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Moving into our first house


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Afternoon all my mrs has taken a mortgage out in her sole name due to my very poor credit rating

 

We have both paid equal deposit just everything is in her name until my credit gets a lot better

 

My question is how do we protect her credit score without us being linked

 

What will link us financially?

 

What can be done about council tax, obviously i will be named living there under the council tax but is their a way of preventing this being reported to the credit agencies?

 

Any thoughts would be great

 

Thanks

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There should be no link if the mortgage is in her name only.

The Electoral Roll is public information which you cannot prevent others seeing,

you are a liable person for the CT which is connected to the ER, if there are no other

joint baccounts of any sort there should be no link.

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Council Tax nevers appears on any credit record under any circumstances.

 

Avoid a joint bank account of any description.

 

If you are legally married then you and here have an equal interest in the house, but this does not link you on a credit record unless you are also joint mortgage borrowers.

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