Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Money from account with getting loan !!!!


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3623 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

* Money from account WITHOUT getting loan *

 

 

Hello,

 

A couple of days ago I was in a very desperate situation. I am a student and also work part time but found myself in a very serious financial situation recently where I had no money for food. There was no option for me to borrow money from family and friends as I already owed them money so because I work also, I decided to borrow a loan from a payday loan company.

 

I came across Cash Genie and applied through their website for £100. I filled in all my details, name, address, work details and ... bank details !

 

After submitting the application I was informed by Cash Genie that I my application was successful and I could borrow £100 but before my loan could be issued I'd need to send them a copy of my passport, bank statement and letter with address on it.

 

After much thought and consideration, I knew that really it wasn't the most sensible idea to take a payday loan and therefore I did not submit any documents to Cash Genie and decided not to go any further with them.

 

Meaning = I have received not one single penny in loan from Cash Genie. NO LOAN WAS GIVEN

 

I thought that would be the end of it but I have just checked my bank account and have noticed that on 7 different occasions, Cash Genie (under the name ARISTE/ IPSWICH GB) has taken out £0.10 totaling to 70p. Can someone please explain to me why Cash Genie is taking money from my account when I have received no loan from them??? Is it legal? I always try to read the small print in contracts but I did not find anything that said they could take money from me if I haven't actually received any money from them.

 

I know it is not a lot of money they have taken from me, but I am still enraged as much as I would be if it was £700!! I am also very very scared that now they know when my next paydate is, they will clear my account and leave me with no money.

 

Someone please help, offer some advice.

 

oh! and yes I have tried contacting Cash Genie countless time by email. At present I don't have any money to call them but I'll be visiting my parents home at the weekend and if the situation hasn't stopped then I'll be calling them non stop.

 

Thanks.

Link to post
Share on other sites

Probably test amounts to see if the account is legit. Get on to your bank and get the transactions blocked. Get it confirmed in writing from your bank that they have fully blocked the transactions. Dont let them tell you that theyll add a note and it can be refunded. You can get the transactions completely blocked. You may also want to read up on CPA's and how PDL's use them.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...