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    • Thank you for taking your time and helping me on this. Would you recommend I also send a letter tomorrow to both BMW and Motonovo?
    • she and  johnson need to be kicked off the taxpayers credit card - for starters I'm certain there is cause - taking up 'jobs' when they shouldn't, bringing the nation into disrepute with their antics .. I'm sure it would be a very popular act from a new labour guv
    • Please have a look at this draft letter. It is modelled on yours but I have cut out a load of the unnecessary information. Also, the responsibility lies with the finance company because the vehicle was brought on hire purchase. You send it to them and a copy to big motoring world.   Let us know if there's anything that you disagree with, which is wrong, which you think should be added
    • According to Alastair Campbell on Twitter, anti-Le Pen parties are pointing to RN's fiscal policies and saying they'll cause a 'Truss-style market meltdown'. Liz Truss charged taxpayers for Amazon Prime subscription - Mirror Online WWW.MIRROR.CO.UK The subscription costing £95 gives the ex-PM free shipping from the retail giant, as well as the ability to stream films and TV shows such as My Fault...  
    • Thank-you @BankFodder, your statement is a correct understanding of my position and I agree, it is actually really what I was looking for in starting this thread, as I too believed that the maximum I could claim for is that which I sold it for, even though this was substantially below market value at the time. And so, this sold value is what I shall be claiming for + the other expenses. @dx100uk I get your point, but this is just not what I want to expose myself to. Unfortunately I was one of the unlucky ones to have my details stolen in the Peoples Energy hack, and in 2020 I discovered that those details had been used to take out car insurance, and that the insured was then involved in a collision and my details were dragged through the mud. Despite Aviva cancelling the claim and treating as though it never were, even though I have the letters from them to say that they have removed this claim from the insurance database, I still get refused insurance and credit products to this day until I send across the letter from Aviva which explains that I was a victim of fraud. So you'll forgive me for not jumping up and uploading my data to a server utility for which I have no control over its retention policy, or where the server is located globally, its legal jurisdiction, or its security protocols.
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Abbey not playing the game


Amanda Taylor
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they are playing, just by their own rules. MCOL on thursday and smile to yourself abotutheir losses rocketing with the 8% interest as they ahve refused to listen to your claim and reasonable attempts to save them further money.

good luck and let us know when you get the cas back so we can all join in laughing at shabby grabby nabby!

me against the abbey Paid in full (donation made)

me against the woolwich Paid in full(donation made)

me against HSBC Paid in full(donation made)

 

 

beware the scrapbooker, for she has a long memory and sharp knives :lol:

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Hi & Welcome to the site,..Read the FAQ's ,make your own thread and you will very fast get the genral idea about things,..I was the same as yourself not long back,..now quite confident about taking the bank on and understanding the process required to getting my money back,..There is lots of help on here & lots of stages to refer to as you go through the stages of claiming your charges back,..best of luck M.

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I wasn't sure where to post this but i applied for a remortgage about 6 weeks ago & it came up on my search that i had a bank loan with payments showing up to date, i was shocked to say the least as i dont have a loan, i went onto experian website last week & there it was a loan with the Abbey for £3200. I know nothing about this loan so sent an email to experian, Got a reply back today from experian sayin letter had gone off to the Abbey with this statemant THE ACCURACY OF THIS DATA HAS BEEN DISPUTED BY THE INDIVIDUAL

CONCERNED AND WE HAVE NOW CONTACTED THE SUBSCRIBER. CARE SHOULD THEREFORE BE

TAKEN WHEN USING THIS ITEM OF DATA TO ASSESS THE CREDITWORTHINESS OF THE

INDIVIDUAL CONCERNED."

 

 

What should i do about This? do i sit & wait? any advise would be greatley appreciated.

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I've Recieved another letter today from abbey saying the usual bogoff we are not paying anythig back to you.They have until fir 13th to respond according to court docs.What is my next step??? They also said that the oft & The house of commons treasury comittee relate to credit card charges only & not bank charges.....

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Found out what this loan was on my credit file thogh i had to go into abbey branch, a loan that i had paid off 2 years ago had not been cleared the money was put into a clearence account & installments were still being paid. they have now told me that it will be cleared should i claim for compo as it has effected my credit rating as it still showed that i had more credit than what i actually had.for over 2 years.

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I popped into the court & they don't seem to have recieved a copy of the defence that abbey sent to me & advised to wait a couple of days before taking my copy of the defence to show them.I thought they were supposed to send the defence into court & not direct to me???

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When you read the template from the library for completing your AQ did you miss out the bits youre asking about?

 

Its all there I am completing mine too and i think all the answers you need are there.

 

HTH

 

glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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  • 2 weeks later...
  • 2 months later...

Hello Everyone. Long time no speak to, been very busy with my teenage tare away. anyway thats another tale.

Have not heard anything about my claim with the abbey for months now & it is due for hearing in court next tues on 13th feb,Went into the court today to see if they had heard anything, & yes they had. The defence has said they will not be attending the hearing as claim is now settled.Well it bloody well isn't i said. they have advised me that i should still attend the hearing which i will, nothing has come in the post & court was notified of this yesterday. Any tips at all for when i go in will be greatly appriciated.

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