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    • Rather like farage .. Reform UK plans ‘don’t add up’ and costings are out ‘by tens of billions of pounds per year’, says IFS – UK general election live | General election 2024 | The Guardian WWW.THEGUARDIAN.COM As Nigel Farage launches party’s manifesto, Institute for Fiscal Studies says ‘the package as a whole is problematic’   "Reform UK has published its manifesto. They plan tax cuts which they say will cost £70bn; however our analysis shows that they’ve miscalculated, and the actual cost will be at least £93bn. Reform UK says it will fund these tax costs with £70bn of savings and additional revenue, but it provides few details. Their proposal to change Bank of England reserve rules is over-stated by at least £15bn, and the cost would likely fall on businesses and consumers, not banks. These two factors mean that Reform UK’s plans have a total unfunded cost of at least £38bn – about twice the unfunded cost of Liz Truss’ ill-fated 2022 “mini-budget”.
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    • or go really bold ... Further to my request for a copy of the agreement you refer to on ( date) I made a section 78 request pursuant to the Credit Consumer Act 1974 to which you have yet to reply or respond. Pursuant to the Credit Consumer act 1974 section 78 (6) If the creditor under an agreement fails to comply with subsection (1)— (a) he is not entitled, while the default continues, to enforce the agreement.
    • Pers I'd stop paying the lot and get each defaulted by a dn issuance.  Defaults can't hurt future renting no Only ccj's Can't keep saying the same answers.    Dx        
    • Ok thank you. That’s where we are getting confused, as we’re not sure where we stand legally. But we’re still unsure who we should be going to now, the dealer or the finance company? I’m assuming the evidence we have (the reports from Mercedes) showing that the fault was there when we purchased would be sufficient to prove this? To be honest we would prefer to send the car back completely as are now concerned more problems may arise.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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      Many thanks 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Student card Confiscated on bus service.


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Hi everybody.

 

To start with, I know, 100% that I am in the wrong here and do not expect any sympathy for the situation at all, I'm just wondering as to what, if anything may happen next.

 

Basically, this evening, having just missed my train I decided to get the bus for the 4 mile journey to a friends house. I realised that because I'd only taken enough money to cover the train fare I didn't have enough money on me (£4.90) to cover the cost of a First day ticket (allows you to make unlimited journeys in the area as I needed to get two buses), and foolishly thought I may be able to get a student first day ticket which costs £4 if i used my now expired Student card to purchase a ticket. I know, totally wrong and regretted it immediately. The card expired in September (says 2011-2012 on the card) and I'm no longer at the University.

 

To cut a long story short, the driver asked to see the card, I handed it to him, he said that the card had expired so wouldn't be able to use it and then said he would have to keep the card, I said ok and he asked where I wanted to go - bought a single fare and nothing else was said.

 

Since then i've been thinking over and over about what could happen now. My card just had my picture and my name on it, no other personal information such as an address etc.

 

So, fair enough, I know I was in the wrong, stupid thing to do in the first place and something I've honestly never done before. Whilst I know it's probably impossible to say but is this likely to result in further action? As I say, he took no details from me at all and just treated me as any other customer thereafter.

 

The card is/was property of the university - nothing to do with the bus company.

It was on the First bus service in Stoke-on-trent.

 

Many thanks

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