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Black Horse penalty charges

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I had 2 agreements with Black Horse (no PPI), one a loan and one a credit card via MFI. I have repaid the loan agreement and the second had a CCJ which has now been sold to MFS portfolio and which I am repaying £75.00 per month.


Having looked at statements, they were charging me £25.00 or £30.00 in fees. Can I reclaim these, even though it says in the agreement that they can charge these fees?


Thank you

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