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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Non Compliance with Data Protection Act Subject Access Request


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I have applied for my statements from NatWest Bank Plc. They have banked the £10 cheque but are now 11 days over the 40 day limit and i still have no statements despite various chasing letters/faxes.

 

i have now prepared an Application to the court for pre-action disclosure however i am unsure if this is possible or enforceable as i was under the impression that some kind of protocol had to be in place before an Application could be issued.

 

without any statements i cannot guess how much my claim is worth. i would be grateful for any help you can offer.

Me v NatWest £1.5k settled after Disc App

Jo v Barclaycard settled after Disc App

Jo v Cap 1 settled after Disc App

Jo v Abbey Disc App sent to court

Jo v Natwest cag3 let due

Nikkii v Barclays judgement in default against Barclays

Nikkii v B’card directions returned

Nikkii v Natwest settled

Laura v Lloyds – directions & aq sent

Luke v Lloyds – AQ & directions sent to court

Mark v Halifax – settled

Liam v A&L settled

Liam v Lloyds part settled - still going

Vanya v RBOS, CAG 3 let sent

Vanya v RBOS Awaiting statements

Vanya v Virgin issue on 30/03

Carl v Natwest settled

Dean v Barclays – disc app issued

Dean v B’card – disc app issued

Dean v Cap 1 – awaiting statements

(another 5 files that won't fit) busy me!

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There are some helpful pointers HERE and HERE.

 

Hope that helps :)

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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  • 1 month later...
I have applied for my statements from NatWest Bank Plc. They have banked the £10 cheque but are now 11 days over the 40 day limit and i still have no statements despite various chasing letters/faxes.

 

i have now prepared an Application to the court for pre-action disclosure however i am unsure if this is possible or enforceable as i was under the impression that some kind of protocol had to be in place before an Application could be issued.

 

without any statements i cannot guess how much my claim is worth. i would be grateful for any help you can offer.

I am about to start a claim against Natwest.

Where did you get the address to request of charges details?

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the information commissioner did nothing for me. i eventually issued an application for pre-action disclosure at the court and natwest took that very seriously. i am not allowed to divulge the result to 3rd parties but my claim is over and i'm buying a new car. ;)

Me v NatWest £1.5k settled after Disc App

Jo v Barclaycard settled after Disc App

Jo v Cap 1 settled after Disc App

Jo v Abbey Disc App sent to court

Jo v Natwest cag3 let due

Nikkii v Barclays judgement in default against Barclays

Nikkii v B’card directions returned

Nikkii v Natwest settled

Laura v Lloyds – directions & aq sent

Luke v Lloyds – AQ & directions sent to court

Mark v Halifax – settled

Liam v A&L settled

Liam v Lloyds part settled - still going

Vanya v RBOS, CAG 3 let sent

Vanya v RBOS Awaiting statements

Vanya v Virgin issue on 30/03

Carl v Natwest settled

Dean v Barclays – disc app issued

Dean v B’card – disc app issued

Dean v Cap 1 – awaiting statements

(another 5 files that won't fit) busy me!

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thanks for that melanie.. nat west didnt respond to my sar and ive been hesitant about taking them to court for non compliance.. encouraged by your story ive decided to go ahead... not least because i want a new car!!!! well done

cap one - prelim letter sent 23/8 £460 owed

partial refund, now sod off letter received 6/9

lba 5/10, claim served 30th jan,

CAP ONE SETTLED IN FULL 15thTH FEB!!!

 

 

lloyds card services - prelim sent 23/8 £332 owed

sod off rerceived 25/9

lba 26/9

claim issued via mcol 13/10

awaiting papers from SC&M

court date set for 26th March

 

 

nat west - Data Protection Act sent 11/7.. non compliance.. considering court action.

non compliance letter sent 29/8 giving them a further 7 days- gave them loads more days!!

5/10 lba sent for pre action disclosure

settled in full 2.1.07

 

 

 

cahoot - Data Protection Act sent 7/8 on hold for a while

 

Tesco - prelim sent 6/10 £200 owed

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i didnt issue for non-compliance. i filled a N244 (Application Notice).

 

if you want the wording that i used, then i can e-mail or fax a copy of it to you along with a template of my statement and the relevant order i requested.

 

it was prepared by one of the solicitors i work with and worked a treat! think it took 2 days for statements to arrive.

 

the thing is you should give two weeks' notice before issuing against them so write a letter today and then you'll have two weeks to prepare the paperwork. it's not that difficult.

Me v NatWest £1.5k settled after Disc App

Jo v Barclaycard settled after Disc App

Jo v Cap 1 settled after Disc App

Jo v Abbey Disc App sent to court

Jo v Natwest cag3 let due

Nikkii v Barclays judgement in default against Barclays

Nikkii v B’card directions returned

Nikkii v Natwest settled

Laura v Lloyds – directions & aq sent

Luke v Lloyds – AQ & directions sent to court

Mark v Halifax – settled

Liam v A&L settled

Liam v Lloyds part settled - still going

Vanya v RBOS, CAG 3 let sent

Vanya v RBOS Awaiting statements

Vanya v Virgin issue on 30/03

Carl v Natwest settled

Dean v Barclays – disc app issued

Dean v B’card – disc app issued

Dean v Cap 1 – awaiting statements

(another 5 files that won't fit) busy me!

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i wrote to my branch to get details of charges but they've managed to lose a few cheques when my friends have done the same. you're best calling your branch and asking where to send the request to.

Me v NatWest £1.5k settled after Disc App

Jo v Barclaycard settled after Disc App

Jo v Cap 1 settled after Disc App

Jo v Abbey Disc App sent to court

Jo v Natwest cag3 let due

Nikkii v Barclays judgement in default against Barclays

Nikkii v B’card directions returned

Nikkii v Natwest settled

Laura v Lloyds – directions & aq sent

Luke v Lloyds – AQ & directions sent to court

Mark v Halifax – settled

Liam v A&L settled

Liam v Lloyds part settled - still going

Vanya v RBOS, CAG 3 let sent

Vanya v RBOS Awaiting statements

Vanya v Virgin issue on 30/03

Carl v Natwest settled

Dean v Barclays – disc app issued

Dean v B’card – disc app issued

Dean v Cap 1 – awaiting statements

(another 5 files that won't fit) busy me!

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I think you might have misunderstood my post. I was saying that I got the address to send the SAR from the link on the SAR letter template page, which is a link to the information commission website. It gives you the address which is registered for data storage by your bank. Would seem to be the most correct address to use.

 

Still no sign of my statements so sending an lba today. Melanie, I note you say 14 days when the information on here suggests 7 days. Is that because you used a different court procedure with the N244?

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hi melanie

sorry i misunderstood.. obviously you feel the application for pre action disclosure is a better way than the n1 form for non compliance.. thing is i dont really understand the legalities of this.. sorry to be so dumb.. id be very grateful for your help.. could i pm you my email address and you could send me the relevent info.. although i have sent them a letter before action regarding their non compliace giving them a further 7 days to come up with the goods.. needless to say they havent!! can i now proceed the way you did..(given the fact that ive already threatened them with court action and not carried it through!) think perhaps you should have your own template section!!

thanks karen

cap one - prelim letter sent 23/8 £460 owed

partial refund, now sod off letter received 6/9

lba 5/10, claim served 30th jan,

CAP ONE SETTLED IN FULL 15thTH FEB!!!

 

 

lloyds card services - prelim sent 23/8 £332 owed

sod off rerceived 25/9

lba 26/9

claim issued via mcol 13/10

awaiting papers from SC&M

court date set for 26th March

 

 

nat west - Data Protection Act sent 11/7.. non compliance.. considering court action.

non compliance letter sent 29/8 giving them a further 7 days- gave them loads more days!!

5/10 lba sent for pre action disclosure

settled in full 2.1.07

 

 

 

cahoot - Data Protection Act sent 7/8 on hold for a while

 

Tesco - prelim sent 6/10 £200 owed

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Questions such as these are much better asked in the relevant forum for your bank as they can be answered by people who have already experienced the situations.

 

This forum is designed mainly for people to introduce themselves and get started on the very first steps and as such experienced users rarely venture into here.

BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

If you win, donate to this site

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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