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    • dunno you've not scanned up what you've had before how can we tell?  
    • Today , after a lotof years i recieved a letter from this lot. Very friendly, "Were writing to remind you that we havent had any contact from you in a while".  The velvet fist, followed by  a veiled threat to get their preferred debt collectors involved. Yep dead right. In 1992/3 I took out a Student load under duress from DHSS. uP TO 2000 I hadsucessfully gotten deferment on low income. But rarther thansign on as unemployed,I decided to be self employed. I applied and they asked for all sorts of documents. I obliged and then correspondance ceased from them, circa 2001. To date  I have had no correspondance from Student Loans. I was made  redundant in 2009 and  reached 65 in 2012 , at which age the loan should have been cancelled. Now ,today, 12 years on retirement and 11 ( at least years after last contact) I get a letter with veiled threats. Do I , as I smell a scam a) ignore it and hope that Erudio will think that this phishing attempt has failed or b) respond with a statute barred letter or c) remind them of legal terms that loan should be cancelled 12 years ago or d) combination of b) +c)      
    • But I'm not mixing and matching. Sure, when researching I do check multiple avenues, but when speaking, I will open a single post. The Fb post was made in March, it is now June, time has passed, and when the suggestion was made, no further information was given on how I should progress beyond "send a letter", which has meant that I've needed to start another stream - this one, but only after taking the time to research first.
    • hes not turning you away he is simply saying that you should stick to one channel of advice. he is perfectly happy with that channel being this forum, and he will help you   all he is saying, and I agree, is that you should stick to one help channel, not mix and match 3/4
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Housing Benefit Query


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Hello,

 

I work at a pre-school we are closed for all LEA holidays and I do not get paid for them except for four weeks which are covered by set holiday pay paid from pre-school (i.e 1 week at Easter, 2 weeks before the big summer break and 1 week at Christmas). I work 3hrs a day, five days a week.

 

My rent at this time was £98.95 per week. I live with my daughter who is 22 pregnant but getting JSA because she is looking for work untill the baby is born. Nov 2007 my HB payment was £395.40 per month which covered my rent all but a few pence. Then at the end of Nov I had a letter saying there had been an over payment which they intended to recover. The details of the letter are as follows.

 

Housing Benefit

4 weeks at £3.96 per week = £15.84

5 weeks at £2.85 = £14.25

8 weeks at £14.11= £112.88

14 weeks at £22.20 = £310

 

 

Council tax benefit

3 weeks at 6 days at £3.66 per week = £4.70

5 weeks at 1 day at £0.88 = £4.52

8 weeks at £4.34 = £34.72

12 weeks at £6.83 = £81.96

 

My wage fluctuates each month depending on how many sessions/weeks fall into the month. When you work it weekly as they do, on paper it does look like I am over earning but I don't think it takes into account the 12 weeks I have without pay. For last year my wage was £4,185.00 ( I don't pay tax) if I divide this by 52 weeks of the year not the 40 weeks for which I'm paid, it for most months dramatically lowers my average wage. After disregard and Applicable rent is taken off and I'm still over by around £10 per week. Which is fine I don't have a problem paying something as long as the figure has been worked out fairly.

 

I am right in thinking that the wage earned should be averaged out over the whole year (as it has to support me for the whole year).

 

If the over payment stands can the council take it back so dramatically. Dec,Jan,Feb,Marchs HB payment dropped from £395.40 to £260.60.

 

Anyone any idea from the info (sorry I know it's a bit garbled) if I have a case to argue they haven't calculated my HB right.

 

Thanks

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I think what you also have remember as well as your earnings your daughter claims JSA. this is also counted when housing/council tax benefit is applied for. Even though it is not your money and is your daughters they count is a household income and therefore believe she should also contribute towards to some of the rent and council tax.

Ladidi

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Thank you for your all your replies

 

If I put my wage per month in to the calculator according to entitledto I should be entitled (although I know this not set in stone) to £84.40 per week of HB.

however

If I put my total annual wage into the calculator it says I should be entitled to £4,922.59 which is £94.41 per week. This illustrates what I am wondering. The difference being I think is the weekly wage calculation assumes I am getting that pay for 52 weeks of the year and therefore over estimates my income.

 

I realise my daughters JSA effects decision but she has only just moved home this month. These fidures are for April 07- March 08.

 

Yes, I am going to be contacting the HB dept tomorrow I just thought I'd get some opinions from the folks on here to. :)

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