Help Urgently Needed Northern Rock Small Claim Refusing Further Info

[creditcardmug]

Hi, can you post up the POC,removing any personal details?, have you filed the AOS?

[creditcardmug]

Ok, as you have filed your AOS, you have 33 days from 28/7 to file your defence, you have sent the claimant a CPR request which they say they dont have to comply with, this is rubbish, but is normal for them.

provided you get your defence in in time you should be ok.

The fact that they have failed to respond to your CPR18 request is in your favour, and will go into your defence.

 

Just to be sure of the facts,

1. have you ever sent a CCA request for this, and have you had a reply to it?

2. Have you ever recieved a Default Notice for this?

3. have you had Notices of Assignment from both the original creditor and CL for this?

4. Who is the original creditor?

[creditcardmug]

Just checked the calendar, i think your defence should have been filed by the 29th august, is this correct?

[creditcardmug]

Have you got another thread running on this one mate just checked and there's about a dozen threads there?

 

Are you saying you have NEVER recieved a copy of an aggreement on this?

And you have never received a default notice?

[creditcardmug]

Ok, so you filed your defence in time,Who is the claimant now, as on the front of the claim form?

Can you post up your defence, without any personal details, this will help going forward.

 

On the plus side mate, if you have asked for and not recieved ANY of the relevant docs i.e. agreement, default notice, notice of assignment, and nothing in response to your Cpr request, then you are in a strong position here.

[creditcardmug]

Hi again, a bit of background here CL are part of Lewis group/ cohen solicitors, they always say they do not have to comply with the CPR, which is rubbish.

Your defence is very thin, i wish you had come here sooner, but no matter, since you have filed a defence this will now be moved to your local court, the other side will have 28 days to decide whether to continue, if they do then the next trhing you will get is an Allocation Questionaire, this thing appears at first to be daunting to most people on here, but isnt really.

 

Come back if/when you get it, you can then make diections for the court to order that the other aside provide all said documents.

 

Dont worry too much at this stage, you havent made the best of starts on this, but you can still get this right.

For instance when AQs have to be submitted, they have to pay again and you dont!

Regards CCM

[creditcardmug]

I could certainly sort out a proper defence for you,on the basis that you have had no co-operation from the claimant with regard to any further info on this claim, but, will it be allowed? i.e. would you have to make an application to the court to file an amended defence now.

 

I really think it would be worthwhile contacting the court to find out your options...an Application Notice would cost £45-£75, but is recoverable should you win. If you phone them, write as well you need a paper trail.

 

 

That reply from the judge looks unusual, but you didn't go about defending the POC in the normal manner.