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    • old and new threads merged i though you were going to send the SB letter in 2017? dx  
    • dunno you've not scanned up what you've had before how can we tell?  
    • Today , after a lot of years i received a letter from this lot. Very friendly, "Were writing to remind you that we haven't had any contact from you in a while".  The velvet fist, followed by  a veiled threat to get their preferred debt collectors involved. Yep dead right. In 1992/3 I took out a Student load under duress from DHSS. up to 2000 I had successfully gotten deferment on low income. But rather than sign on as unemployed ,I decided to be self employed. I applied and they asked for all sorts of documents. I obliged and then correspondence ceased from them, circa 2001. To date I have had no correspondence from Student Loans. I was made redundant in 2009 and reached 65 in 2012 , at which age the loan should have been cancelled. Now , today, 12 years on retirement and 11 ( at least years after last contact) I get a letter with veiled threats. Do I , as I smell a scam a) ignore it and hope that Erudio will think that this phishing attempt has failed or b) respond with a statute barred letter or c) remind them of legal terms that loan should be cancelled 12 years ago or d) combination of b) +c)      
    • But I'm not mixing and matching. Sure, when researching I do check multiple avenues, but when speaking, I will open a single post. The Fb post was made in March, it is now June, time has passed, and when the suggestion was made, no further information was given on how I should progress beyond "send a letter", which has meant that I've needed to start another stream - this one, but only after taking the time to research first.
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi all,

 

I am a newcomer to this forum and I have been reading with interest all the comments regarding this private car parking company. I have recently been given a parking ticket by these people, I have elected to ignore the £60 fine for parking for less than 5 mins, and I have now received a letter from them demanding I pay £84 if not paid within 10 days a further £3 a day will be added by way of excess charges and we may take court action. They state in the letter that they may ask the court to enforce the debt by instructing a baliff to wheel-clamp and remove my vehicle from my home address,business address etc etc. When the ticket was issued the person who issued the ticket did not put the correct colour of the car on the ticket.

 

Do I continue to ignore any further letters?

 

Regards

 

Concorde:

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where was the ticket supermarket or what .

you can bury them in paperwork i.e

who owns the land ,did they buy it is it council owned and they have a lease .

In our town a number of years ago a supermarket put up a sign saying free parking for 2 hrs and then £50 fine after that and the council made them take it down as the land was council owned and they were leasing it and it was not part of the leasing agtreement many of these are a bluff thats why they send debt collectors not bailiffs as they have not gone through a court

Tell the supermarket if thats what it is that you will go to their rival supermarket to shop if they persue you

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This lot use a similar ruse to UK PAO in that they add charges of £3 / day by way of "liquidated damages" for so called late payment. This is completely ridiculous legal concept, the first thing any self-respecting judge would do is remove these imposed charges since they deemed to penalties therefore disallowed under English Law.

 

Although they may threaten court, they good news is that, with any sort of a reasonable defence, they would lose. In fairness to most PPCs, they do know this, which is why they almost never go to County Court.

 

If you either ignore, or use the template letters, you will get annoying letters through the post, either from UKCPS themselves or from a debt collection agency. The drivel will continue for 5 or 6 letters then, if all goes to form, things will quieten down.

 

If, against all the odds [and I do mean 1000s to one.] they do issue court papers, look forward to kicking ass with the defence that you will get with the help of this forum.

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No doubt I will be getting more letters from these people to which I will ignore. The issue details on the ticket are incorrect does that make it also non valid?

 

Concorde

 

As these are invoices any error that you draw their attention to will simply result in a corrected invoice being issued. This is a different from the situation with council PCNs as these cannot be corrected and re-issued once served. The issue of the wrong colour is not a major issue but can be used to challange the veracity of their other evidence.

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This does not constitute legal advice and is not represented as a substitute for legal advice from an appropriately qualified person or firm.

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