Initial Letter

[Guadge]

Excellent!! Until now I've just wanted my money, but that sounds quite tempting!!

I just wonder how long they've got?

[Guadge]

Oh dear - I've just realised that I may have put the claim into the wrong address!

I sent my initial DPA letter, Prelim letter, and letter before action to a PO Box in Leeds address - all of which were answered, so they were getting them!

I always meant to change the address to the Trinity Road address when I saw you were all using that address, and forgot, so my claim went in to the PO Box address again. Do you think this matters? They replied to the first three letters, so muct be getting them. I just don't know about the court claim.

[Guadge]

Has anyone else used the PO box address? I'm worried I'll h ave to start all over again.

[Yorkyclaims]

As far as I'm aware, as long as it is going to a Halifax owned property then thats fine

[Guadge]

Oh, good. That's a relief! Thank you.

[Guadge]

Another update - Halifax have charged me three more £39 this week, and I am just about to start the process all over again, for those, but in the meantime, they have ignore everything, so I have phoned moneyclaim, and they have said just to use the Trinity Road address for the next step, which is sending the bailiffs in!!!!

So I am doing that now!

[colour-me-happy]

Fantastic! Good for you

 

Might be worth trying to get some media interest, they seem to like stories like that!

[Guadge]

Funny you should say that - my husband's a journalist, and is on the phone right now trying to find out exactly when the bailiffs will be going!

[Guadge]

I did just phone Halifax head office, to give them a last chance to pay, as they have ignored everything, and I would rather have my money that do this. The woman was so rude an patronising, and kept 'telling me off' for incurring the charges. She also said that they had written to me in April offering me £300. I didn't receive that letter, but pointed out that I wouldn't have accepted it anyway. She seemed to think that because I hadn't responded to this letter, the bailiffs can't go in. Is this true? I have requested the warrant now, but if theb ailiffs can go in, is there any way Halifax can still refuse to pay? I'm getting the last minute nerves - ridiculous isn't it? Thanks.

[colour-me-happy]

I love it!! :D

[colour-me-happy]

I'm sure if the boot was on the other foot they wouldn't stop the bailiffs going to your house because you "said" you had offered to pay.......

[Guadge]

That's true - just me getting nervous. it hasn't come to this with the others. And I did just get 'told off' and put in my place. Oh well - will keep you updated.

[colour-me-happy]

Here are a few threads you may be interested in...........

 

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?t=4807

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?t=3587

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?t=1707

[Guadge]

They reassured me a bit - thanks. I can't find many people who have had to get to this stage. Do you think it's personal?? Ha ha.

[Guadge]

Although that last one - the newspaper article - looked like he still might not get his money, even if the bailiffs go in!?! Oh well - just wait and see I suppose...

[colour-me-happy]

He did get paid!

[Guadge]

Excellent! The only thing is I've just read Bankfodder's advice about waiting for seven days after judgement. i couldn't find it anywhere on this site this morning, so phoned the money claim court service, and she just said do it as soon as possible, so they've only had a day! Oh well, i did call and warn them, and they didn't sound too bothered.

[Guadge]

Having had no response from Halifax throughout - I received a letter this morning, stating they had considered my case carefully and won't be refunding any charges. Surely it's a bit late for that?

[rivendale0506]

Absolutely - too little too late! Who do these blo**dy banks think they are??? You can bet your bottom dollar they wouldn't give us 7 days!

 

Good for you Guadge, hope you get your money and soon! Keep us posted!

[mechs]

Perhaps they are getting short of money and are trying the delay tatics a bit harder so we will give up................I for one am not giving up, I have worked hard for the money I havent got unlike these banks.

[closey]

Hey Guadge,

 

just been reading your thread....whats happening??? Give us an update.

[Guadge]

Hey - well I just checked the case on the money claim site, and it's still showing as the warrant has been 'requested' but I've been told that it will show as issued by tomorrow, and then I can phone the local court (in Halifax) and find out when the bailiffs are going in - will be one day this week.

Meanwhile - Bankfodder seems to think that Halifax may have accidentally let this one get this far (probably too busy with all the claims!) so just in case, at 10 am today, I sent an email to their customer relations just explaining that a charge is due to come out of my account tomorrow, and that if it does, then as soon as this claim is over, I assure them that I will start all over again. I then wrote that the bailiffs are due to go in this week, that I intended to get lots of media attention, and gave them the claim no for their reference. I received a personal reply in less than ten mins, saying she would look into it, but heard nothing since. At least they can't claim they knew nothing now! I'll let you know as soon as I know about the bailiffs. Cheers!

[closey]

How exciting! Best of luck, I will be waiting with interest.

[sean frampton]

I am really looking forward to this.

 

Hope it goes well,hope the baillifs go in.

 

Best of luck.

[Guadge]

Thanks. I've just spoken to Halifax county court, who said they will let me know when the bailiffs are entering, but they do usually write a letter giving the defendant one more chance to pay. I'm sort of hoping they ignore that now, anyway!!