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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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received notice of evition for 26th august......i'd be so grateful for any advice


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Hi there, I can help you with the N244 - Q 10 is the most important part. Would you be able to get to the court on Monday morning first thing - if you can do that you should be able to get an emergency hearing before the 26th.

 

I'm at work at the moment, but will be back on line tonight.

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The problem with posting it is that the court may post back to you the date of the hearing. You would need to ring the court on Friday or Monday to find out when the hearing is. I can help you later this evening with the N244.

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Hi there, you will need to submit a budget sheet with the N244 and I have affixed one to this post. When filling it in remember that the amount you are offering to pay towards the arrears each month in addition to the normal monthly payment, is the amount left over after everything else has been accounted for.

 

I have also affixed an N244 form and will give you the instructions for filling it in shortly.

 

Need to know-

is the mortgage in joint names?

are there any children living in the property?

How much are you able to pay in addition to the normal monthly payment?

 

when you have answered the above I will draft a statement for Q.10 of the form.

 

Ell

Budget Sheet.xls

n244_0400.pdf

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Hi there, are you counting your husband's income on the budget sheet? What was the reason for missing the paymnents (the judge will want to know). Why will you lose your jobs if you lose the house? this will be a good point to mention on the N244

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Hi there, affixed is the statement for Q.10 of the N244. You need to enter the info at the top where there are xxx's (remove the xxx's). When you print out the statement make sure your printer is set for A4 paper (not letter size), so it all fits on one page.

 

On the budget sheet - write the claim number on the top left hand corner and Appendix 1 on the top right hand corner.

 

These are the instructions for completing the rest of the form:

 

 

 

1. Your names

2. Tick Defendant

3. Suspension of eviction

4. No

5. Tick at a hearing

6. 15 minutes

Agreed by all parties: No

7. Write - Not applicable

8. District

9. Both Parties

10. Tick box for attached witness statement

Cross out all options except I Believe

Sign and cross out all options except Applicant

11. Sign and cross out all options except Applicant. Enter your address and contact details.

 

When you have completed the form you need to staple the statement and budget sheet to it. You will need to send a £35 postal order with it - you can't send a cheque as they will wait for it to clear before giving a hearing date and you don't have time for that. Take a photocopy of it all for yourself so you have a set to refer to in the hearing.

 

You will need to phone the court on Friday to find out when the hearing is.

 

Any questions, just shout.

 

Ell

Tigger 72 N244 statement.doc

Edited by Ell-enn
forgot something

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Judges do not want to take people's homes away from them when there is a good chance they can make payments. The only times I've known evictions to be granted are when the defendants have no hope of making payments or have had several eviction hearings. Both you and your husband have jobs, so it is very, very unlikely that you will lose your home. When you phone the court to find out when the hearing is, ask if there are free legal reps in attendance that day - a lot of courts have them nowadays, they can be a great help and can accompany you into the hearing.

 

Stay positive, I'm sure it will be OK

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You're cutting it a bit fine - you really need to hand deliver the form to the court tomorrow. The court may not process the form straight away if they get it in the post on Monday which means you might not get a hearing till the morning of the eviction (not good for the nerves!!). Is there no way you can get the form to the court tomorrow?

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Hi there, make sure you take your copy of the N244 so you can refer to it in the hearing if necessary. Also, when you get to the court ask if there are any free legal advisors there who could come into the hearing with you. Lots of courts have them these days and they can be a great help.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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