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Lending Summit 2023: Clearing compliance hurdles to run onto growthView the full article -
By rebel_yell · Posted
My previous post has gone. Just wanted advice on if I sent the statute letter for the second debt they didn’t make the court claim against? -
By jonsnow1988 · Posted
Hi, Would like some advice on best way to proceed on this. I had a cc when I lived in the uae. The amount they are chasing is around £10k, although I think half of that is extoriant interest charges. Earlier this year I received a letter from Iridium law saying they are managing the debt etc. Today I received a letter from Iridium law, which I've scanned saying they are managing the debt and will take all measures necessary to get the money. I wrote to the bank ensured they had my address, and via email they sent a notice saying: The Total Outstanding on your Loan/Finance/ Credit Cards XXXXXXX is AED 48554 /- as on date of this email Our authorized collection service partner Al Tamayez Dept Collections Llc (the “Collection Agent”) is now managing your loan/finance/Credit Card account on behalf of ADCB. The Collection Agent and its authorized staff and representative will contact you to discuss the repayment options with respect to your loan/finance/Credit Card, stated above, on our behalf. I communicated with this organisation and they offered me a few payment plans which were totally unaffordable. The only way they would clear the fake interest was if I paid off the original balance around 20000 aed immediately, in one go. i couldn't and can't afford this. I said that I can't do it but to keep them happy and shut them up I began paying 25 pound a month. right now it just feels like I am completely wasting this money as the debt doesn't seem to go down. I don't know what my best course of action is as I can't afford to clear the debt as it is but at the same time I don't want to keep sending them 25 quid every month. I have tried to just communicate directly with the bank cutting out that authorised collection service partner but they don't reply. Thanks JS -
donation well deserved you help was brilliant and very much appreciated -
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