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    • This is the first item that I've ever claimed for - I don't really send too many parcels, probably 5 in the last 5 years, and only two with P2G / EVRi. I've attached two emails from P2G regarding their requiring the documents. They don't specify in the emails what documents I should be sending, although when opening the claim they were requesting that I needed photographic proof of sending - picture of the parcel with their label attached, in the EVRi ParcelShop. The second email is their closing the enquiry due to my failure to produce said document(s). I haven't yet drafted my claim letter, I wanted to be sure of this document situation first before I began action. But therein lies another problem. Not having a P2G account, I cannot be sure of the item value that I declared. The retail value at the time was £600, which is less than the £650 I paid several months earlier, so I would likely have used that, but I cannot be sure. And without having an account I can't be certain of the value I used - I may have declared more, but I doubt it. But, I know that I did properly declare the item and a value that reflected its then retail price. but now that the retail price has reduced substantially, even though the nature of compensation is to return the claimant back to their original position, without my purchase receipt, I was concerned that I may have to claim for less. And yes, I've been through the huge document store of information that you have, MoneySavingExpert, Which, Citizens Advice, Gov.uk "make a court claim", my own law books (annoyingly I specialised in consumer law when I studied for my law degree, but I graduated 17 years ago), and so now feel that its time to either act, or drop it. P2G Enquiry (2).pdf P2G Enquiry (1).pdf
    • I have found both forms online  https://assets.publishing.service.gov.uk/media/62e14db38fa8f5649f912647/TE9.pdf https://assets.publishing.service.gov.uk/media/60c73ad0d3bf7f4bd6a9bc69/te7-dart-eng.pdf   do i just fill in both forms and send to the address on them or directly to Manchester council  forgive my ignorance    thanking you in advance 
    • This is a little strange. Please pop onto MCOL, copy the claim history and paste it here.
    • I applied online via the website but got the attached reply which does not address my issue  any guidance where I can get this form from and how to do this process    thank you  I wasn’t given any ticket or anything similar at all  thanks 
    • Cheers @FTMDave  Yeah hopefully cases like this should discourage them from this nonsense as it’s surely adding to their overheads.     MCOL says defence received so will prep by reading through those links 
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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ADVISE ON THIS PLEASE !

 

I owed Citicards £4500 from about 6 years ago, they got a CCJ via Turnball Rubberheads, and HFO and had a charge put on the house for £4500, that was a few years ago, we sold the house last week and paid off the debt, but the debt had risen to £7000 with charges and interest ! We offered them £6750 after much arguing, we had to do this as we had a suspended possession order for the mortgage and our buyer was getting itchy, so we went along with it, and come out of it with £300, to split with my ex wife, not a lot for 24 years :(

 

Can they add all that interest to a ccj???

 

Thanks in advance

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ADVISE ON THIS PLEASE !

 

I owed Citicards £4500 from about 6 years ago, they got a CCJ via Turnball Rubberheads, and HFO and had a charge put on the house for £4500, that was a few years ago, we sold the house last week and paid off the debt, but the debt had risen to £7000 with charges and interest ! We offered them £6750 after much arguing, we had to do this as we had a suspended possession order for the mortgage and our buyer was getting itchy, so we went along with it, and come out of it with £300, to split with my ex wife, not a lot for 24 years :(

 

Can they add all that interest to a ccj???

 

 

Thanks in advance

 

I have asked the site team to start a new thread for you on this, no idea where they will put it but they will let you know. Do not worry - help is at hand

Please support CAG and they will support you.

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Start documenting everything, get all your paperwork together as we will need to reference this. I feel some complaints coming on!

Please support CAG and they will support you.

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ADVISE ON THIS PLEASE !

 

I owed Citicards £4500 from about 6 years ago, they got a CCJ via Turnball Rubberheads, and HFO and had a charge put on the house for £4500, that was a few years ago, we sold the house last week and paid off the debt, but the debt had risen to £7000 with charges and interest ! We offered them £6750 after much arguing, we had to do this as we had a suspended possession order for the mortgage and our buyer was getting itchy, so we went along with it, and come out of it with £300, to split with my ex wife, not a lot for 24 years :(

 

Can they add all that interest to a ccj???

 

Thanks in advance

 

They can only add interest if the T&Cs allowed for it and if the judge allowed it.

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HI ALL,

 

HFO i think took me to court or at least Turnbull Rutherford which i think are the same, i didnt defend the claim, and have lost all the paperwork since my marriage split up and have since moved.

 

:(

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As per Coledog, you need to do a sar.

 

It's pretty much zero they can't do what they have.

 

The original terms need to have allowed it.

It should have been on the poc.

It should have been allowed for on the judgement.

Notices and interest statements should have been sent.

 

You were liable to pay the judgement amount of £4500 only.

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It is very unlikely that Citi will come back with any kind of credit agreement or anything useful, but we need to know what they have. The TR SAR may be very interesting. Be prepared for a FOS complaint as I actually think that this will be the only way to get you some money back at this stage. TR/HFO have basically taken money they were not entitled to IMHO

Please support CAG and they will support you.

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The process for a FOS complaint is that you will initially need to draft a formal complaint to TR/HFO to which they have so many days to respond. They may very well settle before it gets to the Ombudsmen. This is a bit lengthy for you but hopefully will get a result and be another nail in the coffin for our friends.

Please support CAG and they will support you.

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