Here goes... wish me luck!

[DerekW]

Hi All

 

Just posted the preliminary letter and schedule - Lloyds TSB for £1645.

 

Not sure if everyone here is just after their money back before getting to court, but I would personally love to see them wriggle in court for the problems they've caused me!

 

I didn't notice at the time because I was working round the clock, but for three months in a row just over a year ago I had charges of £120 and one month it was £210 for returned standing orders - I thought they were supposed to be capped at £70 a month anyway? Not long after that I was made redundant and was unemployed for a year and for three days last winter I sat freezing in the dark because their charges accounted for my electricity money. Right now the £140 they've charged last 2 months has left my account effectively dead, I can't pay any money in without losing it all in charges so I can't write cheques to pay the bills. I don't suppose I can get 'em for any of that, but the way I see it I've got nothing to lose!

 

Can anyone think what the banks are likely to do as a long term solution? I can't believe there aren't more solicitors jumping on the bandwagon and offering "no win - no fee" things for this - it's a potential gold mine! Many people will be scared by the thought of court action against a bank but it's not fair that those more vulnerable people are going to lose out.

 

Derek

[moonie]

Good luck !