how long on average does a claim take?

[jim40031]

Hi Angelstar,

 

I was reading your notes a few days ago and was hopingthat you wouldnt accept.....Congratulations.

 

Excel steps :-

 

Just type in each amount in a separate row under the AMOUNT column.

Then under the the DATE INCURRED column type in the relevant date beside each individual amount using the format DD/MM/YYYY i.e. 11/04/2006.

 

Once this is done take a look a look at teh new figures at teh bottom of teh AMOUNT column and to the right of teh DATE INCURRED Column that have automatically been calculated for you.

 

I suggest saving a copy of the completed excel file. When and if you have to get round to making a claim then you need to reload your excel file and teh interest etc will be updated to the latest date. i.e it will change each day and reloading it will basically refresh teh information.

 

Best of Luck

[jim40031]

cccs (possibly credit card charges/companies) ???

DMP ???

[jim40031]

Mmmm very interesting !!!

 

I look forward to your update after speaking to the cccs.

 

I can possibly imagine that it may invalidate your DMP if you are recieving additional monies without informing them, I'm not pretending to be an expert in this area though. I can also imagine that you may have to pay all of this money to your creditors.

 

However, I really do have very strong doubts that your DMP can prevent you from taking what is legally yours. That would probably be illegal in itself.

 

If what I'm thinking is correct, at least you will have less debts to pay, freedom of finance will come that little bit sooner.

 

Tell us how you get on. If its not good news, let us know and I will do some double checking for you. Well done for reading other threads though, you are obviously very cautious and very sensible.

[jim40031]

Was there any indication of when they will know ?

 

These organisations are obviously out there to assist you with you and your creditors needs and probably keep up to date with these thinsg as much as possible.

 

Do you have any information that would point to it invalidating your DPM or is this just word of mouth. If so give me some indication as to where to start looking.

[jim40031]

Angelstar,

 

O.K. I understand your reasons for not going further, it's your decision

 

But when you reply to accept there offer, at least mention that you do not consider this payment as a full and final settlement and that one day you may proceed further for teh rest of the money.

 

Dont sign or return there standard "Full and final settlement letter".

 

If they pay up then fine, you can continue when and if you are ready. If they dont then O.K. you will probably have to accept there offer as Full and Final settlement and kiss the rest goodbye. But lets face it, we had all already kissed it goodbye anyway.

 

Best of luck AngelStar

[jim40031]

Nice one Angelstar.