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rkh vs. Halifax


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I wrote the first letter and got the statements. Sent a letter with spreadsheet and they offered me £88 instead of over £757! I wrote accepting £88 but not as full and final payment and sent letter before action. They haven't bothered to reply.

 

Now - when I fill in the moneyclaim form, do I have to include the amounts on the spreadsheet for the charges and interest PLUS the amount in the 8% interest worksheet? I am confused.

 

Thanks.:?

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You enter the breakdown of the claim line by line: -

 

Charges: £x

Interest on Charges: £x (if claimed - this isn't the 8%)

DPA Fee: £x (if paid)

Postal Costs: (Recorded, etc.)

8% s69 Interest: £x (from spreadsheet)

 

Don't forget the daily rate clause at the end.

Jeep (The Wife & I)

Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06

Halifax joint a/c new charges £1100 - LBA sent 02/08/06

Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)

Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far

Halifax Visa (#2) Data Protection Act sent - refunded £170

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Follow the route: FAQs > Template Library > Parachute Account > Bank Forums > Spreadsheet

All advice given in good faith and without prejudice or liability, to be taken at your own risk!

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