Mercers (again sorry)

[PGH7447]

FYI

 

CCA = £1 this is for the agreement they have 12+2 days to supply, the account is now in dispute if they dont, so you dont pay them

 

SAR = £10 for all statements they have 40 days to respond.

 

Stop answering the phone and if you do say in writing and put the phone down.

[PGH7447]

Thanks for the quick response all,

 

 

PGH7447 - Does that mean they are over charging me YES then? I will definatly look into requesting Subject Access Request when i get home.

 

 

Also they have just advised me that when i next call/contact them to advise of status that they will be expecting payment - and that casue the account is now 6 months in arrears soon the debt will be sold on - will this effect my case? I think i read in another thread that i can still request the same info through the new collection agency? Good let them sell it on these muppets are nothing more than phone bullies, I had them on my case before I joined the cag, but since I have joined I have heard nothing, still I wait in hope they start up soon

 

Thanks in advance all, and thanks for the speedy replies - really appreciated.

 

pgh

[PGH7447]

you have requested the cca, and there is nothing they can do to you until they comply, stop wasting time on these morons, send the phone harrassment letter and that is it,

 

Have you send mercers the account in dispute letter for failing to provide an agreement? if yes then send calders the bemused letter along woth the phone letter then stop calling stop answering except to say in dispute

[PGH7447]

happens all too often Im afriad and yes they can offset, best bet if they put the money back is open another account with a different bank and deposit the lot there and get any wages etc paid into that, these people dont care that you have to live.

 

also if the acount is in dispute then report them to the OFT and FSA