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    • Rather like farage .. Reform UK plans ‘don’t add up’ and costings are out ‘by tens of billions of pounds per year’, says IFS – UK general election live | General election 2024 | The Guardian WWW.THEGUARDIAN.COM As Nigel Farage launches party’s manifesto, Institute for Fiscal Studies says ‘the package as a whole is problematic’  
    • The finance company has a 50% stake (legal Owner) in the deal so I would certainly involve them. As for the outstanding £3635 bill thats owing to Mercedes in Croydon I wouldn't be in a rush to settle that just yet and keep it in abeyance as leverage.  Where are you at with Doves in Horsham ?
    • or go really bold ... Further to my request for a copy of the agreement you refer to on ( date) I made a section 78 request pursuant to the Credit Consumer Act 1974 to which you have yet to reply or respond. Pursuant to the Credit Consumer act 1974 section 78 (6) If the creditor under an agreement fails to comply with subsection (1)— (a) he is not entitled, while the default continues, to enforce the agreement.
    • Pers I'd stop paying the lot and get each defaulted by a dn issuance.  Defaults can't hurt future renting no Only ccj's Can't keep saying the same answers.    Dx        
    • Ok thank you. That’s where we are getting confused, as we’re not sure where we stand legally. But we’re still unsure who we should be going to now, the dealer or the finance company? I’m assuming the evidence we have (the reports from Mercedes) showing that the fault was there when we purchased would be sufficient to prove this? To be honest we would prefer to send the car back completely as are now concerned more problems may arise.
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi, don't know where to post this so here goes, my daughter took on a house by a private landlord , he wanted rent in advance and a bond, she told him she didn't have all the money up front so he accepted a months rent in advance and so much bond and said she could pay the rest when she had it as he just wanted someone in the property,

 

She no sooner moved in he started pestering her for the rest of the bond, she told him she didn't have it until after Christmas, she had a months rent due on her old property which was to be paid to the landlord for that house, he suggested my daughter phone housing benefits and tell them to send rent directly to her so that she could give him it to cover the bond,

 

She refused saying that would be fraud , he then phoned housing benefits himself and tried to get this rent which was for previous landlord,he then started turning up at the house an at one point started swearing at my daughter then phoned housing benefits swearing at them over this bond, he has been going to the door banging and knocking for 15 minutes at a time my daughter is too frightened to answer the door.

 

She has been to see housing benefits and the police, as he has now give her a section 21 of the housing act, this the housing benefits has said is wrong , it is not section 21 for this case, he has now been to my door threatening he needs to speak to her before he goes to the police to have her charged for deception ,fraud, and all sorts ,should he being doing this as he spoke very loud so that my neighbors could hear him,should i report him for this and does it go against the data protection, it was almost as though he was threatening me.

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Lot of info, short on detail. Start with date dau commenced Tenancy, fixed term, amounts paid & when, rent due monthly? Rent amount & HB payment?

 

LL can serve s21 at anytime during T, but it will be invalid if any deposit not protected & prescribed info not provided.

LL was wrong to suggest diverting last HB, but why did she vacate last T?

 

There is a lot HB dept could poss do if dau contacts the right person eg guarantee bond if they operate such scheme.

 

Also suggests LL did not do credit checks. Without 1 month adv rent and full deposit it is going to be harder for any T to find new accom.

 

LL could have just accepted 1 month rent and deferred deposit, but then he would not have had any security.

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The council are dealing with the landlord and my daughter , i am more concerned with him turning up at my door making threats to me about what he intended to do to my daughter, she left her last tenancy as it was too big and she couldn't afford heating bills.

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Hi, since writing this my daughter has again had to go to police about this man, she has been advised to give him no money and has been told it is his own fault as he let her move into the house with paying the bond,he cannot now claim a bond, police where going to see him to tell him he can no longer visit my daughter without prior appointment and he is not to come to my home again, the reason she went to the police is because he went to her ex father in laws saying he needed the bond as it is his son,s birthday and he needed it for that, he also called police saying my daughter wouldn't pay rent , housing benefit have paid him direct and say no arrears on that account,banging on her door again for 15 minutes at a time making neighbor,s come out and ask him to stop,since moving into this house my daughters life has become hell through this land lord, hopefully now he has had a visit from police he will stop, council are moving her application for house along fast to get her away from him.

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