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    • If you have not kept the original PCN you can always send an SAR to Excel and they have to send you all the info they have on you within a month. failure to do so can lead to you being able to sue them for their failure.......................................nice irony.
    • Thank you and well done  for posting up all those notices it must have have taken you ages.. The entrance sign is very helpful since the headline states                    FREE PARKING FOR CUSTOMERS ONLY in capitals with not time limit mentioned. Underneath and not in capitals they then give the actual times of parking which would not be possible to read when driving into the car park unless you actually stopped and read them. Very unlikely especially arriving at 5.30 pm with possibly other cars behind. On top of that the Notice goes on to say that the terms and conditions are inside the car park so the entrance sign cannot offer a contract it is merely an offer to treat. Inside the car park the signs are mostly too high up and the font size too small to be able to read much of their signs. DCBL have not shown a single sign that can be read on their SAR. Although as they show photographs which were taken the year after your alleged breach we do not know what the signs were when you were there. For instance the new signs showed the charge was then £100 whereas your PCN was for £85. Who knows, when you were there perhaps the time was for 3 hours. They were asked to produce  planning permission which would have been necessary for the ANPR cameras alone and didn't do so. Nor did they provide a copy of the contract-DCBL  "deeming them disproportionate or not relevant to the substantive issues in the dispute" How arrogant and untruthful is that? The contract and planning permission could be vital to having the claim thrown out. I can find no trace of planning permission for the signs nor the cameras on Tonbridge Council planning portal. and the contract of course is highly relevant since some contracts advise the parking rouges that they cannot take motorists to Court. I understand that Europarks are now running that car park which means that nexus didn't  last long before being thrown out.....................................
    • Hi,   I am not sure if I posted this already here but I don't think I did. I attach a judgement that raises very interesting points IMO. Essentially EVRi did their usual non attendance that we normally see, however the judge (for the first time I've seen in these threads) dismissed the notice and awarded me judgement by default because their notice misses the "confirmation of compliance" paragraph. in and out in 3 minutes (aside from the chat at the end with the judge about his problems with evri) Redacted - evri CPR loss.pdf
    • Just to update this. I did apply to strikeout and they did not attend the hearing. I won by defualt and the hearing lasted 5 minutes (court only allocated 15). The judge simply explained that the only matter he was really considering is if the Defendant could have any oral evidence to defend the claim. However he said he had decided that based on their defence, and their misunderstanding of law, and their non attendence he did not think they had any reasonsable chance so he awarded me SJ + Costs on the claim form + the strikeout fee. Luckily when I sent the defendant the order I woke up the next day to a wire trasnfer for the full sum of the judgement
    • Hello, I am wondering if someone can advise. I sold some goods via an online platform who essentially middelmans and authenticates luxury goods.  I have sold over 100 times with them in the past without issue but a while ago I had a sale go wrong, whereby they claim they never received the shoes in the parcel and instead received empty boxes. They wont show any photos of what they received. I considered whether to pursue them or the courier, and decided to pursue them because the UPS tracking indicates no issues at all, but also because they are the ones that contracted with UPS.  I sent them a PAPLOC which they claim was "lengthy and pre written" which is true because I simply adapted a previous one. They rejected any resolution so I issued a claim using an adapated thread from this forum from before against i believe evri. Anyway they filed a defence which essentially says that they think I shipped empty boxes and never shipped the shoes and am commiting fraud. However, I have weight records of every parcel I ship (and have done since 2019) and they have provided no evidence to support their claims. They also failed to comply with CPR request for inspection of certain documents within their defence, such as a report by their authenticator who they claim emptied the box (Although I know this is false because they have had literal job offers for "Warehouse staff" with the job description of opening and sorting incoming orders (OWTTE) so I also think here that I have a ground that they are trying to mislead the court, which once again is likely to obstruct the just disposal of proceedings. The amount is just over £1,000 I'm now wondering whether I should apply to strike out their defence / apply for SJ on the grounds that the defence is totally without merit and will obstruct the just disposal of proceedings by making me wait months for a trial that they are bound to lose and upon them having absolutely no proof to support their claims, and me having weight records, as well as the fact they failed to comply. I am aware the fee for this would be £303 but the trial fee would be £123 itself so the difference is £180. Any advice please?
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Help me Repossession and Eviction


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Hi can anyone help me my friend has been to court in dec for a Repossession order on a loan on the house, she was given 56 days to sell the house in the middle of dec .who is gonna buy a house in dec .anyway she got a letter from the court saying , not that she has to go back to court after the 56 days are up, wich is what she and her 3 kids were expecting. but she has to be out of the house at that point.on the 8th feb. this was never said when she went in dec ..there is equity in the house also there is a small morgague on the house can anyone please help me get some more time so she could sell her house and then pay off the debt ...

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Is it an eviction notice she has received?

 

Is she able to make any payments until the house is sold?

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opps her and her three kids were not expecting the letter saying they will have to be out of there house they have lived in for 16+yrs they thought they were going back to court after the 56 days to ask for more time but it seams like that option is now not there can anyone help hold the eviction off just untill she can sell the house can i do anything i dont have much money but i will do anything to help ..thanks all

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Hi, the best option is for her to enter an N244 form at court asking for a hearing to suspend the eviction until such time as the house is sold - I can help you with the application and there is some case law which might help support this, but she would have to be able to make some payment each month until the house sold - would she be able to do that?

 

 

Can you give a bit more information please?

 

Is your friend a single parent?

Is the mortgage up to date?

How much are the arrears on the loan?

How much is the monthly payment on the loan?

 

Has she investigated the mortgage rescue scheme?

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

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ok thanks she is a single parent 3 kids 2 at home 1 at collage 18 yrs the other 25 at uni living at home the other 23 living away at uni

her mortgauge is interest only and is up to date

her loan was for 40,000 but now 55.000 to pay off

she did not pay any full payments on the loan after her husband died

she had an ombedsman look at the case and because she signed to say he had never been in hospital they would not settle the loan after his death

they want 600 a mth she paid 100 pounds a week before she went to court but that does not matter they said

i could help maybe set up a derect debit i dont know ...

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How much is the normal monthly payment on the loan ?

What company is the loan with ?

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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The monthly payments on the loan are £600 The interest only payment is £230 she earns about £900 a month has a little from widows pension not a lot

ppi will find out as the ombesman ruled in there favour saying they do not have to pay as her husband and her signed saying they have not been in hospital before the date of the signing so they said that they do not have to pay the loan as they had been to the hospital two times before ..

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Hi i may sound a bit thick i have printed a blank form N244link3.gif and we are not sure what to ask the court for ... my friend needs more time to sell the house the judge has ruled she has to be out of the house on the 8th feb because of a loan .but i could sell the house and pay it off .four people came around to see it today . could i put it up for auctionlink3.gif would that mean that i can stay

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Hi there, if you can show the judge that the house is up for sale (estate agents paperwork, advert etc) and quote case law, then you have a good chance of getting the eviction stopped.

 

If you can be on line tomorrow I can help you fill in the form and draft a statement to go with the form - is that ok?

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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Was the loan arranged through a broker? if so did they fill in the PPI paperwork? it may be that the PPI was mis-sold.

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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she says that Citifinancial were the people we had the loan with and it is them that are talking me to court ..but Sterling are the ones we had the ppi or death benefit with and citifinancial did it all never met anyone from Sterling . the fact that we signed the paperwork stating that we had not been in hospital for any reason before the date of the signing .but in fact was proven by Sterling that in fact he had so then the ombudsmen ruled in Sterling's favour so the never paid out .while this was going on i never paid anything off the original amount of 40,000 .after the ombudsman's ruling they sent me back my Premiums i had paid total £600 which i have cashed ... then with out warning they said i have to pay £660 a month .i said i could not afford this sent them a income and expenditure form stating that i could pay £100 per month they said no.. wallers solicitors then were involed and said no.. so we went to court on the 16th dec 2010 and were told that we had 56 day ruling going back on the 8th feb so now is now and the eviction papers came through and she has to move out on the 8th feb 2011 ...

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What do i ask for on the form N244 i want to stop the eviction so she can sell the house do you think we should go for miss sold and unfair charges before repaying all the amount they want as i don't even think that they have frozen the interest it seems that there is not enough time

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OK, I can draft a statement asking for more time to sell the property, but you will have to make some payments during that time - what can you realistically afford ?

 

Do you have any paperwork from the estate agent to prove the house is for sale?

 

Do you receive a widow's pension from your late husband's employer?

 

We have plenty of time to get the N244 done - it needs to be as good as we can get it so please don't feel the need to rush it - if you get it into court in the middle of next week that will be OK.

 

The instructions for completing the rest of the form are below - I will write the statement to go with Q.10 so just tick the box for "statement affixed".

 

1. Your name

2. Tick Defendant

3. Suspension of eviction to allow time for property to be sold.

 

4. No

5. Tick at a hearing

6. 15 minutes

Agreed by all parties: No

7. Write - Not applicable

8. District

9. Both Parties

10. Tick box for attached witness statement

Cross out all options except The Applicant Believes

 

    Sign and cross out all options except Applicant
  1. Sign and cross out all options except Applicant. Enter your address and contact details.

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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OK, will do :)

Help us to keep on helping

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You don't need that - just fill in the details exactly as they are on the eviction notice.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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