14 Days Are Up After Reciept Of Lba

[iantoot]

HELLO EVERYONE I AM TRYING TO FILL THE ONLINE CLAIM FORM IN AND I AM NOT SURE WHAT I HAVE PUT IN THE PARTICULARS OF CLAIM SECTION IS CORRECT. CAN ANYONE CHECK OR ADVISE ME WHAT TO PUT IN IT PLEASE? THIS IS WHAT I HAVE ENTERD SO FAR. I had an account with the

Yorkshire Bank, which opened on 12-02-02

and closed on 29-09-05. During the period

In which the Account was operating the YB

debited many charges to my account in

respect of my breaches of contract and also

charged interest on these charges. I

understand that the YB contends that the

charges were debited in accordance with the

terms of the contract between YB and

myself. I contend that the charges debited

to my account are punitive in nature and

are not a genuine estimate of costs

incurred by the YB and exceed any alleged

actual loss to the YB in respect of any

breaches of contract on the part of myself

and are not intended to represent or relate

to any alleged actual loss, but instead to

create profit from these charges. The

contractual provision that permits the YB

to levy such charges are unenforceable by

virtue of the Unfair Contract Terms in

Consumer Contracts Regulations 1999 and

the Unfair Contract Terms Act 1977 and the

common law.

[thewifeandI]

Compare it with the new template at the top of the Templates Library (No.5).

[iantoot]

If the bank replies to your LBA or LPA before the forteen days are up can you start proceedings before the forteenth day ?

[BankFodder]

You can start proceedings at any time but it is better to honour your deadlines