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    • Hi All I know this a long shot but ha anyone got any advice please? Nearly three years ago (maybe more) my ex took a contract out for a new phone for my birthday that I ended up paying the bills on (lovely present huh) I have always paid the bill for this. The phone number that I have had for most of my adult life was passed over to this contract and I am old now haha We are now divorced and have not been in contact  - he is abusive and I have nothing to do with him. I cannot enter into any dialogue with him whatsoever. I have continued with my phone contract and number etc but am stuck - I have no access to my bills even though they come out of my account - as the contract is in his name I cannot get a pac code to move therefore I will lose my number if I cancel- sky just quote data protection at me which I get but this is soooo frustrating!!!! I know that the sensible thing would have been to just l cancel the dd lose the number get another contract elsewhere and get over myself and move on but I am just asking out there as a final desperate attempt - can anything whatsoever be done??? Thank you in advance :)
    • What's your intent, or interest? I can't see that you have any cause of action regarding bills issued by one third party to another third party. Is the idea to use this as a lever "I'll denounce you to HMRC unless you do blah blah .." That might in fact have no teeth anyway, HMRC will aware of the company's turnover via their other tax affairs.  As a matter of fact a company buying VAT rated supplies and selling to VAT registered customers is actually worse off if not VAT registered themselves. Has your court case reached it's conclusion yet?
    • Hello, welcome to CAG.  I expect people will be along to advise later. We aren't here to mock, this is a serious forum. If you feel you're being picked on  report the relevant post to the site team.  Best, HB
    • no that is not a defence. because you don't have a photo
    • I purchased the vehicle using finance through motonovo under a HP 60 months agreement. I have now amended the document ensuring all is in black. Unfortunately, this email has now been sent. However, I have not sent a letter to big motoring world. Also, I have taken the section of the firealarm issue. I am struggling to convert to PDF. I am not tech savy at all. My mistake was that the the salesman was very fussy on a sale. We went down a quiet road for a little test drive and not for a lengthy road test. The water issue was not present at this moment of time. However, it only became prevalent after driving away, after all docs signed. I did stated to Audi I wanted a diagnostic report. However, they carried out an Audicam which is footage of the issue. Audi have diagnosed the issue as a common issue where coupes/cabriolets accumulate water in the seals. However, I did state beforehand for no issue to be rectified due to me wanting to reject the vehicle. I am awaiting a report from Audi through email from the branch manager in relation to the issue. The issue so far is the water still being present in the sills. Audi tried to fix the issue however the problem is still prevalent. Regards 
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Small Girl v Big Bad:Fitness First


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I did everything wrong here, I didn't read the contract properly, and now I am a bit stuck.

 

I decided to join the gym in January, as a lot of people do, and they had an offer on that I thought was right for me at that time. I asked before joining what would happen if I moved away, as I had applied to 2 colleges outside of the area but at that time did not know about the potential success of these applications. I was cheerfully informed that should I move and there be no gym within a certain radius of my new address then I would be free to cancel. When I went to register, I started reading through but was made to feel i was just being awkward so I just skimmed and signed.

 

Since then, I got into college (yey!) but I also hurt my knee. This knee injury has been treated by the doctor and I have undergone physiotherapy. I didn't cancel at first as I had hoped to recover enough in time to once again use the membership, however a couple of months later during which time I have been on crutches, unable to leave my flat at times and off work I realised that wouldn't be possible. I rang the club and at first got the standard response, that I signed a 12 month contract blah blah blah, I then explained that I was unfit to use the gym and that I would be moving before I would be able to again. On hearing this I was given the number for memberships, who have told me a different story. This time, I can pay half the membership to the end of the term when I move away, and must provide a doctors note for my gym membership to be cancelled. I see my doctor if I'm poorly, not because the gym wants to play silly buggers so I wrote them a letter, again stating that I was unfit to use the facilities, including the diagnosis and stating that the direct debit would be cancelled.

 

No reply to my initial letter, they still tried to take the direct debit and then I got a standard lettter requesting immediate payment of fees. I rang them up, tried to explain the situation and now the story is that they want proof that I am moving, they still want a doctors letter and they are only willing to freeze the nmembership until I am once again fit to use the club. I asked for a copy of the terms and conditions and was curtly told i would either have to go to the club to pick them up or pay £20! I curtly repield that I would then request a £20 fee for my doctors note and did he want me to hop to the club!?! On ringing the club I am being sent a copy of T and C's but I'm a little at a loss as to what I should do next.

 

I think I have grounds for being mis sold the product, although no proof that I was told I could cancel when moving. I also wondered if there was any advice on the injury. Is it bad that I should worry that I can now walk a short way and have tried to start working again?!? Personnaly given the choice between crippling myself (if i mess it up again I could cause major long term damage, I'm 25, I dont want to do that) and getting a default on my credit file for 6 years, I know what I would do.

 

Also might be worth mentioning, that I called the club when my injury occured and asked if they had a physio who I could use at the gym, they said that they would look into it and didn't get back to me, an nhs appointment came up so I didn't bother trying again.

 

Advice greatly appreciated.

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T and C's still not arrived, what do I do, have I got any recourse? I had hoped that when I read through them I would see what I was actually tackling. Please has anyone got some sound advice for me?

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I would give the Citizens Advice Bureau and maybe even Trading Standards a call and see what they advise. It does seem like FF are being unreasonable. If you speak to FF it might help to mention you've contacted the CAB and TS - it seems to make them realise you won't be bullied.

 

Do you recall if in the contract you signed it said that they own you for the duration of the contract? :)

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