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    • Hello , sorry of this is in the wrong place. I have received in the post a County Court Claim claim form.  This relates to MYJAR and issued by TM Legal relating to a payday loan issued 11/2017, subsequently they issued a default notice 09/2018. The debt isnt on any credit reports.  4/4/2024 I had an email saying a Letter of claim was sent - this was not received , i replied to say I believed the debt was statue barred their response We are aware that the correspondence you have sent, is in a format that is circulated on consumer-based websites whereby debtors are encouraged to use the templates in order to avoid repayment of their debts. We do not accept that the contents of these templates bear any particular relevance to your case. For clarification, in line with the Limitations Act 1908, no claim may be brough after a period of 6 years from the cause of action. The cause of action in this instance is the Notice of Default served upon you by the original creditor on 24th September 2018. As such, the account is not Statute Barred. 10th June 2024 I have received a county court claim form and now i am unsure what to do next and how to complete and respond, I do not want a CCJ. Please help 
    • Do you want to shake your groove thing but don’t know any steps? Even dad dancing beyond you? Then order ‘Dancing with The Don’ and let Felon Trump teach you all the 'hottest moves Starring classic moves like: whackamole a child, flossing your nostrils, shaking the cell bars, and pointy pointing    
    • Thank you. Please will you repost your images in one single multipage PDF file – the right way round et cetera.  
    • And just to reiterate – I'm sorry if the message above sounds a bit harsh. We have to get the message out to other people who visit this thread as well. I realise that you are having a difficult time and we will do our best to help you, of course
    • The last photo shows the overflow carpark looking at the block which our room was located. When we got out of the car my partner thought that the building was for staff accommodation.  The unsecured bedroom window opened onto this car park.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I'm so scared IUC JSA


bootylish
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Hi everyone i'm new to this but i have an IUC on wednesday for suspected benefit fraud. it said on the letter it was about my husbands employment. i rang the fraud services dept and when she told me what it was about i flipped!!

 

My partner worked for an agency last year for a reputable company as part time. for 2 weeks (possibly 1-2 more i can't really remember) he worked 8-3 mon-fri. then after that the company were moving to birmingham so he was let go. i declared it with my advisor at the JC and even remember her name and signed some documents. then the next time i signed on i told her he was no longer working for them and she said that's fine don't worry about it. the next few months after that he did the odd day as they requested my husband personally, so when i went in i declared that he had done such a such days with them and she said because it was under a certain amount of hours it didn't need declaring. now 1year later i get this letter.

 

Although i know i did as i needed too i am frustrated that they are doing this for no reason. I'm constantly worrying that they will find some stupid excuse and turn things around from reading alot of the posts on here (made me worse TBH). i did voluntary work beginning of this year and spoke to my advisor about it and done everything necessary for that and what if they bring that up OMG lol.

 

I have never been in trouble with the police etc and am not sure how to cope with this situation i know i will feel very vunrable in. I'm starting college in 2 weeks and was going to sign off anyway as i want to be a nurse but i feel if they twist things round i could get a prison sentence or criminal record of fraud which will in turn effect my future career. I'm so frightened and already feel a victim. i have 2 kids and am scared at how i will be able to feed them etc and pay bills blah blah blah.

 

please can you give some advice i don't know what to do. :confused:

 

 

Booty xx

Edited by bootylish
title was boring
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Hi Bootylish

 

If you have declared all the hours your husband has worked and completed forms then there shouldnt be any problem...the odd days work here and there still needed to have been confirmed, your advisor shouldnt have told you that you didnt need to declare work under a certain limit as this is never the case, all work must be declared and verified.

 

It is possible that you can claim that you were misdirected by the advisor. Do you have any evidence of this? If you remember the advisor, name, time and date of the interview then it may be unenforceable as you have been misdirected.

 

Your voluntary work, if verified shouldnt affect your claim as voluntary workers are ok as long as its a registered charity or the work you did was something that they wouldnt normally pay someone to do.

Advice given is my opinion only, I am not a legal or financial expert (far from it).

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i do luckily remember the name of the advisor because she cocked up with me a couple of times over the last year and was verbally cautioned in front of me! i went on a course last yr through CAB's workabiity plus and this advisor who i had been with for a while told me bacause im ding the course through them i can come sign on after the course instead of my usual time which is 11am. when i turned up some woman chewing a wasp lol had a right go at her in front of me made her feel small and i felt guilty for getting her in trouble and it was the same woman who advised me about not having to declare upto a certain amount of hours. don't remember date or anything but surely it would be on my forms etc who i saw if that confirms she was my advisor at that point.

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also had another thought today. my husbands mum died in feb and we were denied a funeral grant, would that be because of a case they were trying to make against us? they had him as working on their systems? we appealed it and got a measly £400!!!!!! just a thought.

 

Booty xx

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