so badly!


All advice and thoughts on this much appreciate!!

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To start a new thread from the one you're reading;


Click the back icon in the top left hand corner of your screen until you get to the garish greeny yellow thread titles for The Consumer Forums: Benefits and HMRC. Just above the heading there's a blue Post New Thread Box.


The delayed response to your ESA50 is due to the Atos issue of their backlogs, but reassessments should be completed (eventually) for claimants who were referred to Atos before 20 January 14.


A useful factsheet about permitted work at;




You don't need anyone's permission to try permitted work, but you do need to complete a very simple PW1 form. There's no process for a PW1 to trigger loss of benefits or reassessment, so long as your proposed work can be done within your claimed limited capability.


Best wishes, Margaret. :panda:

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