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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Credit Scores of What Value Are They?


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Hi sequenci I've looked on and off for 3 weeks and can't find it,since the matter came up.

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It has to do with the limitation periods in each EU member state, which varies. In germany it is 3 years; in England & Wales it is 6 years. So you won't find it enshrined in any EU legislation; it comes down to national statutory limitation laws.

Advice and comments posted by The Debt Star reflect only my personal opinion and it is up to you alone to decide what action you should take. You should always seek independent legal advice from your own qualified legal advisor.

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Thanks DS I think I can use it.

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It has to do with the limitation periods in each EU member state, which varies. In germany it is 3 years; in England & Wales it is 6 years. So you won't find it enshrined in any EU legislation; it comes down to national statutory limitation laws.

 

The UK has various limitation periods: 12 years for some things, 6 for others, 3 for others, 12 months for others, 3 months for some others.

 

Is there a UK statutory limitation period for crf reporting? If not then I think the UK should give effect to EU legislation. I *must* be missing something.

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Thats a great observation !!

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I'm going to have to research this, if anyone has any has any info

or links please let me know.

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The UK has various limitation periods: 12 years for some things, 6 for others, 3 for others, 12 months for others, 3 months for some others.

 

Is there a UK statutory limitation period for crf reporting? If not then I think the UK should give effect to EU legislation. I *must* be missing something.

 

Good and correct observations.

 

I do not believe there is a statutory 6 year period for CRA reporting. I believe they rely on the 6 year limitation period under the Limitations Act 1980 (Wiki link here

http://en.wikipedia.org/wiki/Limitation_Act_1980)

 

I gather that the CRAs rely on this and I believe it is backed up by the OFT guidelines etc. May be wrong. Probably am, dunno, but I'm fairly sure there is no stat period as such for this kind of thing.

 

The German equivalent is I believe 3 years, hence why their CRAs strike data after that period.

 

There is a case for EU wide legislation in this area and you might want to involve your MEPs as well Brig.

Advice and comments posted by The Debt Star reflect only my personal opinion and it is up to you alone to decide what action you should take. You should always seek independent legal advice from your own qualified legal advisor.

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Time for a revision of the legislation ??

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What legislation? There is no legislation of the CRAs. Time to introduce it mate and I think the best tactic is on the European Human Rights front.

Advice and comments posted by The Debt Star reflect only my personal opinion and it is up to you alone to decide what action you should take. You should always seek independent legal advice from your own qualified legal advisor.

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I believe that they have to be licensed the licence is part of the legislation designed to regulate their activity,

that's where I'm going!!

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What legislation? There is no legislation of the CRAs. Time to introduce it mate and I think the best tactic is on the European Human Rights front.

 

That's the avenue I'm thinking about too.

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Hi Sequenci,

Would you be prepared to share any info,I would certainly give anything I come up with.

 

Brig.

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