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    • Thanks DX , true I was reading it as my own licence when I can now see it is the VED thanks for the clarification. As for the payments that does make sense and I will give them a call today. I have to watch the date as I have 21 days from the 29th May to respond to plea of guilty or not.
    • This is the latest response from IDR. I know exactly what has happened - I left Qatar in 2006 leaving behind card debt of QAR13,000 (unintentionally, I thought it was paid off). When I visited Qatar for a weekend in 2012, I was blocked from leaving the country - ended up having to go to the Court, met with the bank and negitiated a settlement  - they wanted about QAR90,000 in total and supposedly agreed on QAR40,000 to settle completely. Unfortunately, I only have a pay-in receipt for that and no confirmation the whole debt was settled: I was so focussed on getting the exit ban lifted. Anyway, I left and I have visited Qatar since then with no issue. My concern is that the statute of limitations  will run from 2012, rather than 2006. Should I continue to ignore or explain to IDR that I don't agree there is an exisiting debt? IDR 10062024 redacted.pdf
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
    • as with some of your threads in the past. you are not reading things carefully and understanding things properly by going off on assumptions. not sure where you are getting your driving licence is being revoked from? nowhere do they use that word. nothing to do with it. vehicle excise licence. (Road Tax), a VEL cannot be revoked only voided. you are also wrong and nowhere does the DVLA state they cancelled the DD.  the court summons clearly states in the DVLA statement: it was your cancelling/reclaim of the DD on 15-02-2024 that caused this, NOTHING to do with the DVLA, they did not revoke the VEL. as they received no payment, on 02.05.2024 the VEL was Voided. it appears you have got the new DD setup wrong to the wrong DVLA account/ref number/VEL number. they have not received the payments to the correct VEL. i would be ringing DVLA and finding out where these payments are on their system and get them attributed to the correct VEL. that should solve the problem.
    • Its UK customers must now pay £1.99 to return clothes, with the cost deducted from their refund.View the full article
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Cabot/morgan Claimform Morgan stanley card debt **struck out**


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Well...even by Cabot's standards sending you an internal email is yet another monumental blunder. Headless? And chickens springs to mind.

 

The application form is not acceptable as an enforceable document you have to have the prescribed terms within the signature document. Is this all they have (apart from statements)?

 

It's pants methinks.

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Shouldn't worry too much re Fast Track as it gives you greater power re disclosure of documents etc. You need to respond to the summons and say you intend to defend the whole thing and you want it moving to your nearest court (although I think they do that auitomatically during allocation).

We need to look back through your case and see where we are. Also need rest of CFC who will be along shortly plus big hitters PT and IHGNM.

 

Don't worry another Cabot battle which can be won.

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Keep this tucked into your useful folder as it's all about Wasted Costs.

 

http://www.consumeractiongroup.co.uk/forum/show-post/post-1701510.html

 

As PT says just hold steady but it's looking good.

 

BTW I had a re-read of your thread and missed a whole section on the assignment (I had an op so was out of action) but this is something I had a battle with them over some time back so it was interesting to see what you all had dug out. This is my account of it all:

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/120057-cabot-test-case.htm

 

I neglected to get them to agree to remove all negative information registered with the credit reference agencies but to be honest it is probably SB now anyway and I didn't want to borrow etc so didn't bother. You need to have a go at them over this as well as the costs.

 

If they don't agree (and I think we can all guess they won't) you could attempt to sue them or just write to each CRA with a copy of the Judge's order and tell them to remove info or else.

 

It's still a battle but you have done brilliantly well against a very nasty and aggressive debt collector.

 

Note to Cabot - looking forward to this year's accounts being published. ;)

Edited by Rhia
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PT this is OHM's main post here

http://www.consumeractiongroup.co.uk/forum/legal-issues/264876-lost-against-cabot-3.html

 

And you also answered this aspect on Georges thread which ishere in a minute when I cut and paste...

 

Ta da! http://www.consumeractiongroup.co.uk/forum/legal-issues/264876-lost-against-cabot.html

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Not the strongest on this but re N252 and N260 Cabot had 21 days to comply with these so they are taking the michael. With the assessment you have six months to file this so as Cabot haven't responded go ahead and amend your costs to include the £300 and re-send to Cabot. £300? It used to be £160!!!

 

Cabot will just be doing this to see if you have the nerve to file in court. Which we know you have. :-)

 

PS I would amend costs form and re-send to Cabot along with copy of the original N252.

Edited by Rhia
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