Help!!!

[robjam1969]

Hi Blondie

 

Good of Wonga as usual. Last time I looked courts decided what was a crime and not them.

 

I am assuming your card has been cancelled and your funds are safe. PDUK & WDA are easy to deal with, just make a small/affordable monthly payment offer subject to them freezing all interests and charges.

 

Wonga are more difficult and they eventually farm out to all sorts of dca's. They do on occasions reach agreement on a monthly figure. Yet to see a Wonga debt in court and not such a bad thing if they tried it.

 

I must admit to knowinh nothing about 24/7 but assume the same rules apply.

 

Good luck, don't let them bully you

 

if they can't access your cash they will have to negotiate.

[robjam1969]

Hi blondie

 

Good progress:) 24/7 basically don't get paid until they agree to a reasonable payment plan. Keep a copy of all your correspondence.

 

You invariably have to play the long game with wonga- lots of tales on this forum

Keep going

[robjam1969]

Hi Blondie

 

I would just e-mail them rather than send letters. Just be firm with your offer. Explain you can afford no more and that other creditors have accepted your offers.

 

Difficult to stop them phoning in the short term as by the time you complain etc the damage/embarrassment has already been caused. There is a telephone harrassment letter in the template library if you want to try this.

 

I generally answer the phone to them and arrange to call them back a few minutes later in private.