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    • Hi All I know this a long shot but ha anyone got any advice please? Nearly three years ago (maybe more) my ex took a contract out for a new phone for my birthday that I ended up paying the bills on (lovely present huh) I have always paid the bill for this. The phone number that I have had for most of my adult life was passed over to this contract and I am old now haha We are now divorced and have not been in contact  - he is abusive and I have nothing to do with him. I cannot enter into any dialogue with him whatsoever. I have continued with my phone contract and number etc but am stuck - I have no access to my bills even though they come out of my account - as the contract is in his name I cannot get a pac code to move therefore I will lose my number if I cancel- sky just quote data protection at me which I get but this is soooo frustrating!!!! I know that the sensible thing would have been to just l cancel the dd lose the number get another contract elsewhere and get over myself and move on but I am just asking out there as a final desperate attempt - can anything whatsoever be done??? Thank you in advance :)
    • What's your intent, or interest? I can't see that you have any cause of action regarding bills issued by one third party to another third party. Is the idea to use this as a lever "I'll denounce you to HMRC unless you do blah blah .." That might in fact have no teeth anyway, HMRC will aware of the company's turnover via their other tax affairs.  As a matter of fact a company buying VAT rated supplies and selling to VAT registered customers is actually worse off if not VAT registered themselves. Has your court case reached it's conclusion yet?
    • Hello, welcome to CAG.  I expect people will be along to advise later. We aren't here to mock, this is a serious forum. If you feel you're being picked on  report the relevant post to the site team.  Best, HB
    • no that is not a defence. because you don't have a photo
    • I purchased the vehicle using finance through motonovo under a HP 60 months agreement. I have now amended the document ensuring all is in black. Unfortunately, this email has now been sent. However, I have not sent a letter to big motoring world. Also, I have taken the section of the firealarm issue. I am struggling to convert to PDF. I am not tech savy at all. My mistake was that the the salesman was very fussy on a sale. We went down a quiet road for a little test drive and not for a lengthy road test. The water issue was not present at this moment of time. However, it only became prevalent after driving away, after all docs signed. I did stated to Audi I wanted a diagnostic report. However, they carried out an Audicam which is footage of the issue. Audi have diagnosed the issue as a common issue where coupes/cabriolets accumulate water in the seals. However, I did state beforehand for no issue to be rectified due to me wanting to reject the vehicle. I am awaiting a report from Audi through email from the branch manager in relation to the issue. The issue so far is the water still being present in the sills. Audi tried to fix the issue however the problem is still prevalent. Regards 
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Tribunal coming up, money worries - ** WON **


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thanks, wife is really not well at moment, she cancelled her first wca medical and ive grave doubts she will attend the second one..what i want to know is if she tells them she cant make it will her esa stop immediatly? or i have seen comments that she will be sent a form bf223 asking why? will she keep benefits until the bf223 is sent back to them?

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update..waiting on dwp decision following return of bf223 form..however my wife and even myself had letters in the meantime telling us to go for a work focused interview at the local jobcentre.this would have been sent before any decision on the bf223 form was made.

confused why they are calling me in? only thing i can think is because my wife claims for me on her esa? i didnt think she did and i have never had any letter or medical to go to for years..anyone clear this up for me?

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ok so a few months have passed since my last post..my wife has had another atos medical and is waiting..today she got a txt from dwp saying they are reviewing her esa and a decision maker will phone in 5 working days..she is not good on the phone so im wondering does anyone know if this phone call is to tell her the decision.or some kind of interview re the atos medical? i also want to prepare for any mandatory reconsideration if she has to do this so we are without income for as short a time as possible if the decision goes against her..any advice on this please?

thanks

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sometimes the calls are to clarify issues that may lead to more points being awarded (or support group). Other times the call is to go through the actual decision which is being found fit to work. No way of knowing which. Your wife can be assisted by you on the phone is she has difficulties.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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they have informed my wife the medical found her fit for work and advised her to claim jsa whilst she asks for a mandatory reconsideration. she can get information to support the reconsideration from her doctor but we have seen advice online not to do that at this stage as it will delay the reconsideration process? anyone advise if they think she should do this or any other tips/advice as we are very worried at the moment

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The reconsideration doesn't take long; (a few weeks, I do believe) so I have a feeling that what you've been told is right. Appeals generally take longer to be heard; so if it does go to appeal, you could then start gathering evidence then.

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update..wife still on mr now for 10 wks..jobcentre putting pressure on her jsa forcing weekly signing..if they sanction her jsa does it affect her esa when she goes back on it please?

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update..wife still on mr now for 10 wks..jobcentre putting pressure on her jsa forcing weekly signing..if they sanction her jsa does it affect her esa when she goes back on it please?

 

I'm not an expert on JCP issues - hopefully others will come along, but weekly signings and pressure seems highly inappropriate for someone waiting to appeal an ESA decision. Has she seen the disability adviser at the jcp?

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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they mentioned about a disability advisor but nothing done yet..still not clear if any sanction would carry over to esa?

 

A sanction will not affect her ESA if ESA is reinstated following a Mandatory Reconsideration or appeal. I agree that weekly signing is not appropriate for a person waiting for the results of an ESA appeal or MR.

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another update,,today the mr decision came and sure enough they have not changed there negative decision.

can we sign off jsa strait away or is it best to keep signing on till we know we are getting esa during the appeal we are going to do?

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thanks thats what my wife wants to do but my question is will the dwp let her?

or will they for example say we have to recieve confirmation of your appeal from the courts before allowing her to swap back to esa? we are ringing them soon so im interested to get some opinions before we do that

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They'll need confirmation you've made the appeal first, they won't just say 'ok, we'll put you back on esa, no problem' without evidence you're entitled.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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:trev1865:

 

To confirm, any sanctions that Jobcentreplus try to impose for not signing weekly won't affect assessment rate employment n support pending appeal to a tribunal. And while we're on these issues, anyone who's lodged a valid appeal against a fit for work decision can't be forced to start the work programme whichever benefit s/he's in receipt of.

 

What you've been told today is absolute twaddle. Think I've mentioned earlier in this thread that, through no fault of their own, the contact centre staff aren't particularly well trained. At this stage your wife can make a new claim for employment n support, but it won't be paid until she's had another work capability assessment cos it's within six months of a decision that she's fit for work.

 

To move her situation forward, she needs to lodge a formal appeal to the Tribunals Service. You need form SSCS1 and the guide SSCS1a;

 

Can't get the links to work :frusty:, you'll have to go via the link below and click on 'Forms';

 

https://www.justice.gov.uk/tribunals/sscs

 

Cos Government don't want to pay ESA pending appeal there's no formal guidance about how to apply. Best method that I've found is to sign off jobseekers at next signing day after receipt of acknowledgment of appeal. And on the same day send a photocopy of the acknowledgement, Med 3 (unfit) note, and written request for assessment rate ESA pending appeal to the address on the last letter received from Jobcentreplus. (Preferably via recorded delivery, or at least hold onto the receipt for postage.)

 

Best wishes, Margaret. :panda:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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:Amended Legislation:

 

For repeat claims to employment n support allowance on or after 30 March 15, for the same condition, the claimant will have to provide evidence of a worsened condition to be treated as having limited capability for work and be paid assessment rate. Whether it's six months or six years since a fit for work determination by Jobcentreplus or a tribunal!!

 

Margaret.

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thanks so much margeret,

i tried to tell the guy i was sure he was wrong but i do wonder if they are just told to lie to get people off benefit.

as usual i will take your excellent advise

one thing,i dont fully undrstand the extra bit you put in..does it refer to a new claim for esa after 30 march?

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:trev1865:

 

Praps we should speculate as to whether, or not, Government ministers care about accurate advice from Jobcentreplus and leave it at that.

 

The extra bit I put in doesn't affect your wife for her current claim. It will affect repeat new claims, for the same condition, for employment n support from 30 March 15.

 

http://www.legislation.gov.uk/uksi/2008/794/contents/made

 

As amended by;

 

http://www.legislation.gov.uk/uksi/2015/437/made

 

From 30 March 15, claimants who make a new repeat claim for employment n support, for the same condition after a fit for work determination, will have to evidence to a decision maker that their condition (or the functional effects of their condition) have worsened before they can be treated as having limited capability for work and paid assessment rate.

 

Should your wife need some documentary support to claim assessment rate employment n support pending her appeal hearing;

 

https://www.gov.uk/government/publications/appeals-process-changes-for-dwp-benefits-and-child-maintenance

 

You need; Appeals reform: questions and answers

 

Then the heading; Payment pending appeal

 

Best wishes, Margaret.

 

 

 

 

 

 

 

 

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