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    • He was one of four former top executives from Sam Bankman-Fried's firms to plead guilty to charges.View the full article
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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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The Funding Corporation....URGENT HELP NEEDED


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Hi all, wonder if anyone could please help me.

I have a bos with TFC, for a car that I had off them some 2 years + ago, I still have the car, and have been paying them every month an outragous amount of money, and had not missed a payment till a few months ago, to which they simply added on to the end of the agreement. However now due to unforseen financial problems, I am no longer in position to keep up these payments on my car, so have missed last month's payment, to which I have been unendated with calls, texts, and letters. I have on several occasions spoken to TFC, and advised them that I can not afford to make these payments, as I have the option of paying them, or feeding my 4 children for the month.

I offered them a sensible offer of payment and asked if they cpould reduce the payments and extend the agreement, so we could manage, but they declined, eventually after receiving a default notice from them, and having asked them 5 times to reduce payments, they agreed to send out a financial statement for me to fill in and send back, showing my incomings, and outgoings. This was faxed back to them with a offer for half of the amount I am currently paying.

When they called again , they made out firstly that they had not received the fax, then they were informed by us that we are not stupid enough to send a fax, and not retain a receipt for it showing the date and time it was sent/received. Miraculously it appeared on the guys desk, to which he began to question our outgoings, eventually the amount was agreed, and we were told to await a call for our card details, Monday arrived and still no call, so we called them, only to be told they had declined the offer. We have since discovered that we could possibly have a void BOS, due to the fact that there is no signiture on it for TFC, or date, no agreement number, and the witness that signed was actually the sales rep, however he has signed in a different name but there was myself, my hubby, and my dad present when this happened........Ideally we would like to keep our car, as we have paid over the cash price for it already, but TFC are saying we still owe just over £16,000. Also we were made to purchase the ppi, which has bumped up the costs involved, we have been told to find out if there is any finance attached to vehicle, and if not to sell it fast....we just dont know what to do, and are getting extremly worried that they will come and repossess the car.

someone please help...may thanks, sorry thread is bit long..

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Hi thanks for your reply.

Yes we still have our copy of agreement, but it seems to be an illegal copy as it has certain things missing from it.

Bearing in mind that they have rejected our offer of monthly payments,

What rights do we now have?

What advice would you suggest as next steps?

Are TFC encompassed under the same revokation of license as LBL?

thanks for your time.

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Hi postggj.

 

Thanks for your reply. I have followed your instruction and registered with photobucket, but can't see how to "upload link for message boards without thumbnails".

Where is this option and how do i do it please?

 

It may be staring me in the face, but I can't see the woods for the trees lol.

 

Thankyou

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  • 2 weeks later...
have you paid 1/3 of the total?

 

So about £9000?

 

Jogs

 

Balance outstanding = 16312.85

 

Just over 11000 paid to them.....not sure how much is actually paid against the car alone though?

My guess is that majority share is PPI cr@p etc?

Edited by enragedbos
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Have spoken to TFC today, they say basically they wont deal with us, and that the account has been passed to the collections agent, and therefore we need to speak to him, and pay him the two owed payments, or give him the car.......really dont know what to do ......

please help......

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Have spoken to TFC today, they say basically they wont deal with us, and that the account has been passed to the collections agent, and therefore we need to speak to him, and pay him the two owed payments, or give him the car.......really dont know what to do ......

please help......

 

 

Hi enragedbos

 

Don't give them the car, if you surrender that car they will sell it on the cheap. I've had a look at the paperwork quickly, you have paid more than a 1/3, so they have to take you to court to repo the car.

 

Did the repo guy give you a card? If they do return ask to see HIS baliff warrant. If he is repo without one he breaking the law.

 

trooper68

Trooper68:)

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bloody hell jogs

this is criminal

 

ok

 

enraged

 

this is what i want you to do

 

let him repo the car but dont surender it voluntry and sign nothing

 

as soon as he has done that it will be illegal recession of contract

 

you will get back all you have paid with 8% apr, they will have to give you the car back or pay replacement cost on top of your payments allready made

 

ask for id and make a note of name and company

 

dont give him the keys

 

no fuss or argument please

 

it will then be pay back time and you deserve it

 

and i thought welcome were bad

 

its time to go on the offensive

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bloody hell jogs

this is criminal

 

ok

 

enraged

 

this is what i want you to do

 

let him repo the car but dont surender it voluntry and sign nothing

 

as soon as he has done that it will be illegal recession of contract

 

you will get back all you have paid with 8% apr, they will have to give you the car back or pay replacement cost on top of your payments allready made

 

ask for id and make a note of name and company

 

dont give him the keys

 

no fuss or argument please

 

it will then be pay back time and you deserve it

 

and i thought welcome were bad

 

its time to go on the offensive

 

Hi and thanks for reply...

 

...but where did you get this advice from?

....how would I be able to recover the monies you say they would have to repay me?

....what time span am I looking at?

....Am conscious of digging ourselves into a deeper hole here....:confused:

 

Trooper says "don't give it"....you say "do"????

Which way please?

Edited by enragedbos
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Hi again.

 

Have read this link.......wow..:eek::confused::eek:

even more confused now.....

 

Trying to move on with our own issue, but at the same time, trying to link in any similarities from other links....bamboozled....am now blinded by words..:grin:

 

Without any lack of respect to anyone willing to help us...(we really do think you guys are a godsend, and all help thus far has been amazing door-opener :-))....please can we work at a pace where my aching brain is able to understand and take in any advice you may have for us?

Edited by enragedbos
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evening al

 

thought you would like it

 

ha ha....my god!!!!

 

Made very interesting reading and can see why you would put link in thread ;-)

 

What would you advise us do then please mate?

 

Really appreciate your thoughts here mate.

Edited by enragedbos
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Hi all, thanks for all your advice, you have all been great.

 

I have more news.......i finally received my copy of BOS from TFC....I have checked through it and have seen that although it is court stamped, and therefore registered, the court stamp date is actually 17 days after we purchased car, making it 10 days after the 7 day required period.......Is this right for registering the BOS and having it stamprd at court?

Also the agreement number on every sheet has been hand written on the top of the pages, almost like it has been recently added, as they have sent a photo copy of the BOS to us, is this legal? or does it have be typed in like the rest of the document?

 

Many thanks

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Well The Agreement Is Not Secured By A Bill Of Sale

 

Have I Seen Your Agreement

 

Do You Still Have The Car

 

Hi postggj...how are you?

 

My wife started this thread off, and the posts are hers....I have scanned and stored all copies of agreement on photobucket as you requested in an earlier post within this thread.Link below...

 

 

As yet, the BOS has not been posted as I have only just got in from work, it will be up in due course.

 

BOS is actually 12 days from agreement date...not, as stated, 17.

 

Yes, we still have the car...although it is hidden at the moment.

"Collector" has been round twice now for money or car - no ID - no paperwork at all, other than a black & white letterheaded letter from TFC.

 

He became very uneasy when I demanded to know who he worked for...was he a bailiff....can I see his ID....he disappeared very quickly!!!

 

...input please??

 

Thankyou in advance..:)

Edited by enragedbos
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