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Hi guys, I'm new to this and am looking for some encouragement that I'm doing things right from those of you that have experience!

 

I used the data protection letter and sent the request off to my bank (B.O.S) and recieved all of my copy statements surprisingly quickly and have worked out that with excess o/d, returned cheque and the mysterious account maintenance charges that I have piad just short of £2500 in the last six years!

 

I have detailed all of the charges and dates on a spreadsheet.

 

Any advice welcome prior to moving on to the next steps!

 

Cheers

 

Andy

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Hi Andy and welcome! wink.gif

 

Take your time and have a good read of the FAQs and the templates letters, followed by a browse through many of the threads in the forum for your bank (see links in my sig, below). When you are ready to start, post in your bank's forum and report your progress in that thread as well as asking your questions (there won't be too many if you've read the FAQs properly) and you will get the best out of this site and all the accumulated experience here! smile.gif

 

So far so good, it looks like you are on track, so just stick to the Step-by-Step Instructions, start a thread in the BOS forum and keep it up to date with your progress and any questions that arise. You'll get good support from your fellow claimants!

Jeep (The Wife & I)

Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06

Halifax joint a/c new charges £1100 - LBA sent 02/08/06

Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)

Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far

Halifax Visa (#2) Data Protection Act sent - refunded £170

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Follow the route: FAQs > Template Library > Parachute Account > Bank Forums > Spreadsheet

All advice given in good faith and without prejudice or liability, to be taken at your own risk!

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