Jump to content


  • Tweets

  • Posts

    • We purchased our Mercedes in September 2023 from Doves in Horsham for £21000, paying half cash and half on finance. We also purchased warranty for life via Ramp as recommended by Doves. On 12th May 2024 the car failed to recognise the key and wouldn’t not open, the AA could not identify the problem so via our warranty the car was taken to Mercedes in Croydon. After 3 weeks the problem was finally identified as water ingress in the drivers side footwell which has corroded and blown various components. After further investigation it was discovered the windscreen was date stamped 2019 (all the windows are 2018 - therefore not the factory fitted windscreen) The leak has developed due to incorrect sealant being used assuming when this was replaced and also water leaking from the seam. The warranty company do not cover water ingress so we are now faced with a bill of £3635. As we are now at 8 months since purchase (problem started at just over 7 months) we are not covered by the consumer rights acts. Would we be covered Sale of Goods Act? We have all the reports for the works being completed but unsure if this should be taken to the finance company or Doves who we purchased the car from. Do we pay for the works and then try and claim it back or should they be paying? Any help would be much appreciated
    • im also wondering if back billing applies here too . from looking at like threads around this SSE to ovo compulsory switch, it must be evidenced by the claimant that bills were regularly issued for the period of the supply the debt they claim covers. there are no threads here that show they could ever produce them, so back billing rules (12mts) might also play a part.
    • Vodafone have reported that they are having issues with their Credit File APIs into the Credit Reference Agencies where aged accounts over 6 years are being readded to Credit Files. In some instances, people are having defaults rescinded and changed to late payment status making the account live again!    --- Have you been affected? Please keep an eye out on your credit file for any  new Vodafone Account appearing where there shouldnt be any reason. If you are a Vodafone Customer - Check that the information is correct. check for Late Payments and Defaults.    Don't forget to consider the financial impacts this could have on you.  ---   If you are struggling - Post below and we can guide you to get the result you need!    Its been reported that Experian and TransUnion seem to be where these appear.  They are able to remove the information relatively quickly and it will reflect on next Credit File Refresh.         
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Help with postponing eviction notice :(


dimah
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4347 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi I hope somebody here can give us some advice if possible,

 

we have been served an eviction notice for the 1st August after a long drawn-out battle with the landlords over a leasehold my family has owned for 30 odd years,

 

the original issue was over a sublet breach which was rectified about 6 months ago but the landlords continued to pursue a forfeiture and so on..

 

basically we have had enough and are no longer fighting to stay, but we have only been given just over a week's notice to leave.

 

Following advice we've been given we are filling out an N244 to try and postpone or delay the date we have to be out by, as its a leasehold and a mixed heraditament (sp?) there is a business as well as a home to clear out.

 

I'm desperately trying to find some help in filling out Q3 and Q10 where we lay out our reasons for our order request.

 

As I understand things, we can ask to postpone the warrant/notice but I don't know if "needing more time" is a legitimate reason a judge would consider??

 

My father who is the leaseholder has been ill and recently had an operation, as well as this he is having a council housing officer meet him on monday so he can get somewhere to live. Would it be reasonable to ask for more time based on these reasons, as my father is ill he is going to need to get help to vacate his belongings (30 years is a lot of stuff!)

 

Thank you so, so much for any advice you can give, its hard to keep positive when we feel we are being persecuted like this, sorry to keep mentioning it but THIRTY YEARS of owning a lease and we are getting thrown out because we don't have the money to keep fighting it in court and paying barristers!! We are so grateful for any advice that may help us.

 

:-(

Link to post
Share on other sites

You need to get something in writing from the housing officer to submit with your N244, you may find that the HO might be able to give support at your hearing. I can help you write a statement for Q10 of the N244 once you have more information from the meeting with the HO.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites

Are you certain you want to give up? Has anyone explained the outcome of forfeiture? You have been advised that you will get nothing from the sale of the property and that any outstanding mortgage on the property remains due and owing?

Link to post
Share on other sites

Hi Ell-enn, thank you very much, I have given my father a list of requests for the housing officer which he will make on monday before we hand in the N244.

 

Lea, its a leasehold property so there is no mortgage as such, it was renewed I think 2-3 years ago.

 

We have been to court in the last year I think about 3 times, first of all to clarify that a breach had been resolved as there was an unarranged sublet of part of the property, the tenants were subsequently removed to appease the landlords, in actual fact paperwork had been in the works to agree a sublet, a final draft was drawn up, and then they took us to court before it was signed. So the tenants were removed to try and resolve the situation.

 

During the time that the landlords became aware of the breach, they began refusing to accept rent, this led to approximately a year's worth of arrears (which were sent back by the landlords)

 

Then after another time at court, we were told to pay around £24k in arrears, legal and court fees including the claimants fees, which were actually paid by us to the claimant.

 

Then, we received a judgement stating a judge had granted the landlords forfeiture of our lease,

 

And now we have a notice of eviction.

 

I could go on with a lot more detail but I don't see the point, my father can't afford to pay any more legal fees now that he paid out that 24k in one lump sum, all his savings are gone.

 

I believe there are now some new arrears (ie, this quarter rent) that haven't been paid since after we received the judgement.

 

I'm completely out of my depth here Lea, do you have any advice?

Link to post
Share on other sites

I just wanted to make sure that you knew exactly what forfeiture means - particularly if there was still a mortgage on the property.

 

It is still possible for your father to obtain relief from forfeiture, but as you rightly say it will mean paying all the costs and ensuring all rent is paid up to date.

 

With regards to requesting more time, if your father provides a letter of support, as Ell said, from the housing officer and/or from his GP or Social Services (if they are involved), then I am sure that a judge will be able to provide some further time. However, the maximum time a judge can award from the date of possession is 56 days - if that time has already passed, then a stay on the eviction is unlikely.

 

If you haven't already sought legal advice, then I would strongly suggest that you do so as forfeiture is a very different creature to standard possession, and there may be options that are available to you which someone having sight of all the paperwork and judgments to date may be able to ascertain.

 

By the way, whilst it is no help to you at all, I do think that forfeiture is an outmoded method of dealing with breaches of covenants and should be out-lawed. It merely provides a windfall situation to the landlord/freeholder that penalises the leasee beyond a reasonable standard.

Link to post
Share on other sites

We have seen the housing officer today, they said that they do not give support at hearings but to go to the CAB for that sort of thing, which we will try to do tomorrow.

She did give me a receipt /signed note stating that we have applied for housing assistance.

 

Our local surgery said that it can take up to 2 weeks for a doctors note. We're trying hard to get one done before that but hopefully will have one on hand to show the Judge at the hearing.

 

I've mentioned all this including my fathers illness and recent operation in the N244 I'm trying to fill out but if anyone has any advice on filling that out it would be really appreciated.

 

I have to have this done to be given to the court by tomorrow morning as we are swiftly running out of time.

 

Thank you both again for your advice

Link to post
Share on other sites

Hi,

 

I had a read of the PDFs on the link "CAG-guide-Are-you-facing-eviction-or-repossession"

 

But I am a little bit confused, we are not trying to suspend the eviction, just to extend the notice period before the eviction date.. are we doing the right thing here?

 

Could you help me with Q10? My father and I have written this so far and ticked the "evidence set out in the box below" box:

I request an extended time before the eviction date as due to ill health and a recent operation, which my GP Dr Isobel Taylor of Chalfont St Giles Surgery can confirm and I am in the process of obtaining a letter detailing this in writing.

 

I require more time as I am unable to physically remove all of my belongings in the time that has been allocated to me, and also that I have applied for assistance with the Chiltern District Council for rehousing but my application is still being processed and I have nowhere to live or stay at in the meantime.

 

Please excuse the poor writing. We've tried to keep it as formal and simple as possible.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...