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Oxendales charges and DMP

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I am currently on a DMP with PayPlan, and one of the creditors Oxendales are continuously adding interest and Administration Charges onto the account, I have to laugh (a little) because each time they add on an Administration Charge of 12.00 they do it twice and on the same day.


Can I, even though on DMP claim back this as we are actualy now owe more to them than we did when we first took out DMP, mainly due to the charges and interest.


Any thoughs greatlfully received.

:lol: GASS
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Okay, bit difficult to stop payments, when they are being paid directly by DMP company, though I would like to write to them trying to get charges back, we pay £1.03 a month as agreed with them and PayPlan and they have for May put on £24 in seperate administration charges and !9.02 in interest.


I don't mind paying them what I owe, but want to claim back these charges I have had a look through the OFT Guidance and have seen what I need to throw at them i.e. applying charges not based on actual costs etc.....


Am i on the right tracks.....


I'm sorry to sound so pathetic, but I really don't know which way to turn, am on antidepressants and in a real mess with myself.

:lol: GASS
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Oh and cheeky buggers just looked back to the original letter/statement from Reliable Collections and they have also added on a £55.00 arrangement fee !!

:lol: GASS
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