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Account closures and personal loans


smm77
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Hi all,

 

Love the idea of getting my money back, these sods have charged hand over fist, getting me into even more of a financial state and then have the audacity to hound me with phone calls about increasing my personal loan to consolidate my debts. However, I'm new to this so have a few questions!

 

Has anyone actually had their account closed as a result of this action?

 

How will this affect my current personal loan with RBS (have never defaulted on a payment)?

 

I really want to give this a go but I need to be totally sure this isn't going to make life harder in the long run!

 

Any advice gratefully received!!

 

Thanks

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Guest BlueRuby

Has anyone actually had their account closed as a result of this action?

 

Oh yes, quite a few people so get your parachute account set up pronto ;)

 

How will this affect my current personal loan with RBS (have never defaulted on a payment)?

 

To the best of my knowledge, it shouldn't affect it - it's a separate contract and if you're up to date with payments as you say it shouldn't be a problem ;)

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