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    • Incidentally to answer your question about what should you do immediately, I would suggest that you send the letter tomorrow. Wait until the end of the week. If they don't respond or if they respond negatively, then write to them immediately and tell them that you are not prepared to do without the vehicle. As they have failed to respond to your putting work in hand and you will be approaching them for the costs of all the repairs and if they cause you any difficulty in you will simply sue them. A bill of about £4000 is easy. It puts you within the small claims track so there is no risk of costs even if you lose – which is most unlikely on the basis of what you say
    • I found it cheers Dave!!   I think focusing on lack of compliance with legislation should be the one, seeing as we just lost the case to them by not complying, it will be worth pointing it out. I also want to poi t out their m.o. Which is less than honourable to say the least. Hopefully the judge will side with the little old lady and not the peoppe who use deceit to line their pockets!!   She said she is happy to speak up but is kindly asking for assistance in the form of a bullet pointed printed paper for her to take in so she can read out her points and leave it at that (without rambling).    Straight and to the point!!    Daves post #66 is legendary 🙌    Thanks for the help guys 😊    Let's kick some ass    
    • I differ from my site team colleague slightly in the the six-month rule applies if you have asserted your rights within the six months. My understanding is that you haven't asserted your rights during that time. In other words you haven't informed them that you are giving them a single opportunity to repair and if they decline or if the repair fails then you are rejecting the car for a refund. Please correct me if I'm wrong. On that basis, you are covered by the consumer rights act but not in terms of the right to reject. You are covered under the consumer rights act in that you are entitled to purchase a vehicle which is of satisfactory quality and remains that way for a reasonable period of time. You don't have to prove that the fault existed at the time of sale – although that's what they will try to tell you and even the motoring ombudsman will try to tell you that. But the motoring ombudsman is an industry led organisation which pretends to be an ombudsman but in fact favours the industry and its advice is wrong and even deceptive. I think you should start off by writing both to the finance company and also to the dealership. Describe the fault to them. Send them the evidence you have that the windscreen was incorrectly fitted and the damage which has been caused as a result. Send in the quotation for the work and require them to respond within seven days and that they must agree that the work will be carried out by a competent professional an authorised repairer. Not one of their cheapskate once. Also, you will want them to agree to provide you with a courtesy car. Also have you incurred any expenses associated with this? Travel, car hire, cost of inspections –?? Have you told us the name of the finance company? My site team colleague is correct that if they cause any trouble then you should see them as co-defendants. You can be certain that they will put their hands up. It will go to court. You would sue them for the cost of the work. You would recover your costs of the installation plus your court costs. I don't think you will be able to sue for the rejection of the vehicle on the basis of what you tell us in terms of having not asserted your rights. However you will be able to recover the cost of all the works – making good everything so that the car is in the condition that it would have been in had the replacement windscreen been properly fitted. I wonder who fitted the replacement windscreen? I think I would be out to sue them as well. Post the draft of your letter to the dealership and also to the finance company here so that we can have a look before you send it off.  
    • Thanks I have been reading quite a few this one got me as it did say they have instructed them to take legal action but thanks again your a legend 
    • Yes we will be emailing them. We have kept a log of all conversations with everyone involved and backed up conversations with emails 👍
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi,

 

I am looking into having a CCJ set aside for my gf. In 2009/10 she ran into some problems with a credit card (store credit that turned out to be one) when buying a laptop while away at uni. There were some problems and she missed payments for a while.

 

After a while she got a phone call from a debt collection agency (Lewis Group) and she explained everything and that she was on JSA and they arranged a payment plan. All that is fine and she is nearly paid off now, but recently we found out there is a CCJ against her that we had no idea about. This CCJ is registered at her term time address and this must be where the papers went. The date is 5 months after she moved out, not only that but they did not actually have her term time address the card was registered at her home address as shown on her application/credit agreement we still have.

 

The problem is not that she owes the money, she is paying it off and accepts that. The problem is that I now know that she would have had a month to stop the CCJ from being recorded allowing her dad to lend her the money and stop her from having one stuck on file for 6 years (he is fairly well off). The fact they sent the papers to the wrong address means she didn't get that chance. I am trying to fill in the initial parts of the form for her but I don't know what to say.

 

I have looked and there is there is no information on who took out the CCJ to fill in the claimants name, can I leave that blank if I know the rest?

 

What do I put in section 3, everything I think of sounds silly and I have no idea how to word it. And finally how do I do section 10, what is the difference and what evidence do I put :???: (she has asked me to fill it in for her I assume she still signs it?)

 

Sorry for the long post, any advice is appreciated.

 

Thanks

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Hello there. A set aside should only be used if there is a legal reason as to why the debt is owing. A court are only likely to grant one if there is a realistic prospect of defending the claim. From what you've written it doesn't seem that there is. You may find that you're wasting £80.

 

if the papers were served at her last known address then the claim was properly served.

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You could always pay the debt and have it marked satisfied... no adverse credit problem solved.

 

Regards

 

Andy

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Hello there. A set aside should only be used if there is a legal reason as to why the debt is owing. A court are only likely to grant one if there is a realistic prospect of defending the claim. From what you've written it doesn't seem that there is. You may find that you're wasting £80.

 

if the papers were served at her last known address then the claim was properly served.

 

It wasn't her last known address, or the address they were even given. If they sent them to wrong address (we still don't know why) when they had the right one this is grounds to have it set aside is it not?

 

And if what you say about the other thing is true it seems extremely corrupt, it is a legal right that she can pay within a month, a legal right that was taken away by improperly serving the papers yet there can be no recourse? I am very surprised to hear this, it is not like she is trying to get out of anything just take advantage of what she should have had to start with.

 

She is on jsa so will get a fee remission so it is worth trying at least, thanks for taking the time to respond. If anyone else can help I would still sppreciate it.

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You could always pay the debt and have it marked satisfied... no adverse credit problem solved.

 

Regards

 

Andy

 

Hi, the only reason we found the ccj was because we were checking the credit file for a career development loan she will need to go on and do a masters - a ccj may well prevent her application and so what I thought was an incorrectly served ccj (I just gave another response as to why I think this) will have a major affect on her life and carreer as a direct result of this.

 

Im sure you can see why it is worth fighting if there is any chance.

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In fairness a failure of service itself means that judgment should not have been entered. If the pleadings weren't served then the judgment must be set aside on mandatory grounds even if there's no real prospect of successfully defending the claim. You can't sue someone by sending the pleadings to the moon and then keep your judgment unless there's a real prospect of successfully defending the claim or some other good reason why the judgment should be set aside!

 

The OP should read CPR Part 6 and, in particular, note the conceptual difference between service and actual receipt. If the OP is still confident that service was not effected then perhaps the application should be made. Bear in mind though that it isn't just the cost of making the application (for which the fee remission will apply) but any costs the applicant is ordered to pay the other side (which are not means tested).

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Bad service alone is good enough and a main reason to set a side.

 

Andy

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But there is a defence promissory estoppel.

 

Andy

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For all of this to succeed there would need to be a massive amount of clutching at straws. It would be interesting to see how a promissory estoppel argument would work within a set aside for sure.

 

I have seen it work Sequenci firstly you get the set a side on bad service ( see the signaler thread) and then you plead a defence of promissory estoppel once the set a side is achieved.

 

IMHO as I stated earlier far easier to get a Certificate of Satisfaction after clearing the debt and then the CCJ marker shouldn't be a problem.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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I have seen it work Sequenci firstly you get the set a side on bad service ( see the signaler thread) and then you plead a defence of promissory estoppel once the set a side is achieved.

 

IMHO as I stated earlier far easier to get a Certificate of Satisfaction after clearing the debt and then the CCJ marker shouldn't be a problem.

 

Andy

 

I think you're absolutely right on both counts my good man :)

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I have seen it work Sequenci firstly you get the set a side on bad service ( see the signaler thread) and then you plead a defence of promissory estoppel once the set a side is achieved.

 

IMHO as I stated earlier far easier to get a Certificate of Satisfaction after clearing the debt and then the CCJ marker shouldn't be a problem.

 

Andy

 

 

 

My point exactly. You need a defence as well as the service issue.

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My point exactly. You need a defence as well as the service issue.

 

Only if the Claimant wishes to represent the claim, they didn't in Signallers.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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