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    • Unsure what would be classed as appeal I first contacted the applicant then IAS. I am not aware I could appeal again as Bank state I was informed that is news to me. I would have to look through the paper work, I apologise I forget so much due to my caring duties wish I had quality time to get so much done. Will try and look tomorrow, appreciate everyone's time and input.
    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
    • The date was 3 June. Get on MCOL now. The legal principle is that, even if you defence is late, if the other party hasn't requested judgement, then your defence takes priority and is accepted. You might be in time. When I say now I mean now.  Recently we had someone who was nine days' late and this was pointed out to them at 5:30pm.  They faffed around till 11pm.  When they went on MCOl they saw that judgement had been entered at 7pm. Every minute is vital. File the below standard defence if you still can - 1.  The Defendant is the recorded keeper of [motor vehicle]. 2.  It is denied that the Defendant entered into a contract with the Claimant. 3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.    4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.  6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
    • Hi friends,  I’m a bit worried I may have got confused with timings here. I thought I had 33 days from my acknowledgment to submit a defence but the date added above says 3/6/24.   have I missed the date?   if so how can I apply for an exception due to my disability and problems with deadlines and dates etc (ADHD)?   what should I submit as a defence?   I’ve had no reply from BW so far    just been back on MCOL and it says 28 days from service if I completed an acknowledgment of service so does that mean 28 days from that of acknowledgement (I.e. 16/5) which would make deadline for defence 14/6?   Thanks! Panicking here.
    • Normally we don't advise playing your cards early in a snotty letter, but as you have appealed we might as well use what you wrote in the appeal against them. There is no rush, you have until 6 July to get it to them.  See what the other regulars think too. How about something like this? -   Dear Rachael & Sean, cheers for your Letter of Claim.  I rolled around on the floor in laughter at the idea you'd actually thought I'd take such tripe seriously and would cough up! As usual you'll have been too bone idle to do any due diligence.  Had you done so you would have seen that I appealed to your client.  Indeed the driver on the day is a textbook example of having done exactly what you should do when you do not wish to be bound by the T&Cs in a private car park. Of course none of that mattered to the spivs you represent but do you really want to put such a useless case in front of a judge? To be fair, your clients are very useful members of the human race - as comedians.  How I loved the page turner of their antics at The Citrus Building in Bournemouth.  It was chuckle after chuckle reading about them, letter after letter, month after month, insisting they were legally in the right, even through someone who had done just the first day of a GCSE law course could have told them they weren't.  Until the denouement - BOOM - an absolute hammering in court.  In fact - SLAM, BANG - managing to lose twice against the same motorist for the same car park in front of two different judges. Your client can either drop their foolishness now or get yet another tolchocking* in court where I will go for an unreasonable costs order under CPR 27.14(2)(g) and spend the dosh on a nice summer holiday, while every day laughing at your clients' expense. I look forward to your deafening silence. COPIED TO COUNTRYWIDE PARKING MANAGEMENT LTD   *  This word is used under licence from Brassnecked
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Help me Repossession and Eviction


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Hi can anyone help me my friend has been to court in dec for a Repossession order on a loan on the house, she was given 56 days to sell the house in the middle of dec .who is gonna buy a house in dec .anyway she got a letter from the court saying , not that she has to go back to court after the 56 days are up, wich is what she and her 3 kids were expecting. but she has to be out of the house at that point.on the 8th feb. this was never said when she went in dec ..there is equity in the house also there is a small morgague on the house can anyone please help me get some more time so she could sell her house and then pay off the debt ...

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Is it an eviction notice she has received?

 

Is she able to make any payments until the house is sold?

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opps her and her three kids were not expecting the letter saying they will have to be out of there house they have lived in for 16+yrs they thought they were going back to court after the 56 days to ask for more time but it seams like that option is now not there can anyone help hold the eviction off just untill she can sell the house can i do anything i dont have much money but i will do anything to help ..thanks all

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Hi, the best option is for her to enter an N244 form at court asking for a hearing to suspend the eviction until such time as the house is sold - I can help you with the application and there is some case law which might help support this, but she would have to be able to make some payment each month until the house sold - would she be able to do that?

 

 

Can you give a bit more information please?

 

Is your friend a single parent?

Is the mortgage up to date?

How much are the arrears on the loan?

How much is the monthly payment on the loan?

 

Has she investigated the mortgage rescue scheme?

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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ok thanks she is a single parent 3 kids 2 at home 1 at collage 18 yrs the other 25 at uni living at home the other 23 living away at uni

her mortgauge is interest only and is up to date

her loan was for 40,000 but now 55.000 to pay off

she did not pay any full payments on the loan after her husband died

she had an ombedsman look at the case and because she signed to say he had never been in hospital they would not settle the loan after his death

they want 600 a mth she paid 100 pounds a week before she went to court but that does not matter they said

i could help maybe set up a derect debit i dont know ...

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How much is the normal monthly payment on the loan ?

What company is the loan with ?

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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The monthly payments on the loan are £600 The interest only payment is £230 she earns about £900 a month has a little from widows pension not a lot

ppi will find out as the ombesman ruled in there favour saying they do not have to pay as her husband and her signed saying they have not been in hospital before the date of the signing so they said that they do not have to pay the loan as they had been to the hospital two times before ..

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Hi i may sound a bit thick i have printed a blank form N244link3.gif and we are not sure what to ask the court for ... my friend needs more time to sell the house the judge has ruled she has to be out of the house on the 8th feb because of a loan .but i could sell the house and pay it off .four people came around to see it today . could i put it up for auctionlink3.gif would that mean that i can stay

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Hi there, if you can show the judge that the house is up for sale (estate agents paperwork, advert etc) and quote case law, then you have a good chance of getting the eviction stopped.

 

If you can be on line tomorrow I can help you fill in the form and draft a statement to go with the form - is that ok?

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

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Was the loan arranged through a broker? if so did they fill in the PPI paperwork? it may be that the PPI was mis-sold.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

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she says that Citifinancial were the people we had the loan with and it is them that are talking me to court ..but Sterling are the ones we had the ppi or death benefit with and citifinancial did it all never met anyone from Sterling . the fact that we signed the paperwork stating that we had not been in hospital for any reason before the date of the signing .but in fact was proven by Sterling that in fact he had so then the ombudsmen ruled in Sterling's favour so the never paid out .while this was going on i never paid anything off the original amount of 40,000 .after the ombudsman's ruling they sent me back my Premiums i had paid total £600 which i have cashed ... then with out warning they said i have to pay £660 a month .i said i could not afford this sent them a income and expenditure form stating that i could pay £100 per month they said no.. wallers solicitors then were involed and said no.. so we went to court on the 16th dec 2010 and were told that we had 56 day ruling going back on the 8th feb so now is now and the eviction papers came through and she has to move out on the 8th feb 2011 ...

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What do i ask for on the form N244 i want to stop the eviction so she can sell the house do you think we should go for miss sold and unfair charges before repaying all the amount they want as i don't even think that they have frozen the interest it seems that there is not enough time

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OK, I can draft a statement asking for more time to sell the property, but you will have to make some payments during that time - what can you realistically afford ?

 

Do you have any paperwork from the estate agent to prove the house is for sale?

 

Do you receive a widow's pension from your late husband's employer?

 

We have plenty of time to get the N244 done - it needs to be as good as we can get it so please don't feel the need to rush it - if you get it into court in the middle of next week that will be OK.

 

The instructions for completing the rest of the form are below - I will write the statement to go with Q.10 so just tick the box for "statement affixed".

 

1. Your name

2. Tick Defendant

3. Suspension of eviction to allow time for property to be sold.

 

4. No

5. Tick at a hearing

6. 15 minutes

Agreed by all parties: No

7. Write - Not applicable

8. District

9. Both Parties

10. Tick box for attached witness statement

Cross out all options except The Applicant Believes

 

    Sign and cross out all options except Applicant
  1. Sign and cross out all options except Applicant. Enter your address and contact details.

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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OK, will do :)

Help us to keep on helping

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You don't need that - just fill in the details exactly as they are on the eviction notice.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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