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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
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Equidebt / Cabot


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Oh well, for a moment there i thought i was the first to discover it, it felt nice while it lasted but not as nice as blowing these DCA's out of the water lol.

 

Your spot on about sending letters out on sunday, plus theirs also direct debits taken on bank holidays and weekend dates appearing on their fabrication statements.

Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (CAG),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

 

By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

 

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Morning all,

 

email sent to crapbot this morning;

 

I refer to your email dated 7th April 2011 in which you enclosed a REPRESENTATION of my Notice Of Assignment.

 

Whilst I appreciate the effort made to show me how my Notice Of Assignment MAY have looked, you will understand that I should be shown how it ACTUALLY looks.

 

By this I mean TRUE copies of the Notice Of Assignments NOT representations or reconstructions.

 

I trust I have set out my position clearly.

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Morning all, below is crapbot response to my asking for a true copy of my NoA;

 

I understand you are dissatisfied that we provided you with a representation of your Notice of Assignment and you request to receive a true copy of the same. Please be advised, we do not hold a true copy of your Notice of

Assignment on our records, therefore we had no alternative than to send you a representation. I can confirm the representation sent to you is sufficient to confirm the assignment of your account to Cabot Financial (Europe) Limited (“Cabot”).

 

 

Am I right in thinking if they don't have a copy then they couldn't of sent me one?

 

In Which case they can go whistle when it comes to adding interest?

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Hi donkey, what law do I quote for that? Based on the statement they sent me they have added interest since 2005! So based on what I've paid so far and interest since April 2011, when I first received their NoA, I should only owe them about £20 :)

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xboxer if they are sending you the same crap they are sending me you have no worries bud..to them law and legalities are there just for everyone else apart from them...lmao

Standard Crapbot letter

They just sent me a right load of twaddle..lol Their customer (I say that laughing my head off) service manager says he won't accept my Fee's for my time letter writing and such..lol I hope they are ready for court ..In my case the original creditor has closed the file...lol I have that in writing and that it was Cobot that sent out the NOA on the OC's behalf..lol OH Dear...these guys are crazy ...:madgrin:

ʎɐqǝ uo pɹɐoqʎǝʞ ɐ ʎnq ı ǝɯıʇ ʇsɐן ǝɥʇ sı sıɥʇ

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  • 3 weeks later...

Hi All,

*

The saga continues…but doesn't it always with crapbot!

*

So I emailed crapbot a couple of weeks ago with regards to their fabricated, sorry representation, of my NoA and their right to claim interest until a valid NoA was served properly.

*

Also asked them what Law or act they were relying upon to state a representation was acceptable. Below is there response:

*

Our response to your correspondence

*

I refer to your e-mail, which was received on xx June 2011.

*

I note we sent you a representation of your Notice of Assignment (“NOA”) and you require clarification on the act and/or guidelines, which illustrate that the same be sufficient to confirm the assignment of your account to Cabot Financial (Europe) Limited (“Cabot”).

*

I can confirm that our position remains unchanged, as we are not required by any act or guideline to hold an exact copy of your NOA on file. Therefore we reproduced a copy of how your NOA appeared at the time it was sent to you, which as previously advised, is sufficient for your purposes. The Customer Assurance department will not correspond with you any further regarding this matter. If you maintain your dispute, I would recommend that you contact the Financial Ombudsman Service with your concerns.

*

I understand you believe that your outstanding balance is not legally claimable, due to the interest that has been applied since our purchase. I can assure you, the interest applied to your account is in accordance with your original credit agreement that you agreed to upon opening your account. Therefore, you are liable to repay the full outstanding balance.

*

Your account has been returned to our Collections department and I recommend you contact them on 0845 070 0116. Should no payment offer be received within 7 days, your account will be escalated through our collection procedure. For your ease of reference, your outstanding balance is £xxx.

*

I trust we have set our position clearly.

*

So of to the FOS then?

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Hi All,

*

The saga continues…but doesn't it always with crapbot!

*

So I emailed crapbot a couple of weeks ago with regards to their fabricated, sorry representation, of my NoA and their right to claim interest until a valid NoA was served properly.

*

Also asked them what Law or act they were relying upon to state a representation was acceptable. Below is there response:

*

Our response to your correspondence

*

I refer to your e-mail, which was received on xx June 2011.

*

I note we sent you a representation of your Notice of Assignment (“NOA”) and you require clarification on the act and/or guidelines, which illustrate that the same be sufficient to confirm the assignment of your account to Cabot Financial (Europe) Limited (“Cabot”).

*

I can confirm that our position remains unchanged, as we are not required by any act or guideline to hold an exact copy of your NOA on file. Therefore we reproduced a copy of how your NOA appeared at the time it was sent to you, which as previously advised, is sufficient for your purposes. The Customer Assurance department will not correspond with you any further regarding this matter. If you maintain your dispute, I would recommend that you contact the Financial Ombudsman Service with your concerns.

*

I understand you believe that your outstanding balance is not legally claimable, due to the interest that has been applied since our purchase. I can assure you, the interest applied to your account is in accordance with your original credit agreement that you agreed to upon opening your account. Therefore, you are liable to repay the full outstanding balance.

*

Your account has been returned to our Collections department and I recommend you contact them on 0845 070 0116. Should no payment offer be received within 7 days, your account will be escalated through our collection procedure. For your ease of reference, your outstanding balance is £xxx.

*

I trust we have set our position clearly.

*

So of to the FOS then?

 

What a load of bull, what they are saying is that a representation of the NOA is sufficient to prove that they are entitled to the debt. In that case i better start creating my own for debts owed by DCA's to their creditors and telling them they most now make payments to myself lol

 

The FOS can not make decisions on legal matters, only on conduct of the DCA.

Edited by teaboy2

Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (CAG),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

 

By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

 

If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phinishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.

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Exactly, there last reply was more like an unconvincing we are covering our arses excersise, in the hope your not up to scratch on law and regulations etc. I would love to see what a jduge would say to them lol

Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (CAG),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

 

By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

 

If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phinishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.

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Aren't they Darlings?..lol These guys are complete n00bs..I told em I would not be paying them a penny "EVER" regardless of what they do..I would sooner spend 10 years in Jail than pay these Idiots anything.! Escalate away and waste as much time as you like...I'm sure they will get bored before we do eh?..lol

ʎɐqǝ uo pɹɐoqʎǝʞ ɐ ʎnq ı ǝɯıʇ ʇsɐן ǝɥʇ sı sıɥʇ

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Well anyway, regardless of their argument - In order for their to be absolute Assiment, the notice of assignment must be sent by the assignor not the assignee (Crabot), Law of property act 1925 section 136 ss 1 "Any absolute assignment by writing under the hand of the assignor (not purporting to be by way of charge only) of any debt or other legal thing in action, of which express notice in writing has been given to the debtor" Express notice being direct notice from assignor (original creditor) to debtor.

 

Without absolute assignment from the Original Creditor then the asignee is not entitled to enforce the debt. So i would respond with section 136 of the law of property act.

Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (CAG),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

 

By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

 

If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phinishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.

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Exactly, so in court you can strict them to prove it was sent via registered post as required via section 196 and strict prove that it was sent by the original creditor by registered post for it to be an absolute assignment in complaince with section 136 and section 196.

 

Love to see the what nonesense they give in response to that lol

 

Also put - as you made clear you no longer wish to communicate with myself, then i deem such refusal to communicate as nothing short of a refusal to deal with and fully investigate this dispute in accordance with the OFT Debt Collections Guidelines.

Edited by teaboy2

Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (CAG),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

 

By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

 

If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phinishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.

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Lol only for email they choose to read or can get their heads round though.

 

But hey sooner they respond the sooner you can hit back at them :-D

Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (CAG),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

 

By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

 

If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phinishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.

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With regards to the NOA in post #38 does anyone know whos signature it is OR who/what is the head of COO Collections?

Just wondering if crapbot have the authority to use their signature?

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Well just a response from the crapbot numpties!!

 

 

I mean just how thick are these people??

 

 

I emailed them regarding the NOA again asking them what act or guidelines makes them believe a reprsentation NOA is a legally binding document? Also pointed out the above points regarding NOA and LOP Act 1925 and asked for a proof of delivery and a copy of the original NOA and pointed out the OFT guidelines on debt collection they were breaking. Below is there response;

 

 

Our response to your correspondence

 

 

I refer to your e-mail, which was received on xxth June 2011.

 

 

I note your reference to the Office of Fair Trading (“OFT”) Debt Collection Guidelines, in particular section 2.8 (i), (k) and section 2.2 (b).

 

 

2.8i. failing to investigate and/or provide details as appropriate, when a debt is queried or disputed, possibly resulting in debtors being wrongly pursued.

 

 

Please be advised your complaint and concerns were investigated. Subsequently a final response was sent to you on xxth March 2011.(No I have asked for proof as in the original NOA)

 

 

k. not ceasing collection activity whist investigating a reasonably queried or disputed debt.

 

 

I can confirm your account was placed on hold whilst your complaint was investigated and was kept on hold for an additional 14 days after our final response was sent you, in order for you to contact us to arrange the repayment of your account.(Er it's STILL disputed)

 

 

2.2b. leaving out or presenting information in such a way that it creates a false or misleading impression or exploits debtors’ lack of knowledge.

 

 

At no time have we left out any information in the manner stipulated above.(No BUT you have PRESENTED information that is false)

 

 

You state Cabot cannot apply interest, as we do not hold an exact copy of your original Notice of Assignment (“NOA”). However, there is no Act and/or Guideline that require Cabot to hold a copy of the same or prove its delivery. Furthermore, the interest applied to your account is in accordance with your original terms and conditions, which you agreed to when opening your credit card. This interest was applied to your account due to non payment between December 2005 and January 2010. (Law of Property Act 1925?)

 

 

I must inform you that our position still remains as re-iterated in previous correspondence. Your account has been returned to our Collections department. Should you remain dissatisfied, I recommend you refer your concerns to the Financial Ombudsman Service. Please refer to their leaflet attached with our e-mail sent on xxth March 2011.(Damn right I will now)

 

 

I trust we have set our position clearly.

 

 

If you have any further queries in relation to the above account, please do not hesitate to contact me on 0845 026 0463. The Customer Assurance department is open from 9am to 5pm Monday to Friday.

 

 

I guess the old saying about paying peanuts and getting monkeys applies here!

Edited by xboxer
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