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    • Much appreciated for the ammendment. The snottier the better right!   What I am assuming is that this response is to be posted to Gladstones? However, I am seeing some users sending this as an email instead, which is a little confusing.  If we're happy with this response, what would you suggest is the best way to send it over to them (post/email), and is there anything additional I could include (if necessary)?  Thanks again! 
    • Hi I've read through other threads to better inform me of the process from here onwards. When I put in the MoneyClaim it gave me a claim number and it currently says to wait for the defendant to respond, they have until 7 August.   It seems their most likely action is to extend that a further 14 days to about 21 August - this hasn't happened yet, of course, as it is only 27 July but I'm anticipating that may be the case. when the expected defence action is taken by EVRi I will need to submit DQ with these responses A1 - no mediation B - my contact details C1 - yes to the small claims track D1 - No.  If No please state why.  I believe the defence will provide some rebuttal to the particulars of claim and so I need to include details as to why the claim requires a hearing.  Is there some certain templated text I can include here or will it vary depending on what the defendant comes back with? I see on the form it mentions the following: Relevant reasons include that there are factual disputes which will need the judge to hear from witnesses directly or the issues are so complex they need to be argued orally.  Hoping to reach out to see what may be the most effective statements for D1 reasoning. E1-5 are pretty straightforward. I want to get ahead of things and be ready to take the next step so I appreciate what advice you may have about the DQ.   Thanks!  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Morgage Bank Mess Help!!!!


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Hi hope you can help!! will make this as short but to the point if i can.

 

My elderly relatives live in my home and i payed the mortgage, i live in england with my family and due to divorce i became finical stuck and in different accommodation (bed sit)

 

My relatives received an initial write then some weeks later so did i, i told my relatives to go for legal advice, and i tried to come to an arrangement with the lenders solicitors.

My relatives legal advisor's contacted the lenders legal team and between them told my relatives to vacate the property 8-10 weeks after the date of the write, the property was vacated some weeks before i was due to go to court for the hearing! i filled in the court paperwork to stop repossession but failed to submit the papers to the sheriff on time, i lost the case due to no response on my behalf, believing the property was repossessed i let it go! but complained to the Finical ombudsman as i had received no notice from the lender or relatives legal adviser of the agreement they both made to move my relatives out!!

 

3 months past and i got a letter from lenders solicitor stating i owed £xxxx and if i didn't contact them they would start legal proceedings and gave me 14 days to reply! :eek: i contacted them and they said i could add extra payments to the mortgage and this would be OK with the lenders:confused:

the next day i received a letter confirming the same conversation:confused:

 

I wrote to them asking for all correspondence to me from the date the arrears started as they never once sent me any details at all, and even when i wrote to them asking for a copy of the agreements between them of the conversation and arrangements to move my relatives out i was refused? they said it did not involve my data protection:confused::confused:

 

So i have a empty house and relatives that will not speak to me i don't even know ware they now live! and a bank happy for me to pay them at a little extra a month on the mortgage:confused:

 

the complaint is still open with F.O. so i need to put my case to them!!

 

Can any one tell me what laws the lenders have broke or should i just tell F.O. these events!!!

 

Any help would be good and welcomed thanks!

Edited by stress
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Hi, stress.

 

I'll see if I can get someone to help.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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