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    • Lets draw a line under this. I'm not saying I won't upload documents to this site Consumer Action Group, and I'm not saying that I take issue with with CAG data security. I said, "Can you recommend a free offline pdf editor" this is so I can merge the pdf's into one file as requested. Online utilities can be helpful, but we only have their word that they shall delete the uploaded documents in a given timeframe, but have no means of validating this, neither can we confirm that their security is up to scratch, if they were hacked and they weren't deleting as they claimed, then- And so, as I do not wish to upload my documents to a free online pdf merge utility, and that bona fide tools such as Adobe quite rightly aren't free, and you have a maximum upload of 4.88MB, I offered my website - a source that I can control as a viable alternative. From there we seem to have descended into a chaos of misunderstandings and half-truths
    • We have both a savings account and a current account, so thought we would get the £100 fairer share bonus - but we won't. Why?View the full article
    • wont go near it with a barge pole as its ex gov't debt.  
    • Thanks, I've had my fill of this lot. What makes me so mad is that I had to take out student loan to get any DHSS help. And then when I tried to help myself and family they presented obstacles. Might be worth passing story to RIP off Britain?
    • there is NO exposure if you simple remove your name address/ref numbers etc from docs, over 10'000 pdf uploads are here. which then harvests IP addresses off of the people that then do so..which is why we do not allow hosting sites. read our rules and upload carefully thats exactly why we say capture as JPG, redact, then convert/merge to one mass PDF. then online sites to achieve that we list do not leave watermarks.  every once in a while we have a user like you that thinks they know better...we've been doing it since 2006 with not one security issue. thank you.
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi everyone

I live on site where I work and today I was visited by a very aggressive overweight man who first went to my home then come to my office, he said he was here in relation to an unpaid council tax bill of £1200 from a previous address, he said he needed to get in my house to seize goods to this value, I said he could not do that and he said he would kick my door down unless I paid him.

He started taking an inventory of my office which are not my goods to seize.

He went on to say that I had been summonsed by council in question to appear at court, a letter I have never received, he suggested that i contact the council with the reference number, I did and spoke to the council who said they had sent summons to my old address which is why I never got it, I lived in the previous property for less that five months and moved to my new address and commenced payment with local council here.

Because I was so concerned particularly as my home is my workplace and because I was very scared of this man, I managed to get money together to pay in full, whilst I was doing this he continued to take an inventory of my office.

I have obviously to take this up with council, however there must be something that can be done about bailiffs like this

Please help

Wally0163

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hang on with someone threatening to kick your door in I don't care if it's your word against his file a form 4 complaint with the court that registers him - that is disgusting behaviour and you had not let him into your house he came into your workplace which he is not allowed to do. And he was inventoring goods that clearly did not belong to you and belonged to your place of work which he must have clearly known he could not have levied against but was chancing his arm in order to get his moeny. File a complaint with the council that sent him, the office of fair trading, the collection agency he was working for and download a form 4 complaint and file it with the court - this is disgusting behaviour!

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Thankyou andie, I was very scared but mainly because it was my place of work and I am responsible for a lot of vulnerable people.

However I have paid him and now I have retreived all my paperwork, now I have calmed down they owe me in excess of £667.00

I paid him because I really did not know what to do, I will look for this form and submit a complaint

Thankyou so much

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In hindsight and hopefully it won't happen again but next time pick up the phone and call the police and say you have a tresspasser.

Also make sure they are not ripping you off with charges as they will try and eat into the money you've overpaid and I think you may have a battle retrieving it. If this was their only visit make sure they charge you nithing more than £24.50 if they do you need to report this in your form 4 complaint as they are defrauding you

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hang on with someone threatening to kick your door in I don't care if it's your word against his file a form 4 complaint with the court that registers him - that is disgusting behaviour and you had not let him into your house he came into your workplace which he is not allowed to do. And he was inventoring goods that clearly did not belong to you and belonged to your place of work which he must have clearly known he could not have levied against but was chancing his arm in order to get his moeny. File a complaint with the council that sent him, the office of fair trading, the collection agency he was working for and download a form 4 complaint and file it with the court - this is disgusting behaviour!

 

Hear, hear :lol: I am being threatened daily by various DCA's with doorstep collections. If I had the money to pay them, I wouldn't be trying to arrange a hardship repayment plan:???: BUT there is no way they are coming further than my driveway or I shall phone the police! They have no legal rights and are just bullies:mad:

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Yes for me today I robbed Peter to pay Paul, I am 42 year old female, slight build, never had anything like this happen to me before, he was huge, dressed in black with a skinhead haircut, he had blue tooth haging off his ear and was carrying a blackberry, he was awful and even though i could argue that i knew nothing about this debt, he didnt care, when he said he would kick my door in I just beleived he could, i dont even think I can sleep tonight thinking about it however its good to know people are on this site who know what they are doing

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LOL, sorry but I needed to get that right.

 

Hi everyone

I live on site where I work and today I was visited by a very aggressive overweight man who first went to my home then come to my office

 

He has no right of entry, and you do not need to let him in again.

But you must explain this in your letter/email to them.

 

I said he could not do that and he said he would kick my door down unless I paid him.

 

next time he visits, tell him to go away as he is at your place of work and make sure you have a reliable witness in case he attempts to misrepresent his powers again.

 

 

He started taking an inventory of my office which are not my goods to seize.

 

You must challenge the levy explaining that he has listed the property of a third party at your place of work, ie your employer.

 

 

I managed to get money together to pay in full

 

Just exactly what was the debt? You can check with the council by ringing up and asking how much the liability order was for. You are entitled to that information.

 

It is very likely that you have overpaid and you should take the trouble to get the overpayment back off the council.

 

I have obviously to take this up with council, however there must be something that can be done about bailiffs like this

 

There is, but you need a reliable witness to his statements to make a form 4 complaint stick, however you may have grounds for complaint to the court if he has charged excessively.

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Thanks Chris the debt was for three months council tax amounting to £220.00 cant beleive cos I was so worried particularly as it was my place of work that I handed over £1200 in cash.

Now I need to try to get my money back

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