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unpaid charges


sarahjaneD
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hello

 

have read as much as possible and have sent a prelim letter for 645.00 for one account no probs,but on another account ,after going o/d for 1.99 i have now had charges applied to this acount for some 220.00 with this months penalties.

 

no monies have been paid to abbey for these charges so it's just an o.d balane of -220 ,do i just cut and paste relevent details of the preliminary letter to get these charges reversed as opposed to claiming back money???

 

on another note,barclaycard passed on my debt to credit solutions ltd and an agreement is in place to repay my debt to them for some 2500.00 for which i estimate over 800.00 is unlawful charges,can this acount be put on hold if i start proeedings against barclaycard and the new/true amount of the debt is in question??

 

thanks for any help on either of the above.

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I think you should write to the bank re the charges of 220. From what i have heard dont hold yuor breath and be prepared to add these to your claim.

 

Re the debt if you are disputing the amount of the debt and dont forget there was interest on those 800 worht of charges then i would write to the comopany holding the debt and tell them its in dispute.

 

Whilst its in disupte i do not believe you should pay the debt and they shouldnt try to enforce it.

 

LHMO

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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