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    • No I get what you're saying and that is fair enough if that's the way it is, but the issue is that the Judge has agreed that I part exchanged my car against a new car but then failed to acknowledge that it was a deposit of some form. To trade my car in and get a discount of a new car constitutes as a deposit by legislation. The Judge has conflicted himself and this is where he is misinterpreting the law.  I also shouldn't have had a scrappage discount and a dealership discount together, it says so in their terms and conditions, which in itself makes the agreement improperly executed at the very least.  This may all make more sense when I upload the trial bundle, it's over 160 pages though so taking a while to redact my information 
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    • don't get too hung up on the real meaning of 'fake' in terms of the documents a claimant might produce relating to a potential court claim. by fake we typically mean, they are not obviously the 'real McCoy' ,100% associated with whatever credit they are trying to pin on punters. they are often of the right 'version' that an OC would have used for that particular take out date, but with details inserted in a diff font where they should be for say your name address DOB etc. All DCA's typically  have filing cabinets covering each year for most creditor, whip 'em out, scan and copy n paste your details onto them, even easier now with online sign ups. no hard copies ever sent cause 90% of mugs have lost them..... one of our most powerful tools is the fact any docs they produce, unless they state they are 'a reconstruction'  MUST come from the original creditor noty some hidden pile the claimants have. Link are absolute masters at this so dont stick to lowell threads. dx    
    • Driving home last night I contacted wing mirrors with a car coming the opposite way. The wing mirror folded in and the glass popped out. Very minor damage.  I stopped at the next layby (A road) to repair the mirror. A passerby stopped and said they saw the other car stopped behind me in another layby - they went back and passed over details so we could get in touch.  The conversation started cordially, but quickly got heated when I said I was well on my side and they drifted over (which is what happened).  I wasn't going to bother filing a claim as there isn't enough damage to justify it. I've said to the other party lets just call it quits as there are no witnesses and we both think we are innocent.   they said they are contacting the police and insurance and that they have witnesses. But a quick facebook search found a post by the other person saying they were in a crash, and were 'spun' off the road. Picture of a broken wing mirror and a slight scuff on the front and rear wheel arch. they are asking for witnesses. I have screenshots of the post, and sent them another message saying I can see you don't have witnesses as you are appealing for them. I'd really not drag this out. Lets call it quits and move on. this was followed by a couple of messages that didn't really make much sense. e.g. 'do the right thing'. What should I do now?  Contact police?  Contact my insurance? - Can I tell them about this incident but say I dont want to claim? Will that affect my premium?  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Zebbydog v Yb ***WON***


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Just found this in Mercantile Forum regarding hearings in london on 24th of January

 

"Although some of these cases have been allocated to the Multi Track, it is the provisional view of the Judge that the costs rules for the Small Claims Track should apply to all of them"

 

 

So may be better to leave letter as it is

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WON:D

 

Today recieved an offer for the full amount claimed plus £220 court costs.But no interest.We are leaning towards acceptance for personal reasons that will become apparant when we attend the CAG do in Wakefield next week.Donation will be made when we have cleared funds

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well done Zebby and congrats, :D it's heartening every time i see these bullies fail to make one of us back down, they must know now that we can't be stopped with lame scare tactics. So don't party too much and enjoy the winners circle

 

Regards Moss

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Thanks for kind comments and support folks. Letter going out tomorrow but holding on to discontinuance notice until funds arrive.I have reminded them that time is of the essence as I will have to submit court docs by the 30/1/07 and if they dont agree I will continue to court with the claim.For all those who are going to the do on friday, look forward to seeing you all:p

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  • 2 weeks later...

Well only a week to go before court now and nothing from YB despite writing to them to accept their offer. So CMS docs sent to court and a copy to Glasgow.They do like to b***er and take things to the wire.Well if its going to be court then its going to cost them a lot more as I have now added reasearch and preparation costs at £9.50 per hour to my CMS not to mention that INMHO this is an abuse of the court system and will be informing the court of this

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Hiya, I got my court date 26th March, does anybody know if I should be doing anything Im a bit lost dont know if I just sit and wait or if I need to contact the courts an I notice a mention of submitting court docs I was under the impression I had done this do I have to do it again or are they different docs

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I should think you might get a special delivery letter in the next few days Zebby. I got one with a cheque quite quickly after a fax rejecting the last offer and reminding them that court was looming.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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True, but going on alymacs experience you might have a problem going to court if you are in the process of settling. I suggest you phone the court, advise them of the situation and seek advice on what you should do.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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True, but going on alymacs experience you might have a problem going to court if you are in the process of settling. I suggest you phone the court, advise them of the situation and seek advice on what you should do.

 

I think I will probably have to write a letter to the judge apologising for the delay even if they do pay before court.I will point out that this is due to YBs obstructive and unreasonable behaviour and abuse of the court process. Here is a copy of my acceptance letter.

 

Response to settlement offer.

Without Prejudice

 

 

Dear Sir or Madam

With reference to your letter of the 18/01/2007 offering 1.£3055 and 2.£220 court costs, total £3275.

I can confirm that I am happy to settle for this sum in full and final settlement of claim No 6QZ73633.Please find enclosed signed acceptance letter. I will also sign and return to you the notice of discontinuance and a copy to the court, when I have cleared funds in my possession. I would remind you that time is of the essence as I will have to submit documents to the court no later than 30/01/2007.I trust that this meets with your approval. If it does not then I will continue with my claim in court on the 7/02/2007 at the Leeds Mercantile court.

Yours Faithfully.

 

And letter sent last week.

 

With reference to my letter dated 21/01/2007. As I have yet to hear from you regarding this letter and the Court date is fast approaching, I now have to submit Court Documents. Please find enclosed a copy of my Case Management Information Sheet submitted to Leeds Mercantile Court.

 

 

Considering these letters, do you think i am still entitled to go to court.After all nothing has changed they havent paid me what I am claiming for?

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You don't need the Without Prejudice. You only need to put that if you are saying something you don't want the court to know about.

 

As you are accepting this offer I think the court may see it as settled and you might be seen as wasting the courts time and in a worst case scenario you could end up paying costs. This is why I suggest you phone the court for advice.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Having heard nothing from the bank despite accepting their offer over 2 weeks ago,I have just been in touch with the court and they advised if the bank hasnt settled by weds we should attend the hearing.

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Have spoken to Glasgow on the phone and they asked if I had recieved a cheque,when I said I had heard nothing in over 2 weeks,they said they would call me back today.We will see. Not holding my breath

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Zebbydog i have to have my court docs in by thursday is ther any chance you could advise me on what to put together as i want to make sure i get it right.

 

Thanks

Sid

 

 

Which court is it? and what have the court asked for?

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The following Directions apply to this claim:

 

6) Each party must deliver to every other party and to the court office copies of all documents on which that party intends to rely at the hearing no later than 4pm on Thursday , 8th February 2007.

 

 

Its at Teeside County Court but the hearing is not until April

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So it looks like you will have to provide all copies of any letters you have written to the bank and any replies plus schedules of charges and particulars of claim you filed with the court,you will also need copies of your statements.Also have a look at the court bundle in the library and decide what you are going to use out this.You then need 3 copies of eveything send one to court and one to the bank keep one for youself.

 

 

 

 

 

 

 

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Well suprise suprise a nice chap called Graham from the bank called me and said the cheque was sent out on friday and if it did not arrivebytomorrow to ring him back. So will have to see what tomorrow brings :confused:

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Oh zebby come on this is ridiculous. Sorry, I know it's not your fault. I was bad enough when my claim was settled 2 weeks before court, so I can only imagine how you must feel. My cheque was sent special delivery for guaranteed delivery by 1pm, but as I was at work there was a card for me when I got home, to collect a letter from the PO which I did next day.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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They couldnt even tell me if it was sent recorded special or ordinary post.Then the court tell me to attend if I havent got it by weds and yet tell someone else on the mercantile thread they can have a 2 weeks continuance :confused: Nothings ever simple.it has been a long hard road.the thing that really shocked me was the bank returning my call:o

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