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    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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darling v bank of scotland (for himself)


darling
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Blimey Darling, you're busy!

 

Best of luck x

Lloyds TSB - £972

S.A.R, prelim and LBA sent

Claim acknowledged

Defence received

AQ 20/06/06

***FULL SETTLEMENT RECEIVED 20/07/06***

 

Woolwich - £2288

S.A.R, prelim and LBA sent.

Offered half

Moneyclaim filed online 02/08/06

Judgement filed online 23/08/06

WARRANT FILED ONLINE 30/08/06

MONEY RECEIVED BY BALIFF 04/10/06

***FULL SETTLEMENT RECEIVED 09/10/06***

 

Smile - £175

Pelim 23/06/06

***FULL SETTLEMENT RECEIVED 07/07/06***

 

My Ex vs Woolwich - £715

S.A.R sent 30/08/06

Pelim 06/10/06

LBA 20/10/06

 

Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Right this ones different, its Royal Bank of Scotland Equipment Finance. We financed a sunbed for our shop from these shysters. We owe them £2,127.09. Have had a request from Buchanan Clark & Wells Collection Agents for £9,105.84. (I have written to them and told them this a/c is in dispute). Must admit have had a few requests from company called Debt Enforcement Services before regarding this, but stupidly was ignoring it. Received this reply today.

I inquire in regards to your 'requesting a refund'. Have you requested this in writing to BOSEF? If so, have they responded in writing? A hold will be placed on your a/c for max 14 days from date of this letter. By which time you should have forwarded your payment proposals. Next bit says we are not able to access credit reference files etc. And are not in breach of DPA 1998.

To assist you with settleing this outstanding account we can accept £6 K as a one off payment to clear your debit.

 

How can a debt jump up £6,977.86 is that just interest etc. What the hell do I do now. HELP Please.

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In the first instance, try to find out how the amount has increased so much, probably due to charges and punitive interest. If they do pursue you and attempt to take you to court then you could put in a counter claim for the charges and ask for the case to be stayed until they have provided you with the information you need to raise your counter claim.

 

This could be a good move for you as it will delay the court date by which you should have received the data pursuant to your DPA SAR or alternatively it may make them back off altogether if they feel they are going to be forced to reveal their costs in court in order to pursue you for these inflated arrears.

iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.

Vanquis - Claim issued, no AoS or Defence received

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Darling, something like this.

 

Dear

Re:

I am in receipt of your letter of (date) and note the contents.

 

Clearly it was not my intention to renege on my loan repayments and by way of explanation I would like to point out that my company is privately funded and there have been a number of extenuating circumstances I have endured which have placed a colossal financial burden on me.

 

I am mindful, however, that your concern lies with the payment to your clients and I would like to assure you that at no time was there ever the intention to evade my financial responsibilities.

 

However, I am not in a position at this time to make a proposal to clear the arrears but I expect to be able to do so within the next 21 days whereupon I will be in touch again with my proposal. Should I be able to make a payment in the meantime, I will of course do so.

 

Furthermore I reserve the right to claim for unlawful charges debited to my account and the interest charged thereon and request that any action be stayed until (BOSEF) have provided me with the information I need in order raise my counter claim.

 

I trust that this is acceptable and as mentioned above I will be in touch again shortly

iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.

Vanquis - Claim issued, no AoS or Defence received

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