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    • Morning dx and thank you for your message.   With regards to your comment about them not needing to produce the deed, the additional directions ordered by the judge included 'a copy of any assignment o the debt or agreement relied upon'  so that is why I thought that point was relevant?
    • Sorry for the long post but I don't want to miss out any relevant information: My wife bought a car from Trade Centre UK and have been having nothing but trouble with it. Unfortunately we paid of the finance used to buy the car as we weren't expecting this much trouble with the car as we we though we would have protection as buying from a dealer. We are wondering if we can still reject the vehicle since the finance plan has been paid off. Timeline is as follows: 13/12/2023 -15/12/2023 Bought car from Trade Centre UK for £10548 £2000 deposit paid on credit card on 13/12/2023 £8548 on finance from Moneybarn (arranged through Trade Centre UK). picked up car on 15/12/2023 Also bought lifetime warranty for £50/month 25/12/2023 Engine Management Light comes on. The AA called out and diagnosed the following error codes: P0133 - Lambda sensor (bank 1, sensor 1) Oxygen Sensor. Error Message : Slow reaction. Error sporadic P0135 - Lambda sensor heat. circ.(bank1,sensor1) Oxygen Sensor. Error Message : Component defective Due to it being Christmas took a few days to get through to them but they booked me in for 28/12/2023 to run their own diagnostics. 28/12/2023 Took car in to Trade Centre so could check the car – They agreed it was the Oxygen Sensor and Booked me in for repair on 30/01/2024. I was told they had no earlier slots, and I would be fine to carry on driving car when I said I was afraid of problem worse. During diagnosing the problem, they reset the Engine Management Light. During drive home light comes back on. 29/12/2023 - 29/01/2024 I carry on driving the car but closer to the date, engine goes to reduced power every now and again – not being a mechanic I presumed that this was due to above fault. 20/01/2024 Not expecting any more problems paid off the finance on the car using personal loan from bank with lower interest rate. 30/01/2024 Trade Centre replace to O2 sensor (They also take it on a roughly 60mile road trip which seems a bit excessive to me – I can’t prove this as something prompted me take a picture of milage when I handed car in but I forgot take one on collection – only remembered next day.) 06/02/2024 Engine goes in reduced power mode again and engine management light comes on – Thinking the Trade centre’s 28 day warranty period was over I booked the car the into local garage for the next day to get problem fixed under the lifetime warranty package. Fault seems to clear after engine was switched off. 07/02/2024 In the Morning, I take it to local garage who say as the light gone off – the warranty company is unlikely to cover the cost of the repair or diagnostics and recommend I contact them when the light comes back on. In the evening the light comes back on and luckily I manage to get it back to the garage just before it shuts for the day. 08/02/2024 The Garage sends me a diagnostics video showing a lot error codes been picked up by their diagnostics machine including codes for Oxygen sensor and Nox Sensors, Accelerator pedal and several more. Video also shows EGR Hose not connected to the intake manifold properly, they believed this was confusing the onboard system as it is unlikely this many sensors would trigger at same the time but they couldn’t be certain until they repaired the hose. 13/02/2024 Finally get the car back as it took a while to get approval and payment for the repairs from the Warranty company. Garage told me to keep an eye the car as errors had cleared with the hose but couldn’t 100% certain that’s what caused the problem. 06/03/2024 Engine management light comes on again. Fed up I go into Trade Centre as I was just around the corner when it happened and asked them how to reject the car or have the problem fixed. They insist that as it’s over 28 days I need to get the car fixed under the warranty package I purchased and they could no longer fix the car as it was over 28 days. When I tried telling them it appeared to be the same or related problem they said they couldn’t help as I hadn’t contacted them earlier. I asked them if they were willing to connect the car to the diagnostics machine and tell me what the problem was, as a goodwill gesture, which he agreed to do and took the car to the back He came back around 30 minutes later and said they took a look at the sensor they replaced previously and there was nothing wrong with it and engine management light went off when they removed the sensor to check it. When I asked what the error code he couldn’t give me an exact fault but the said it one of the problems I told him earlier (Accelerator pedal). I have this visit audio recorded on my phone – I informed the reps I was recording several times. As the light wasn’t on, local garage couldn’t book me for a repair under warranty. 07/03/2024 Light came on so managed to book back into local garage for the 12/03/2024 Whilst waiting to take car into garage, I borrowed a OBD sensor and scanned for errors on the car. This showed the following errors: P11BE – Manufacturer specific code (Google showed this to be NOX sensor) P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow 12/03/2024 Took car to local garage and the confirmed the above errors. This leads me to believe that either Trade Centre UK reps lied and just reset the light or just didn’t check properly (Obviously I am unable to prove this) 22/03/2024 Finally got the car back as according to garage, the warranty company took a long to time to pay for the repairs 28/04/2024 Engine management Light has come back on. Using the borrowed OBD scanner I am getting the following codes: P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow P2138 - Accelerator Position Sensors (G79) / (G185): Implausible Correlation I have not yet booked into a garage as I wanted to see what my rights are in terms of rejecting the car as to me the faults seem related. I can’t keep using taxi or train to get to work every time the car goes into the garage as it is getting very expensive. Am I right in thinking that they have used up their chance to repair when they conducted the repair end of January or when they refused to repair it in February ? If I am still able to reject the vehicle could you point to any sample letters or emails I can use. Thankyou for your advice on my next steps.
    • Ok noted about the screenshot uploads. In terms of screwing up I had one previous ticket that defaulted and ended up in a CCJ from Southend airport because for some reason during COVID I didn't receive their claim form just a notice of default. This hospital ticket was the 2nd ticket that went to CCJ due to a lack of knowledge of the process. Maybe it's easier just to pay them in future I'm thinking though, I don't get them very often anyway
    • Car maker takes a hit from weakening demand and price war in the world's largest electric vehicle market.View the full article
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Suz V Abbeysharks


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and here's the goodie........... they NEVER send me a letter telling me about it so....................... what the hell is it costing them?

 

Someone else's woe prompted me to come to this site only yesterday and I haven't had time to look through all the wonderful/valuable info yet. Anyway, what you wrote caught my eyes, Lou and does anyone know whether it is 'legal' for them taking money out of our accounts without prior notifications/warnings ??

 

Thanks.

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Cassandra.. I could be wrong so please don't quote me on this, but I thought they had to give you so many weeks notice of their intent to withdraw charges from your account.. even if its just a warning of how much and when they are taking it printed on your previous months statement? I always know when it's going, it's just impossible for me to budget around the amounts they want on top of my regular DD's etc, as well as feed the kids and pay the bills.

28th July 06 - Data protection request taken into ABBEY branch with £10 cash... clock's started ticking!

05th August 06 - Microfiche arguement letter sent... In reply to first letter from Pam Speed, received from her this morning.

 

 

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Almoner... it's not courage I need.. it's a blooming miracle ;) LOL

28th July 06 - Data protection request taken into ABBEY branch with £10 cash... clock's started ticking!

05th August 06 - Microfiche arguement letter sent... In reply to first letter from Pam Speed, received from her this morning.

 

 

***I will gladly be donating 5% to this site!***

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Karneval... I have statements back to April last year (exluding Dec). There are just 18 days left out of the 40 days given to them to comply. Unfortunately I havn't yet been able to open a parachute account so I'm panicking a little incase they close my account or withdraw my £1000 overdraft (which i'm into up to my neck). How do I estimate the previous 5yrs when my account has fluctuated so much over the years? without the statements I honestly have no idea of whats gone out as I did have some very good financial periods too? Really don't want to fluff this up, or lose access to my benefits in the process. It's a tricky one that's for sure :(

28th July 06 - Data protection request taken into ABBEY branch with £10 cash... clock's started ticking!

05th August 06 - Microfiche arguement letter sent... In reply to first letter from Pam Speed, received from her this morning.

 

 

***I will gladly be donating 5% to this site!***

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God suz youve disappeared again talk to me girl.Have you opened that parachute account yet cause weve got debt probs and the nat west didnt have a problem with it failing that try the post office cause some of my money gets paid in there you dont get debit card though but who cares eh!! Its a good question about estimates though stupid me thought id just do one charge every month cause i know thats probably the miniumm it is now ive found out you have to do a lot of sums and maths never was my strong point but i dont wanna start again so id be interested how you estimate it arent i stupid thought i was being clever as well this site has a way of making you feel stupid when you think your Bill Gates

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Gulp? :confused:... Ok let me go and give this one some thought LOL!!

28th July 06 - Data protection request taken into ABBEY branch with £10 cash... clock's started ticking!

05th August 06 - Microfiche arguement letter sent... In reply to first letter from Pam Speed, received from her this morning.

 

 

***I will gladly be donating 5% to this site!***

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Hya Kia.. nope not had any luck opening a parachute account on or off line. It's enough to drive you batty!...

Sure we'll make a Bill Gates out of you yet tho LOL!

28th July 06 - Data protection request taken into ABBEY branch with £10 cash... clock's started ticking!

05th August 06 - Microfiche arguement letter sent... In reply to first letter from Pam Speed, received from her this morning.

 

 

***I will gladly be donating 5% to this site!***

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Thanks for that Karneval... You're a true star!

 

Received letter from Shabbey today, the "sorry you're not happy and feel the need to complain" one. I gave it the attention it deserved and just filed it with the rest of the paperwork heehee.

 

Kia let me know how you get on with the book if you get it hunni?

 

Suz x

28th July 06 - Data protection request taken into ABBEY branch with £10 cash... clock's started ticking!

05th August 06 - Microfiche arguement letter sent... In reply to first letter from Pam Speed, received from her this morning.

 

 

***I will gladly be donating 5% to this site!***

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ive been thinking bout your missing statements hunni what i did after theyd sent some of them i phoned them to chase them up and they did send quite a few more of the statements out after that not all of them though quite a few missing still it was more awkard for them to ignore me whemn im on the phone to them. The laughable thing was he says to me the guy on the phone oh just hold the line while i speak to them in the microfiche building as if its in another building but its probably in the next office never mind a different building ha!any hows maybe try that to speed them up luv!!xxxKia

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Kia You're blooming NUTS!!! God you do make me laugh girl! Just when I thought I was having a crap day, I come online and find your posts... Thanks for putting the smile back on my face LOL... I think the N1 form is what we get from the courts to submit (am I right Karneval?)... and the moneyclaim is another route altogether we can take via this site? Please don't quote me, cos I'm completely blonde when it all come to this legal jargon LOL.. Plus I'm guilty of having drank half a btl of bicardi :razz:

Suz x

28th July 06 - Data protection request taken into ABBEY branch with £10 cash... clock's started ticking!

05th August 06 - Microfiche arguement letter sent... In reply to first letter from Pam Speed, received from her this morning.

 

 

***I will gladly be donating 5% to this site!***

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so i use the n1 form and dont read any of this till your sober mind you you are funny when your drunk and i would laugh but would wake hubby by the way dont shout Karnevil my heads swimming with it all the brain doesnt usually have to think so much and as for my spelling lol eh suz!!!xxxkia

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LMAO!!! Let me sober up and get back to you on this :grin:... Hick...

Suz x

28th July 06 - Data protection request taken into ABBEY branch with £10 cash... clock's started ticking!

05th August 06 - Microfiche arguement letter sent... In reply to first letter from Pam Speed, received from her this morning.

 

 

***I will gladly be donating 5% to this site!***

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dont forget phone call to abbey bout statements remember keep focused and not on the bottle of barcardi.Gonna get n1 form tommorrow and see if ill have to pay as im on benefits so maybe not bit of luck on that score eh as im skint at moment so it might have to wait keep making me giggle suz and i dont need to do an awful lot to do that to you to reduce you to fits of laughter lolxxxKia

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Hia Kia.. Have a nice night out and good luck with N1 thingy

28th July 06 - Data protection request taken into ABBEY branch with £10 cash... clock's started ticking!

05th August 06 - Microfiche arguement letter sent... In reply to first letter from Pam Speed, received from her this morning.

 

 

***I will gladly be donating 5% to this site!***

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had brill night out just what i needed to let my hair done and what do i talk about all night this site how sad is that i need to get a life and havent as yet got n1 form still hung over oopps!!might enlist new recruits it never ceases to amaze me how many people dont know its illegal what there doing mind you im preaching to the converted sorry to mention church thingy

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I havn't sorted through the paperwork yet.. will try to sort out the estimates tonight if I can get myself focused. Just not feeling very positive today at all.. God don't I sound a right misery gutts? Oh well, pick myself up, brush myself down and get ready to take out all my downers on the Scabbey! God help em now ;)

28th July 06 - Data protection request taken into ABBEY branch with £10 cash... clock's started ticking!

05th August 06 - Microfiche arguement letter sent... In reply to first letter from Pam Speed, received from her this morning.

 

 

***I will gladly be donating 5% to this site!***

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Oh go on... let it be my turn this time lol!

Thanks for the links tho Karneval x

No new post or news from scabbey yet, think my postie is too scared to walk up my drive these days ;(

28th July 06 - Data protection request taken into ABBEY branch with £10 cash... clock's started ticking!

05th August 06 - Microfiche arguement letter sent... In reply to first letter from Pam Speed, received from her this morning.

 

 

***I will gladly be donating 5% to this site!***

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yep suz i dont know what wed do without him.got two more scabby letters tis morning basically were dealing with it rubbish two of them as well must think i need to see double bit like me the other night eh!!xxKia

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Hya... Nope no parachute account, tried em all! but abbey have defaulted me so now it's proving impossible to open one. Well if they want to play silly beggers, I can play at being a dare devil and jump without one. Still going through with this... All the way.

28th July 06 - Data protection request taken into ABBEY branch with £10 cash... clock's started ticking!

05th August 06 - Microfiche arguement letter sent... In reply to first letter from Pam Speed, received from her this morning.

 

 

***I will gladly be donating 5% to this site!***

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