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    • wont go near it with a barge pole as its ex gov't debt.  
    • Thanks, I've had my fill of this lot. What makes me so mad is that I had to take out student loan to get any DHSS help. And then when I tried to help myself and family they presented obstacles. Might be worth passing story to RIP off Britain?
    • there is NO exposure if you simple remove your name address/ref numbers etc from docs, over 10'000 pdf uploads are here. which then harvests IP addresses off of the people that then do so..which is why we do not allow hosting sites. read our rules and upload carefully thats exactly why we say capture as JPG, redact, then convert/merge to one mass PDF. then online sites to achieve that we list do not leave watermarks.  every once in a while we have a user like you that thinks they know better...we've been doing it since 2006 with not one security issue. thank you.
    • was at the time you ticked it  but now they've still not complied . if you read up, here , you'll see thats what everyone does,  
    • no they never allow the age related get out, erudio are masters at faking supposed 'arrears' fees which were levied before said date and thus null its write off. 1000's of threads here on them!! scammers untied that lot. i can almost guarantee they'll state it's not SB'd too re above, but just ignore them once sent. dx    
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hello, just a quickie for advice got an 'account statement' from Lowells this is dated as statement covering 01/10/2008 to 31/10/2011 however the debt is from 25/04/2003 nothing been paid ever ,got capital one credit card 2 weeks later firm went bust lived on CC then realised couldn't pay it so paid priority debts (council tax, rent, gas & Electric), and to be honest forgot all about it. The one question is I just send statute barred letter and leave it at that, mind you I have missed Lowells, Red & Hamptons calling it used to brighten my day to hear them self combust when I didnt play their game.

 

So question is Just fire off Statute Barred (and for good measure no calls or doorstep or hold fire on them until I hear back)

 

Thanks for help personally i would ignore but them confirming dates for me I feel compelled to write something to them.

I know my rights Mr DCA I'm with the CAG......hello hello where you gone Mr DCA8)

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I wouldn't waste a stamp. Let them exhaust all their letters and then they will flog it on and you can start your playtime with a different DCA

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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I think I will wait for the threatening letters to come before I fire of SB letter let them dig a hole and I will definitely forward all to OFT with complaint

I know my rights Mr DCA I'm with the CAG......hello hello where you gone Mr DCA8)

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  • 2 weeks later...

well postie just been (I was bored so sent statute barred letter) and amazingly they say its not due to payment being made of £10 in sept 2008, now they should really check their records as last year in ping pong of letters they admitted that they 'acquired' the debt in November 2008 so 2 things could have happened 1. I was using my psychic abilities and knew Lowlifes were 'acquiring' the debt in 2 months time and made them a payment or 2. they have made up the payment to restart the clock. Since I know no payment was made on account since 2004 I am now filing complaint with OFT and Trading Standards, then when outcome has been reached I may just seek redress from Lowlifes for distress, harassment, and time wasted. I cant thank them enough for this b*lls up it made my day

I know my rights Mr DCA I'm with the CAG......hello hello where you gone Mr DCA8)

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